Crop-loss band · South Dakota
Union County, South Dakota — crop-loss band
- 0.76Low end of the filed band
- 1.37Middle of the filed band
- 4.38High end of the filed band
- 2018Worst year filed (4.53)
- 10Years filed
Every year the Risk Management Agency has filed for Union County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.76 at the low end to 4.38 at the high end, with 1.37 in the middle. The worst year filed is 2018, at 4.53. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $256,080 | $247,878 | $1,848,958 | 49 | 46 | 0.97 |
| 2016 | $1,250,443 | $1,344,078 | $9,432,839 | 198 | 198 | 1.07 |
| 2017 | $1,359,415 | $1,031,372 | $12,022,722 | 245 | 245 | 0.76 |
| 2018 | $1,570,317 | $7,115,436 | $14,475,670 | 369 | 369 | 4.53 |
| 2019 | $2,914,820 | $12,757,113 | $19,000,643 | 686 | 686 | 4.38 |
| 2020 | $523,948 | $1,159,948 | $4,818,253 | 152 | 152 | 2.21 |
| 2021 | $707,405 | $805,731 | $5,195,792 | 69 | 69 | 1.14 |
| 2022 | $10,717,952 | $26,980,090 | $94,968,613 | 797 | 797 | 2.52 |
| 2023 | $5,376,569 | $7,357,185 | $55,785,521 | 432 | 431 | 1.37 |
| 2024 | $4,779,748 | $20,870,131 | $47,675,791 | 802 | 802 | 4.37 |
Commodities insured in Union County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.74Low end of the filed band
- 1.44Middle of the filed band
- 4.42High end of the filed band
- 2024Worst year filed (4.59)
- 10Years filed
- $19,516,275Premium filed
- $53,146,683Indemnity paid
- $168,605,385Liability insured
- 225,151Quantity planted
- 227,197Quantity lost
- 2,088Policies
- 2,084Policies with a loss
- 2.72Loss ratio, whole span
Causes that carried the indemnity in Union County
- Drought $21,165,053 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $15,316,961 indemnity · 10 years
- Flood $9,823,925 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $3,872,716 indemnity · 3 years
- Heat $1,564,389 indemnity · 7 years
- Decline in Price $988,418 indemnity · 8 years
Soybeans 10 years filed
- 0.79Low end of the filed band
- 1.99Middle of the filed band
- 4.63High end of the filed band
- 2019Worst year filed (5.09)
- 10Years filed
- $9,940,422Premium filed
- $26,522,279Indemnity paid
- $96,619,417Liability insured
- 185,986Quantity planted
- 184,751Quantity lost
- 1,711Policies
- 1,711Policies with a loss
- 2.67Loss ratio, whole span
Causes that carried the indemnity in Union County
- Drought $9,031,159 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $7,634,037 indemnity · 9 years
- Flood $7,505,637 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,125,918 indemnity · 3 years
- Decline in Price $451,693 indemnity · 5 years
- Heat $424,202 indemnity · 8 years
Every county-crop the agency files in South Dakota →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.
What this page shows
The Velarion Records public-records register page covers the crop-loss band for Union County, South Dakota, listing 0.76 at the low end, 1.37 in the middle and 4.38 at the high end of the filed band. It names 2018 as the worst year filed at 4.53 and states 10 years filed, from 2015 to 2024. The page also covers commodities insured in Union County.