Crop-loss band · South Dakota
Miner County, South Dakota — crop-loss band
- 0.65Low end of the filed band
- 1.68Middle of the filed band
- 3.85High end of the filed band
- 2019Worst year filed (4.50)
- 10Years filed
Every year the Risk Management Agency has filed for Miner County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.65 at the low end to 3.85 at the high end, with 1.68 in the middle. The worst year filed is 2019, at 4.50. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $494,843 | $568,773 | $3,528,560 | 123 | 123 | 1.15 |
| 2016 | $1,327,257 | $1,316,782 | $9,289,356 | 178 | 178 | 0.99 |
| 2017 | $1,457,304 | $942,095 | $11,459,759 | 213 | 213 | 0.65 |
| 2018 | $253,458 | $974,979 | $1,766,125 | 166 | 166 | 3.85 |
| 2019 | $4,823,289 | $21,684,155 | $30,303,547 | 827 | 826 | 4.50 |
| 2020 | $1,033,623 | $3,561,648 | $8,311,854 | 452 | 451 | 3.45 |
| 2021 | $7,815,908 | $17,137,962 | $68,317,074 | 744 | 743 | 2.19 |
| 2022 | $7,486,480 | $11,573,049 | $63,360,863 | 621 | 619 | 1.55 |
| 2023 | $12,515,232 | $25,579,719 | $107,881,347 | 803 | 801 | 2.04 |
| 2024 | $5,078,138 | $8,510,284 | $47,565,862 | 588 | 588 | 1.68 |
Commodities insured in Miner County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.49Low end of the filed band
- 1.46Middle of the filed band
- 4.06High end of the filed band
- 2020Worst year filed (4.30)
- 10Years filed
- $25,850,979Premium filed
- $53,267,625Indemnity paid
- $192,328,814Liability insured
- 263,273Quantity planted
- 300,863Quantity lost
- 1,894Policies
- 1,890Policies with a loss
- 2.06Loss ratio, whole span
Causes that carried the indemnity in Miner County
- Drought $21,354,941 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $17,236,658 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $10,946,639 indemnity · 4 years
- Heat $2,186,349 indemnity · 5 years
- Cold Wet Weather $555,195 indemnity · 7 years
- Decline in Price $439,336 indemnity · 7 years
Soybeans 10 years filed
- 0.41Low end of the filed band
- 2.08Middle of the filed band
- 5.59High end of the filed band
- 2019Worst year filed (5.80)
- 10Years filed
- $14,536,836Premium filed
- $32,841,557Indemnity paid
- $145,895,776Liability insured
- 284,699Quantity planted
- 286,474Quantity lost
- 1,767Policies
- 1,764Policies with a loss
- 2.26Loss ratio, whole span
Causes that carried the indemnity in Miner County
- Drought $11,845,493 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $9,163,492 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $8,863,469 indemnity · 9 years
- Heat $1,331,333 indemnity · 6 years
- Hail $549,840 indemnity · 4 years
- Cold Wet Weather $368,165 indemnity · 5 years
Wheat 9 years filed
- 0.36Low end of the filed band
- 3.45Middle of the filed band
- 5.69High end of the filed band
- 2024Worst year filed (5.69)
- 9Years filed
- $1,003,511Premium filed
- $3,929,139Indemnity paid
- $8,278,228Liability insured
- 26,708Quantity planted
- 22,387Quantity lost
- 216Policies
- 216Policies with a loss
- 3.92Loss ratio, whole span
Causes that carried the indemnity in Miner County
- Drought $2,543,171 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,145,790 indemnity · 6 years
- Cold Winter $114,122 indemnity · 3 years
- Cold Wet Weather $93,316 indemnity · 4 years
- Decline in Price $15,173 indemnity · 3 years
- Freeze $9,166 indemnity · 1 years
Pasture,Rangeland,Forage 9 years filed
- 0.72Low end of the filed band
- 2.01Middle of the filed band
- 2.93High end of the filed band
- 2015Worst year filed (2.93)
- 9Years filed
- $894,206Premium filed
- $1,811,125Indemnity paid
- $5,281,529Liability insured
- 65,041Quantity planted
- 0Quantity lost
- 838Policies
- 838Policies with a loss
- 2.03Loss ratio, whole span
Causes that carried the indemnity in Miner County
- ARPI/SCO/STAX Crops Only $1,811,125 indemnity · 9 years
Every county-crop the agency files in South Dakota → Buy the Miner County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.