Crop-loss band · South Dakota
Pennington County, South Dakota — crop-loss band
- 1.94Low end of the filed band
- 2.18Middle of the filed band
- 2.74High end of the filed band
- 2015Worst year filed (2.91)
- 10Years filed
Every year the Risk Management Agency has filed for Pennington County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.94 at the low end to 2.74 at the high end, with 2.18 in the middle. The worst year filed is 2015, at 2.91. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,328,989 | $3,869,989 | $5,542,088 | 190 | 190 | 2.91 |
| 2016 | $1,175,471 | $2,276,292 | $5,295,213 | 294 | 294 | 1.94 |
| 2017 | $2,284,993 | $5,101,960 | $10,445,768 | 559 | 559 | 2.23 |
| 2018 | $696,149 | $1,518,964 | $3,302,676 | 186 | 186 | 2.18 |
| 2019 | $851,462 | $2,168,424 | $2,526,068 | 76 | 76 | 2.55 |
| 2020 | $1,061,645 | $2,177,755 | $5,428,381 | 329 | 329 | 2.05 |
| 2021 | $1,699,597 | $4,588,293 | $7,714,071 | 348 | 348 | 2.70 |
| 2022 | $2,883,198 | $7,886,083 | $12,705,866 | 302 | 302 | 2.74 |
| 2023 | $1,130,069 | $2,245,080 | $4,434,218 | 121 | 121 | 1.99 |
| 2024 | $1,610,243 | $3,168,552 | $7,353,153 | 246 | 246 | 1.97 |
Commodities insured in Pennington County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.74Low end of the filed band
- 2.62Middle of the filed band
- 3.04High end of the filed band
- 2022Worst year filed (3.41)
- 10Years filed
- $4,814,797Premium filed
- $13,810,857Indemnity paid
- $19,585,289Liability insured
- 140,680Quantity planted
- 139,016Quantity lost
- 447Policies
- 447Policies with a loss
- 2.87Loss ratio, whole span
Causes that carried the indemnity in Pennington County
- Hail $5,276,172 indemnity · 8 years
- Drought $5,096,910 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,433,932 indemnity · 8 years
- Cold Winter $1,121,235 indemnity · 9 years
- Wind/Excess Wind $504,648 indemnity · 5 years
- Cold Wet Weather $90,590 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 0.82Low end of the filed band
- 1.60Middle of the filed band
- 2.30High end of the filed band
- 2015Worst year filed (3.55)
- 10Years filed
- $5,350,581Premium filed
- $9,590,475Indemnity paid
- $27,225,802Liability insured
- 912,347Quantity planted
- 0Quantity lost
- 1,470Policies
- 1,470Policies with a loss
- 1.79Loss ratio, whole span
Causes that carried the indemnity in Pennington County
- ARPI/SCO/STAX Crops Only $9,590,475 indemnity · 10 years
Corn 8 years filed
- 1.66Low end of the filed band
- 2.71Middle of the filed band
- 4.38High end of the filed band
- 2021Worst year filed (4.38)
- 8Years filed
- $1,739,466Premium filed
- $4,186,937Indemnity paid
- $6,794,074Liability insured
- 37,546Quantity planted
- 37,546Quantity lost
- 130Policies
- 130Policies with a loss
- 2.41Loss ratio, whole span
Causes that carried the indemnity in Pennington County
- Drought $2,338,391 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,306,870 indemnity · 4 years
- Heat $212,057 indemnity · 3 years
- Hail $209,382 indemnity · 4 years
- Cold Wet Weather $40,855 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $37,719 indemnity · 2 years
Forage Production 9 years filed
- 0.25Low end of the filed band
- 2.35Middle of the filed band
- 3.35High end of the filed band
- 2021Worst year filed (3.35)
- 9Years filed
- $1,483,793Premium filed
- $3,515,151Indemnity paid
- $5,908,244Liability insured
- 87,383Quantity planted
- 87,504Quantity lost
- 476Policies
- 476Policies with a loss
- 2.37Loss ratio, whole span
Causes that carried the indemnity in Pennington County
- Drought $3,117,281 indemnity · 7 years
- Hail $165,251 indemnity · 5 years
- Freeze $98,574 indemnity · 4 years
- Frost $72,108 indemnity · 2 years
- Cold Wet Weather $25,516 indemnity · 2 years
- Heat $22,796 indemnity · 2 years
Sunflowers 9 years filed
- 1.61Low end of the filed band
- 3.13Middle of the filed band
- 4.93High end of the filed band
- 2018Worst year filed (4.93)
- 9Years filed
- $989,549Premium filed
- $3,050,108Indemnity paid
- $4,006,403Liability insured
- 27,477Quantity planted
- 26,764Quantity lost
- 41Policies
- 41Policies with a loss
- 3.08Loss ratio, whole span
Causes that carried the indemnity in Pennington County
- Excess Moisture/Precipitation/Rain $1,721,001 indemnity · 4 years
- Hail $766,391 indemnity · 3 years
- Drought $306,769 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $243,858 indemnity · 1 years
- Heat $7,048 indemnity · 1 years
- Decline in Price $5,041 indemnity · 3 years
Safflower 10 years filed
- 1.53Low end of the filed band
- 2.09Middle of the filed band
- 3.33High end of the filed band
- 2019Worst year filed (3.44)
- 10Years filed
- $343,630Premium filed
- $847,864Indemnity paid
- $1,227,690Liability insured
- 17,383Quantity planted
- 16,802Quantity lost
- 87Policies
- 87Policies with a loss
- 2.47Loss ratio, whole span
Causes that carried the indemnity in Pennington County
- Excess Moisture/Precipitation/Rain $401,714 indemnity · 6 years
- Drought $321,141 indemnity · 7 years
- Hail $83,609 indemnity · 6 years
- Cold Wet Weather $36,095 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $5,306 indemnity · 1 years
Every county-crop the agency files in South Dakota → Buy the Pennington County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.