Crop-loss band · South Dakota
Stanley County, South Dakota — crop-loss band
- 1.57Low end of the filed band
- 1.87Middle of the filed band
- 2.50High end of the filed band
- 2021Worst year filed (2.82)
- 10Years filed
Every year the Risk Management Agency has filed for Stanley County is in the series below, from 2015 to 2022. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.57 at the low end to 2.50 at the high end, with 1.87 in the middle. The worst year filed is 2021, at 2.82. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $5,057,577 | $12,631,467 | $16,457,752 | 181 | 181 | 2.50 |
| 2016 | $421,749 | $664,162 | $1,514,000 | 45 | 45 | 1.57 |
| 2017 | $4,004,583 | $8,507,560 | $13,339,912 | 198 | 198 | 2.12 |
| 2018 | $1,091,355 | $1,735,934 | $4,251,773 | 72 | 72 | 1.59 |
| 2019 | $1,714,899 | $4,100,310 | $5,475,435 | 145 | 145 | 2.39 |
| 2020 | $906,349 | $1,693,174 | $3,715,523 | 115 | 115 | 1.87 |
| 2021 | $5,242,906 | $14,807,727 | $19,916,674 | 234 | 234 | 2.82 |
| 2022 | $7,707,258 | $14,490,057 | $31,158,438 | 242 | 242 | 1.88 |
| 2023 | $5,700,636 | $9,436,898 | $20,819,031 | 159 | 159 | 1.66 |
| 2024 | $1,124,135 | $1,868,683 | $4,833,530 | 129 | 129 | 1.66 |
Commodities insured in Stanley County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.31Low end of the filed band
- 1.76Middle of the filed band
- 2.47High end of the filed band
- 2015Worst year filed (2.55)
- 10Years filed
- $19,301,485Premium filed
- $38,651,753Indemnity paid
- $65,489,366Liability insured
- 358,691Quantity planted
- 356,788Quantity lost
- 567Policies
- 567Policies with a loss
- 2.00Loss ratio, whole span
Causes that carried the indemnity in Stanley County
- Drought $27,861,086 indemnity · 7 years
- Cold Winter $2,972,020 indemnity · 5 years
- Decline in Price $2,681,338 indemnity · 9 years
- Hail $1,683,184 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,101,212 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $762,280 indemnity · 3 years
Corn 10 years filed
- 0.64Low end of the filed band
- 2.17Middle of the filed band
- 3.43High end of the filed band
- 2022Worst year filed (3.54)
- 10Years filed
- $4,009,283Premium filed
- $11,256,759Indemnity paid
- $18,479,565Liability insured
- 76,228Quantity planted
- 76,228Quantity lost
- 215Policies
- 215Policies with a loss
- 2.81Loss ratio, whole span
Causes that carried the indemnity in Stanley County
- Drought $7,739,542 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,624,080 indemnity · 6 years
- Hail $647,000 indemnity · 5 years
- Decline in Price $629,358 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $339,208 indemnity · 1 years
- Heat $231,334 indemnity · 4 years
Sunflowers 10 years filed
- 0.73Low end of the filed band
- 2.20Middle of the filed band
- 2.73High end of the filed band
- 2021Worst year filed (4.45)
- 10Years filed
- $4,154,469Premium filed
- $10,058,426Indemnity paid
- $16,587,683Liability insured
- 70,009Quantity planted
- 67,941Quantity lost
- 214Policies
- 214Policies with a loss
- 2.42Loss ratio, whole span
Causes that carried the indemnity in Stanley County
- Drought $6,096,522 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,364,217 indemnity · 8 years
- Hail $1,115,671 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $376,698 indemnity · 3 years
- Frost $317,632 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $274,566 indemnity · 6 years
Grain Sorghum 10 years filed
- 0.72Low end of the filed band
- 1.49Middle of the filed band
- 2.07High end of the filed band
- 2021Worst year filed (2.15)
- 10Years filed
- $3,082,060Premium filed
- $5,502,720Indemnity paid
- $7,705,803Liability insured
- 53,148Quantity planted
- 52,148Quantity lost
- 211Policies
- 211Policies with a loss
- 1.79Loss ratio, whole span
Causes that carried the indemnity in Stanley County
- Drought $3,723,802 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,006,506 indemnity · 6 years
- Decline in Price $286,798 indemnity · 4 years
- Hail $136,394 indemnity · 4 years
- Other (Snow, Lightning, Etc.) $95,771 indemnity · 3 years
- Freeze $81,664 indemnity · 2 years
Pasture,Rangeland,Forage 8 years filed
- 0.43Low end of the filed band
- 1.70Middle of the filed band
- 1.76High end of the filed band
- 2016Worst year filed (1.76)
- 8Years filed
- $1,799,566Premium filed
- $2,418,338Indemnity paid
- $9,625,121Liability insured
- 433,573Quantity planted
- 0Quantity lost
- 270Policies
- 270Policies with a loss
- 1.34Loss ratio, whole span
Causes that carried the indemnity in Stanley County
- ARPI/SCO/STAX/MP Crops Only $2,418,338 indemnity · 8 years
Soybeans 6 years filed
- 1.04Low end of the filed band
- 2.04Middle of the filed band
- 5.52High end of the filed band
- 2019Worst year filed (5.52)
- 6Years filed
- $358,776Premium filed
- $1,347,478Indemnity paid
- $2,426,439Liability insured
- 12,268Quantity planted
- 12,759Quantity lost
- 35Policies
- 35Policies with a loss
- 3.76Loss ratio, whole span
Causes that carried the indemnity in Stanley County
- Drought $636,690 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $584,047 indemnity · 3 years
- Hail $73,450 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $36,460 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $12,811 indemnity · 2 years
- Decline in Price $4,020 indemnity · 1 years
Dry Peas 5 years filed
- 0.41Low end of the filed band
- 0.49Middle of the filed band
- 4.51High end of the filed band
- 2021Worst year filed (4.51)
- 5Years filed
- $265,808Premium filed
- $700,498Indemnity paid
- $1,168,091Liability insured
- 11,451Quantity planted
- 11,451Quantity lost
- 8Policies
- 8Policies with a loss
- 2.64Loss ratio, whole span
Causes that carried the indemnity in Stanley County
- Cold Wet Weather $320,851 indemnity · 1 years
- Heat $320,851 indemnity · 1 years
- Drought $49,596 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $8,165 indemnity · 1 years
- Hail $837 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $198 indemnity · 1 years
Every county-crop the agency files in South Dakota → Buy the Stanley County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.