Crop-loss band · South Dakota
Perkins County, South Dakota — crop-loss band
- 1.61Low end of the filed band
- 2.07Middle of the filed band
- 2.83High end of the filed band
- 2021Worst year filed (2.90)
- 10Years filed
Every year the Risk Management Agency has filed for Perkins County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.61 at the low end to 2.83 at the high end, with 2.07 in the middle. The worst year filed is 2021, at 2.90. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $809,459 | $1,922,889 | $3,070,130 | 172 | 170 | 2.38 |
| 2016 | $1,765,022 | $3,650,836 | $7,884,021 | 608 | 595 | 2.07 |
| 2017 | $3,089,388 | $8,734,856 | $13,782,360 | 972 | 970 | 2.83 |
| 2018 | $918,896 | $1,477,858 | $3,694,263 | 186 | 185 | 1.61 |
| 2019 | $854,007 | $2,170,601 | $3,160,380 | 177 | 177 | 2.54 |
| 2020 | $869,299 | $2,038,642 | $3,601,947 | 233 | 232 | 2.35 |
| 2021 | $3,407,160 | $9,871,453 | $15,267,068 | 697 | 694 | 2.90 |
| 2022 | $1,575,190 | $2,672,477 | $5,681,752 | 221 | 221 | 1.70 |
| 2023 | $2,440,333 | $4,426,517 | $9,148,181 | 337 | 337 | 1.81 |
| 2024 | $3,771,212 | $7,555,880 | $16,159,782 | 650 | 650 | 2.00 |
Commodities insured in Perkins County
8 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.62Low end of the filed band
- 2.37Middle of the filed band
- 3.17High end of the filed band
- 2021Worst year filed (3.93)
- 10Years filed
- $4,682,582Premium filed
- $13,031,930Indemnity paid
- $20,859,396Liability insured
- 187,460Quantity planted
- 183,873Quantity lost
- 861Policies
- 861Policies with a loss
- 2.78Loss ratio, whole span
Causes that carried the indemnity in Perkins County
- Drought $7,272,475 indemnity · 9 years
- Hail $2,780,538 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,225,497 indemnity · 6 years
- Cold Winter $589,110 indemnity · 7 years
- Hot Wind $222,780 indemnity · 3 years
- Heat $162,654 indemnity · 5 years
Corn 10 years filed
- 1.48Low end of the filed band
- 1.84Middle of the filed band
- 2.28High end of the filed band
- 2021Worst year filed (2.67)
- 10Years filed
- $5,337,502Premium filed
- $10,685,960Indemnity paid
- $18,946,232Liability insured
- 93,134Quantity planted
- 93,149Quantity lost
- 460Policies
- 460Policies with a loss
- 2.00Loss ratio, whole span
Causes that carried the indemnity in Perkins County
- Drought $7,039,619 indemnity · 8 years
- Hail $1,190,515 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,175,292 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $385,137 indemnity · 3 years
- Heat $340,363 indemnity · 6 years
- Freeze $263,564 indemnity · 3 years
Forage Production 9 years filed
- 0.76Low end of the filed band
- 1.57Middle of the filed band
- 3.92High end of the filed band
- 2017Worst year filed (3.92)
- 9Years filed
- $4,494,219Premium filed
- $10,163,880Indemnity paid
- $19,161,957Liability insured
- 331,132Quantity planted
- 332,353Quantity lost
- 1,432Policies
- 1,420Policies with a loss
- 2.26Loss ratio, whole span
Causes that carried the indemnity in Perkins County
- Drought $9,022,956 indemnity · 9 years
- Freeze $401,354 indemnity · 2 years
- Heat $223,058 indemnity · 6 years
- Hail $219,207 indemnity · 6 years
- Frost $162,652 indemnity · 3 years
- Cold Winter $52,793 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 0.97Low end of the filed band
- 2.03Middle of the filed band
- 2.35High end of the filed band
- 2021Worst year filed (2.37)
- 10Years filed
- $2,649,709Premium filed
- $5,365,993Indemnity paid
- $12,726,243Liability insured
- 618,225Quantity planted
- 0Quantity lost
- 1,003Policies
- 1,003Policies with a loss
- 2.03Loss ratio, whole span
Causes that carried the indemnity in Perkins County
- ARPI/SCO/STAX Crops Only $5,365,993 indemnity · 10 years
Sunflowers 10 years filed
- 0.95Low end of the filed band
- 2.03Middle of the filed band
- 3.02High end of the filed band
- 2015Worst year filed (3.42)
- 10Years filed
- $1,031,419Premium filed
- $2,315,033Indemnity paid
- $4,789,311Liability insured
- 29,266Quantity planted
- 29,266Quantity lost
- 170Policies
- 170Policies with a loss
- 2.24Loss ratio, whole span
Causes that carried the indemnity in Perkins County
- Drought $1,121,109 indemnity · 8 years
- Hail $447,692 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $350,747 indemnity · 7 years
- Insects $221,789 indemnity · 1 years
- Freeze $87,004 indemnity · 2 years
- Heat $40,443 indemnity · 5 years
Apiculture 7 years filed
- 0.89Low end of the filed band
- 2.13Middle of the filed band
- 2.83High end of the filed band
- 2023Worst year filed (2.83)
- 7Years filed
- $606,788Premium filed
- $1,276,130Indemnity paid
- $2,749,623Liability insured
- 16,173Quantity planted
- 0Quantity lost
- 64Policies
- 64Policies with a loss
- 2.10Loss ratio, whole span
Causes that carried the indemnity in Perkins County
- ARPI/SCO/STAX/MP Crops Only $1,276,130 indemnity · 7 years
Forage Seeding 10 years filed
- 1.56Low end of the filed band
- 2.48Middle of the filed band
- 3.48High end of the filed band
- 2017Worst year filed (3.54)
- 10Years filed
- $352,100Premium filed
- $916,770Indemnity paid
- $1,131,585Liability insured
- 10,680Quantity planted
- 9,558Quantity lost
- 127Policies
- 117Policies with a loss
- 2.60Loss ratio, whole span
Causes that carried the indemnity in Perkins County
- Drought $539,493 indemnity · 7 years
- Cold Winter $327,465 indemnity · 6 years
- Cold Wet Weather $32,587 indemnity · 3 years
- Frost $6,370 indemnity · 1 years
- Insects $4,941 indemnity · 1 years
- Freeze $4,732 indemnity · 1 years
Oats 10 years filed
- 1.54Low end of the filed band
- 1.87Middle of the filed band
- 2.49High end of the filed band
- 2017Worst year filed (2.54)
- 10Years filed
- $345,647Premium filed
- $766,313Indemnity paid
- $1,085,538Liability insured
- 13,918Quantity planted
- 13,879Quantity lost
- 136Policies
- 136Policies with a loss
- 2.22Loss ratio, whole span
Causes that carried the indemnity in Perkins County
- Drought $542,320 indemnity · 8 years
- Hail $168,027 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $29,480 indemnity · 5 years
- Freeze $18,302 indemnity · 2 years
- Heat $7,009 indemnity · 1 years
- Frost $1,176 indemnity · 1 years
Every county-crop the agency files in South Dakota → Buy the Perkins County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.