Crop-loss band · South Dakota
Roberts County, South Dakota — crop-loss band
- 1.31Low end of the filed band
- 2.95Middle of the filed band
- 4.34High end of the filed band
- 2022Worst year filed (4.48)
- 10Years filed
Every year the Risk Management Agency has filed for Roberts County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.31 at the low end to 4.34 at the high end, with 2.95 in the middle. The worst year filed is 2022, at 4.48. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $982,513 | $1,446,084 | $6,274,615 | 199 | 198 | 1.47 |
| 2016 | $432,161 | $666,472 | $2,563,384 | 102 | 102 | 1.54 |
| 2017 | $760,069 | $997,017 | $5,279,578 | 121 | 120 | 1.31 |
| 2018 | $588,423 | $1,819,583 | $4,618,094 | 239 | 238 | 3.09 |
| 2019 | $5,041,143 | $14,896,302 | $35,436,522 | 900 | 900 | 2.95 |
| 2020 | $2,813,879 | $12,212,966 | $17,625,922 | 708 | 708 | 4.34 |
| 2021 | $735,657 | $2,154,265 | $6,092,373 | 176 | 176 | 2.93 |
| 2022 | $7,345,580 | $32,903,671 | $64,628,586 | 1,000 | 1,000 | 4.48 |
| 2023 | $8,398,156 | $25,305,723 | $107,191,694 | 962 | 962 | 3.01 |
| 2024 | $9,858,952 | $39,968,815 | $108,718,179 | 1,323 | 1,323 | 4.05 |
Commodities insured in Roberts County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.06Low end of the filed band
- 3.03Middle of the filed band
- 4.70High end of the filed band
- 2024Worst year filed (5.07)
- 10Years filed
- $25,076,190Premium filed
- $95,395,889Indemnity paid
- $240,306,198Liability insured
- 331,807Quantity planted
- 358,624Quantity lost
- 2,613Policies
- 2,612Policies with a loss
- 3.80Loss ratio, whole span
Causes that carried the indemnity in Roberts County
- Excess Moisture/Precipitation/Rain $66,239,621 indemnity · 10 years
- Drought $13,457,647 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $6,689,757 indemnity · 3 years
- Cold Wet Weather $4,211,573 indemnity · 9 years
- Heat $2,295,531 indemnity · 5 years
- Decline in Price $1,511,932 indemnity · 7 years
Soybeans 10 years filed
- 0.77Low end of the filed band
- 2.92Middle of the filed band
- 4.29High end of the filed band
- 2019Worst year filed (4.38)
- 10Years filed
- $10,238,962Premium filed
- $33,087,088Indemnity paid
- $107,148,697Liability insured
- 271,980Quantity planted
- 273,749Quantity lost
- 2,310Policies
- 2,310Policies with a loss
- 3.23Loss ratio, whole span
Causes that carried the indemnity in Roberts County
- Excess Moisture/Precipitation/Rain $20,810,547 indemnity · 9 years
- Drought $4,458,682 indemnity · 9 years
- Hail $2,041,800 indemnity · 8 years
- Cold Wet Weather $1,924,940 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $1,870,895 indemnity · 1 years
- Decline in Price $1,389,572 indemnity · 6 years
Wheat 10 years filed
- 1.54Low end of the filed band
- 2.58Middle of the filed band
- 3.00High end of the filed band
- 2019Worst year filed (3.08)
- 10Years filed
- $1,101,332Premium filed
- $2,774,645Indemnity paid
- $7,935,317Liability insured
- 27,420Quantity planted
- 30,159Quantity lost
- 507Policies
- 505Policies with a loss
- 2.52Loss ratio, whole span
Causes that carried the indemnity in Roberts County
- Excess Moisture/Precipitation/Rain $1,236,056 indemnity · 8 years
- Drought $717,065 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $282,899 indemnity · 7 years
- Cold Wet Weather $213,567 indemnity · 7 years
- Heat $97,587 indemnity · 6 years
- Hail $81,706 indemnity · 4 years
Pasture,Rangeland,Forage 10 years filed
- 0.23Low end of the filed band
- 1.75Middle of the filed band
- 2.44High end of the filed band
- 2016Worst year filed (2.45)
- 10Years filed
- $540,049Premium filed
- $1,113,276Indemnity paid
- $3,038,735Liability insured
- 44,269Quantity planted
- 0Quantity lost
- 300Policies
- 300Policies with a loss
- 2.06Loss ratio, whole span
Causes that carried the indemnity in Roberts County
- ARPI/SCO/STAX Crops Only $1,113,276 indemnity · 10 years
Every county-crop the agency files in South Dakota → Buy the Roberts County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.