Crop-loss band · South Dakota
Potter County, South Dakota — crop-loss band
- 1.98Low end of the filed band
- 2.62Middle of the filed band
- 4.20High end of the filed band
- 2020Worst year filed (4.32)
- 10Years filed
Every year the Risk Management Agency has filed for Potter County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.98 at the low end to 4.20 at the high end, with 2.62 in the middle. The worst year filed is 2020, at 4.32. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,453,128 | $3,567,831 | $9,190,689 | 185 | 185 | 2.46 |
| 2016 | $916,942 | $2,039,927 | $4,359,568 | 170 | 170 | 2.22 |
| 2017 | $3,878,032 | $12,820,860 | $23,135,514 | 486 | 486 | 3.31 |
| 2018 | $4,712,703 | $13,147,379 | $36,061,695 | 376 | 376 | 2.79 |
| 2019 | $5,183,008 | $21,792,436 | $32,885,456 | 688 | 688 | 4.20 |
| 2020 | $2,785,968 | $12,047,569 | $14,526,805 | 482 | 482 | 4.32 |
| 2021 | $7,631,134 | $19,998,745 | $53,610,243 | 474 | 474 | 2.62 |
| 2022 | $2,654,734 | $8,281,446 | $18,300,672 | 216 | 216 | 3.12 |
| 2023 | $6,470,172 | $12,806,418 | $36,119,433 | 365 | 365 | 1.98 |
| 2024 | $1,905,158 | $4,109,351 | $12,183,825 | 216 | 216 | 2.16 |
Commodities insured in Potter County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.85Low end of the filed band
- 2.28Middle of the filed band
- 4.11High end of the filed band
- 2020Worst year filed (4.70)
- 10Years filed
- $13,000,144Premium filed
- $41,192,387Indemnity paid
- $82,953,586Liability insured
- 223,771Quantity planted
- 223,781Quantity lost
- 999Policies
- 999Policies with a loss
- 3.17Loss ratio, whole span
Causes that carried the indemnity in Potter County
- Excess Moisture/Precipitation/Rain $17,366,901 indemnity · 10 years
- Drought $17,331,116 indemnity · 8 years
- Hail $5,588,036 indemnity · 8 years
- Heat $235,927 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $189,796 indemnity · 3 years
- Cold Wet Weather $176,235 indemnity · 4 years
Wheat 10 years filed
- 1.24Low end of the filed band
- 2.18Middle of the filed band
- 3.55High end of the filed band
- 2017Worst year filed (4.14)
- 10Years filed
- $11,249,473Premium filed
- $30,770,296Indemnity paid
- $63,264,962Liability insured
- 261,858Quantity planted
- 256,190Quantity lost
- 1,068Policies
- 1,068Policies with a loss
- 2.74Loss ratio, whole span
Causes that carried the indemnity in Potter County
- Drought $20,751,691 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $3,895,303 indemnity · 10 years
- Hail $2,830,986 indemnity · 9 years
- Cold Winter $1,559,005 indemnity · 9 years
- Freeze $760,014 indemnity · 3 years
- Decline in Price $476,581 indemnity · 7 years
Soybeans 10 years filed
- 0.53Low end of the filed band
- 1.93Middle of the filed band
- 4.18High end of the filed band
- 2019Worst year filed (4.89)
- 10Years filed
- $8,058,246Premium filed
- $21,314,629Indemnity paid
- $59,277,229Liability insured
- 191,905Quantity planted
- 191,385Quantity lost
- 782Policies
- 782Policies with a loss
- 2.65Loss ratio, whole span
Causes that carried the indemnity in Potter County
- Drought $11,947,456 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $4,591,227 indemnity · 10 years
- Hail $2,920,960 indemnity · 8 years
- Freeze $517,310 indemnity · 1 years
- Cold Wet Weather $312,990 indemnity · 6 years
- Heat $265,000 indemnity · 5 years
Sunflowers 10 years filed
- 1.29Low end of the filed band
- 3.17Middle of the filed band
- 4.46High end of the filed band
- 2019Worst year filed (4.85)
- 10Years filed
- $3,684,161Premium filed
- $13,404,036Indemnity paid
- $27,449,070Liability insured
- 74,557Quantity planted
- 73,159Quantity lost
- 335Policies
- 335Policies with a loss
- 3.64Loss ratio, whole span
Causes that carried the indemnity in Potter County
- Hail $5,184,571 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $3,456,751 indemnity · 9 years
- Drought $3,083,789 indemnity · 8 years
- Hot Wind $576,913 indemnity · 1 years
- Plant Disease $474,484 indemnity · 2 years
- Wind/Excess Wind $195,887 indemnity · 3 years
Oats 10 years filed
- 2.72Low end of the filed band
- 4.11Middle of the filed band
- 4.67High end of the filed band
- 2015Worst year filed (6.12)
- 10Years filed
- $459,419Premium filed
- $1,941,424Indemnity paid
- $2,313,663Liability insured
- 14,000Quantity planted
- 14,000Quantity lost
- 111Policies
- 111Policies with a loss
- 4.23Loss ratio, whole span
Causes that carried the indemnity in Potter County
- Drought $1,227,859 indemnity · 5 years
- Hail $466,769 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $237,467 indemnity · 6 years
- Freeze $5,716 indemnity · 1 years
- Heat $3,613 indemnity · 1 years
Pasture,Rangeland,Forage 9 years filed
- 0.48Low end of the filed band
- 1.87Middle of the filed band
- 2.85High end of the filed band
- 2015Worst year filed (2.85)
- 9Years filed
- $840,995Premium filed
- $1,434,256Indemnity paid
- $4,035,294Liability insured
- 103,423Quantity planted
- 0Quantity lost
- 282Policies
- 282Policies with a loss
- 1.71Loss ratio, whole span
Causes that carried the indemnity in Potter County
- ARPI/SCO/STAX Crops Only $1,434,256 indemnity · 9 years
Forage Production 10 years filed
- 0.92Low end of the filed band
- 1.21Middle of the filed band
- 2.33High end of the filed band
- 2017Worst year filed (2.64)
- 10Years filed
- $298,541Premium filed
- $554,934Indemnity paid
- $1,080,096Liability insured
- 8,387Quantity planted
- 8,387Quantity lost
- 81Policies
- 81Policies with a loss
- 1.86Loss ratio, whole span
Causes that carried the indemnity in Potter County
- Drought $445,318 indemnity · 9 years
- Freeze $93,618 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $15,533 indemnity · 3 years
- Hail $465 indemnity · 1 years
Every county-crop the agency files in South Dakota → Buy the Potter County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.