Crop-loss band · South Dakota
Sanborn County, South Dakota — crop-loss band
- 1.14Low end of the filed band
- 2.01Middle of the filed band
- 3.84High end of the filed band
- 2018Worst year filed (4.01)
- 10Years filed
Every year the Risk Management Agency has filed for Sanborn County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.14 at the low end to 3.84 at the high end, with 2.01 in the middle. The worst year filed is 2018, at 4.01. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,574,709 | $4,240,785 | $10,022,101 | 174 | 174 | 2.69 |
| 2016 | $1,754,505 | $3,526,459 | $8,248,308 | 250 | 250 | 2.01 |
| 2017 | $1,100,783 | $1,254,350 | $7,350,046 | 204 | 204 | 1.14 |
| 2018 | $799,342 | $3,202,270 | $4,719,052 | 250 | 250 | 4.01 |
| 2019 | $5,107,149 | $19,623,151 | $24,796,857 | 612 | 612 | 3.84 |
| 2020 | $2,482,588 | $8,614,804 | $12,425,038 | 512 | 512 | 3.47 |
| 2021 | $3,318,582 | $5,727,043 | $23,577,817 | 372 | 372 | 1.73 |
| 2022 | $10,476,252 | $21,653,682 | $71,067,810 | 728 | 726 | 2.07 |
| 2023 | $9,060,291 | $14,919,161 | $57,374,148 | 607 | 603 | 1.65 |
| 2024 | $4,613,847 | $7,557,312 | $31,710,920 | 574 | 573 | 1.64 |
Commodities insured in Sanborn County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.93Low end of the filed band
- 1.89Middle of the filed band
- 3.38High end of the filed band
- 2018Worst year filed (3.76)
- 10Years filed
- $26,974,607Premium filed
- $56,940,536Indemnity paid
- $144,530,909Liability insured
- 271,100Quantity planted
- 283,086Quantity lost
- 1,886Policies
- 1,883Policies with a loss
- 2.11Loss ratio, whole span
Causes that carried the indemnity in Sanborn County
- Excess Moisture/Precipitation/Rain $27,054,477 indemnity · 10 years
- Drought $17,984,900 indemnity · 9 years
- Hail $3,740,956 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $3,378,818 indemnity · 4 years
- Heat $1,902,513 indemnity · 4 years
- Decline in Price $752,854 indemnity · 7 years
Soybeans 10 years filed
- 1.17Low end of the filed band
- 2.10Middle of the filed band
- 4.81High end of the filed band
- 2019Worst year filed (6.43)
- 10Years filed
- $11,549,338Premium filed
- $28,755,045Indemnity paid
- $96,472,922Liability insured
- 229,302Quantity planted
- 229,506Quantity lost
- 1,629Policies
- 1,625Policies with a loss
- 2.49Loss ratio, whole span
Causes that carried the indemnity in Sanborn County
- Drought $11,278,134 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $11,267,545 indemnity · 10 years
- Hail $2,182,101 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $1,878,876 indemnity · 5 years
- Heat $1,083,446 indemnity · 6 years
- Decline in Price $485,419 indemnity · 7 years
Pasture,Rangeland,Forage 9 years filed
- 1.04Low end of the filed band
- 2.21Middle of the filed band
- 3.07High end of the filed band
- 2015Worst year filed (3.07)
- 9Years filed
- $1,439,477Premium filed
- $3,346,358Indemnity paid
- $8,441,041Liability insured
- 99,045Quantity planted
- 0Quantity lost
- 667Policies
- 667Policies with a loss
- 2.32Loss ratio, whole span
Causes that carried the indemnity in Sanborn County
- ARPI/SCO/STAX Crops Only $3,346,358 indemnity · 9 years
Wheat 10 years filed
- 1.48Low end of the filed band
- 4.13Middle of the filed band
- 4.85High end of the filed band
- 2021Worst year filed (6.20)
- 10Years filed
- $324,626Premium filed
- $1,277,078Indemnity paid
- $1,847,225Liability insured
- 8,373Quantity planted
- 8,327Quantity lost
- 101Policies
- 101Policies with a loss
- 3.93Loss ratio, whole span
Causes that carried the indemnity in Sanborn County
- Drought $538,322 indemnity · 5 years
- Cold Winter $367,489 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $126,372 indemnity · 7 years
- Hail $116,243 indemnity · 3 years
- Flood $111,164 indemnity · 2 years
- Cold Wet Weather $12,236 indemnity · 1 years
Every county-crop the agency files in South Dakota → Buy the Sanborn County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.