Crop-loss band · South Dakota
Todd County, South Dakota — crop-loss band
- 1.56Low end of the filed band
- 2.21Middle of the filed band
- 2.92High end of the filed band
- 2020Worst year filed (4.31)
- 10Years filed
Every year the Risk Management Agency has filed for Todd County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.56 at the low end to 2.92 at the high end, with 2.21 in the middle. The worst year filed is 2020, at 4.31. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $361,292 | $696,980 | $2,077,592 | 61 | 61 | 1.93 |
| 2016 | $251,444 | $392,924 | $1,124,137 | 52 | 52 | 1.56 |
| 2017 | $422,604 | $748,874 | $2,270,578 | 84 | 84 | 1.77 |
| 2018 | $341,795 | $645,449 | $1,976,994 | 35 | 35 | 1.89 |
| 2019 | $299,669 | $787,343 | $1,269,121 | 33 | 33 | 2.63 |
| 2020 | $538,425 | $2,320,910 | $3,567,629 | 63 | 63 | 4.31 |
| 2021 | $647,639 | $1,429,657 | $3,323,434 | 99 | 96 | 2.21 |
| 2022 | $1,181,352 | $3,449,341 | $5,834,625 | 142 | 142 | 2.92 |
| 2023 | $1,165,973 | $2,572,570 | $5,949,469 | 105 | 105 | 2.21 |
| 2024 | $937,382 | $2,551,454 | $4,747,278 | 132 | 132 | 2.72 |
Commodities insured in Todd County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.50Low end of the filed band
- 2.39Middle of the filed band
- 3.05High end of the filed band
- 2020Worst year filed (5.21)
- 10Years filed
- $2,579,254Premium filed
- $7,378,174Indemnity paid
- $12,884,379Liability insured
- 31,734Quantity planted
- 31,762Quantity lost
- 201Policies
- 198Policies with a loss
- 2.86Loss ratio, whole span
Causes that carried the indemnity in Todd County
- Drought $3,685,522 indemnity · 7 years
- Hail $2,047,723 indemnity · 5 years
- Heat $573,835 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $519,884 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $196,303 indemnity · 3 years
- Decline in Price $177,991 indemnity · 2 years
Wheat 10 years filed
- 1.88Low end of the filed band
- 2.28Middle of the filed band
- 2.92High end of the filed band
- 2022Worst year filed (3.36)
- 10Years filed
- $1,019,630Premium filed
- $2,745,813Indemnity paid
- $6,216,275Liability insured
- 26,212Quantity planted
- 26,461Quantity lost
- 165Policies
- 165Policies with a loss
- 2.69Loss ratio, whole span
Causes that carried the indemnity in Todd County
- Drought $1,165,508 indemnity · 8 years
- Cold Winter $601,159 indemnity · 8 years
- Hail $388,904 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $284,864 indemnity · 5 years
- Cold Wet Weather $93,558 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $40,326 indemnity · 2 years
Pasture,Rangeland,Forage 9 years filed
- 0.51Low end of the filed band
- 1.55Middle of the filed band
- 2.44High end of the filed band
- 2024Worst year filed (2.44)
- 9Years filed
- $1,141,053Premium filed
- $2,072,573Indemnity paid
- $6,250,443Liability insured
- 146,637Quantity planted
- 0Quantity lost
- 333Policies
- 333Policies with a loss
- 1.82Loss ratio, whole span
Causes that carried the indemnity in Todd County
- ARPI/SCO/STAX Crops Only $2,072,573 indemnity · 9 years
Soybeans 9 years filed
- 1.56Low end of the filed band
- 2.52Middle of the filed band
- 6.71High end of the filed band
- 2020Worst year filed (6.71)
- 9Years filed
- $781,351Premium filed
- $2,012,028Indemnity paid
- $3,750,300Liability insured
- 14,866Quantity planted
- 14,685Quantity lost
- 48Policies
- 48Policies with a loss
- 2.58Loss ratio, whole span
Causes that carried the indemnity in Todd County
- Hail $1,066,317 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $491,251 indemnity · 4 years
- Drought $361,242 indemnity · 4 years
- Heat $46,102 indemnity · 1 years
- Wind/Excess Wind $37,720 indemnity · 1 years
- Freeze $7,605 indemnity · 1 years
Sunflowers 10 years filed
- 0.96Low end of the filed band
- 2.45Middle of the filed band
- 4.92High end of the filed band
- 2020Worst year filed (5.15)
- 10Years filed
- $626,287Premium filed
- $1,386,914Indemnity paid
- $3,039,460Liability insured
- 7,586Quantity planted
- 7,576Quantity lost
- 59Policies
- 59Policies with a loss
- 2.21Loss ratio, whole span
Causes that carried the indemnity in Todd County
- Drought $952,868 indemnity · 6 years
- Hail $184,918 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $150,853 indemnity · 2 years
- Heat $52,102 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $46,173 indemnity · 6 years
Every county-crop the agency files in South Dakota → Buy the Todd County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.