Crop-loss band · South Dakota
Sully County, South Dakota — crop-loss band
- 1.10Low end of the filed band
- 2.14Middle of the filed band
- 3.32High end of the filed band
- 2017Worst year filed (3.40)
- 10Years filed
Every year the Risk Management Agency has filed for Sully County is in the series below, from 2015 to 2022. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.10 at the low end to 3.32 at the high end, with 2.14 in the middle. The worst year filed is 2017, at 3.40. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $5,690,635 | $12,962,305 | $21,724,935 | 429 | 429 | 2.28 |
| 2016 | $2,144,330 | $3,086,898 | $9,270,015 | 199 | 199 | 1.44 |
| 2017 | $8,260,343 | $28,080,115 | $36,717,352 | 608 | 608 | 3.40 |
| 2018 | $7,038,370 | $23,349,885 | $39,788,659 | 618 | 617 | 3.32 |
| 2019 | $5,207,237 | $13,398,416 | $26,771,467 | 522 | 522 | 2.57 |
| 2020 | $2,549,814 | $6,378,293 | $10,792,110 | 499 | 499 | 2.50 |
| 2021 | $8,680,979 | $18,617,515 | $41,654,090 | 476 | 476 | 2.14 |
| 2022 | $5,385,259 | $11,360,253 | $24,991,970 | 249 | 249 | 2.11 |
| 2023 | $16,471,644 | $31,659,548 | $67,778,187 | 580 | 580 | 1.92 |
| 2024 | $2,527,539 | $2,791,435 | $12,534,083 | 204 | 204 | 1.10 |
Commodities insured in Sully County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 0.19Low end of the filed band
- 1.87Middle of the filed band
- 3.02High end of the filed band
- 2017Worst year filed (3.56)
- 10Years filed
- $34,611,393Premium filed
- $75,215,642Indemnity paid
- $130,014,298Liability insured
- 613,238Quantity planted
- 576,094Quantity lost
- 2,028Policies
- 2,028Policies with a loss
- 2.17Loss ratio, whole span
Causes that carried the indemnity in Sully County
- Drought $45,209,978 indemnity · 9 years
- Hail $11,286,297 indemnity · 8 years
- Cold Winter $8,680,433 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $2,837,244 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $2,309,569 indemnity · 4 years
- Decline in Price $1,723,753 indemnity · 9 years
Corn 10 years filed
- 1.23Low end of the filed band
- 2.09Middle of the filed band
- 2.84High end of the filed band
- 2018Worst year filed (2.88)
- 10Years filed
- $15,776,337Premium filed
- $34,817,950Indemnity paid
- $72,116,359Liability insured
- 219,032Quantity planted
- 219,662Quantity lost
- 950Policies
- 950Policies with a loss
- 2.21Loss ratio, whole span
Causes that carried the indemnity in Sully County
- Drought $15,904,209 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $8,960,547 indemnity · 10 years
- Hail $7,386,521 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $1,029,987 indemnity · 3 years
- Decline in Price $784,788 indemnity · 7 years
- Heat $228,839 indemnity · 5 years
Sunflowers 10 years filed
- 1.45Low end of the filed band
- 3.08Middle of the filed band
- 4.36High end of the filed band
- 2017Worst year filed (5.65)
- 10Years filed
- $7,395,747Premium filed
- $27,909,167Indemnity paid
- $51,179,913Liability insured
- 152,969Quantity planted
- 149,490Quantity lost
- 633Policies
- 633Policies with a loss
- 3.77Loss ratio, whole span
Causes that carried the indemnity in Sully County
- Hail $9,166,715 indemnity · 8 years
- Drought $8,411,408 indemnity · 9 years
- Insects $4,021,423 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $2,893,638 indemnity · 10 years
- Other (Snow, Lightning, Etc.) $1,167,468 indemnity · 6 years
- Heat $1,121,991 indemnity · 2 years
Soybeans 10 years filed
- 0.80Low end of the filed band
- 2.08Middle of the filed band
- 5.13High end of the filed band
- 2019Worst year filed (5.69)
- 10Years filed
- $2,686,349Premium filed
- $8,800,771Indemnity paid
- $19,410,365Liability insured
- 78,352Quantity planted
- 80,560Quantity lost
- 405Policies
- 404Policies with a loss
- 3.28Loss ratio, whole span
Causes that carried the indemnity in Sully County
- Hail $4,357,581 indemnity · 9 years
- Drought $2,313,400 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,258,137 indemnity · 9 years
- Decline in Price $502,069 indemnity · 7 years
- Wind/Excess Wind $213,016 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $42,733 indemnity · 2 years
Pasture,Rangeland,Forage 8 years filed
- 0.54Low end of the filed band
- 1.40Middle of the filed band
- 3.59High end of the filed band
- 2015Worst year filed (3.59)
- 8Years filed
- $1,778,352Premium filed
- $2,889,291Indemnity paid
- $8,335,876Liability insured
- 105,931Quantity planted
- 0Quantity lost
- 262Policies
- 262Policies with a loss
- 1.62Loss ratio, whole span
Causes that carried the indemnity in Sully County
- ARPI/SCO/STAX Crops Only $2,889,291 indemnity · 8 years
Grain Sorghum 9 years filed
- 0.96Low end of the filed band
- 1.96Middle of the filed band
- 2.68High end of the filed band
- 2018Worst year filed (2.68)
- 9Years filed
- $891,263Premium filed
- $1,398,951Indemnity paid
- $3,216,397Liability insured
- 16,611Quantity planted
- 15,514Quantity lost
- 90Policies
- 90Policies with a loss
- 1.57Loss ratio, whole span
Causes that carried the indemnity in Sully County
- Drought $411,152 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $257,941 indemnity · 6 years
- Heat $255,134 indemnity · 2 years
- Insects $215,273 indemnity · 2 years
- Hail $102,565 indemnity · 1 years
- Decline in Price $65,959 indemnity · 3 years
All Other Crops 5 years filed
- 0.63Low end of the filed band
- 1.86Middle of the filed band
- 2.62High end of the filed band
- 2022Worst year filed (2.62)
- 5Years filed
- $816,710Premium filed
- $652,891Indemnity paid
- $7,749,660Liability insured
- 2,311Quantity planted
- 0Quantity lost
- 16Policies
- 16Policies with a loss
- 0.80Loss ratio, whole span
Causes that carried the indemnity in Sully County
- Excess Moisture/Precipitation/Rain $421,423 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $184,643 indemnity · 4 years
- Hail $46,825 indemnity · 1 years
Every county-crop the agency files in South Dakota → Buy the Sully County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.