Crop-loss band · South Dakota
Ziebach County, South Dakota — crop-loss band
- 1.33Low end of the filed band
- 1.94Middle of the filed band
- 2.82High end of the filed band
- 2021Worst year filed (3.08)
- 10Years filed
Every year the Risk Management Agency has filed for Ziebach County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.33 at the low end to 2.82 at the high end, with 1.94 in the middle. The worst year filed is 2021, at 3.08. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,298,649 | $2,791,921 | $4,426,218 | 164 | 164 | 2.15 |
| 2016 | $514,751 | $682,030 | $2,386,130 | 97 | 95 | 1.33 |
| 2017 | $1,091,223 | $3,080,929 | $4,882,768 | 274 | 274 | 2.82 |
| 2018 | $1,041,322 | $1,678,274 | $3,886,928 | 92 | 92 | 1.61 |
| 2019 | $1,490,604 | $2,827,414 | $4,111,909 | 108 | 108 | 1.90 |
| 2020 | $763,638 | $1,620,919 | $2,740,380 | 119 | 119 | 2.12 |
| 2021 | $1,815,415 | $5,600,084 | $8,506,934 | 252 | 251 | 3.08 |
| 2022 | $3,292,674 | $8,079,607 | $17,023,749 | 301 | 301 | 2.45 |
| 2023 | $3,406,608 | $6,594,936 | $13,378,275 | 257 | 257 | 1.94 |
| 2024 | $1,225,253 | $2,083,933 | $4,584,260 | 191 | 191 | 1.70 |
Commodities insured in Ziebach County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.25Low end of the filed band
- 1.84Middle of the filed band
- 3.13High end of the filed band
- 2022Worst year filed (3.53)
- 10Years filed
- $4,720,408Premium filed
- $11,184,712Indemnity paid
- $19,991,155Liability insured
- 92,870Quantity planted
- 92,870Quantity lost
- 240Policies
- 240Policies with a loss
- 2.37Loss ratio, whole span
Causes that carried the indemnity in Ziebach County
- Drought $7,309,815 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $3,186,617 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $318,476 indemnity · 2 years
- Heat $95,498 indemnity · 1 years
- Hot Wind $91,399 indemnity · 4 years
- Decline in Price $90,043 indemnity · 4 years
Wheat 10 years filed
- 0.75Low end of the filed band
- 1.89Middle of the filed band
- 3.39High end of the filed band
- 2021Worst year filed (3.60)
- 10Years filed
- $4,488,578Premium filed
- $9,166,121Indemnity paid
- $16,310,201Liability insured
- 129,233Quantity planted
- 126,491Quantity lost
- 452Policies
- 452Policies with a loss
- 2.04Loss ratio, whole span
Causes that carried the indemnity in Ziebach County
- Drought $4,467,428 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,756,673 indemnity · 7 years
- Cold Winter $1,338,690 indemnity · 10 years
- Hail $710,330 indemnity · 8 years
- Freeze $266,595 indemnity · 4 years
- Wind/Excess Wind $237,058 indemnity · 3 years
Sunflowers 10 years filed
- 1.90Low end of the filed band
- 2.70Middle of the filed band
- 3.07High end of the filed band
- 2016Worst year filed (3.12)
- 10Years filed
- $3,786,209Premium filed
- $9,023,256Indemnity paid
- $15,562,942Liability insured
- 79,195Quantity planted
- 79,280Quantity lost
- 188Policies
- 188Policies with a loss
- 2.38Loss ratio, whole span
Causes that carried the indemnity in Ziebach County
- Excess Moisture/Precipitation/Rain $3,997,450 indemnity · 9 years
- Drought $3,834,872 indemnity · 6 years
- Insects $587,062 indemnity · 3 years
- Hail $129,476 indemnity · 2 years
- Hot Wind $95,264 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $87,081 indemnity · 1 years
Pasture,Rangeland,Forage 9 years filed
- 0.82Low end of the filed band
- 1.79Middle of the filed band
- 2.58High end of the filed band
- 2021Worst year filed (2.58)
- 9Years filed
- $1,880,988Premium filed
- $3,067,566Indemnity paid
- $8,896,926Liability insured
- 417,142Quantity planted
- 0Quantity lost
- 553Policies
- 553Policies with a loss
- 1.63Loss ratio, whole span
Causes that carried the indemnity in Ziebach County
- ARPI/SCO/STAX Crops Only $3,067,566 indemnity · 9 years
Forage Production 7 years filed
- 1.48Low end of the filed band
- 2.40Middle of the filed band
- 4.37High end of the filed band
- 2017Worst year filed (4.37)
- 7Years filed
- $1,063,954Premium filed
- $2,598,392Indemnity paid
- $5,166,327Liability insured
- 88,056Quantity planted
- 88,065Quantity lost
- 422Policies
- 419Policies with a loss
- 2.44Loss ratio, whole span
Causes that carried the indemnity in Ziebach County
- Drought $2,310,976 indemnity · 7 years
- Hot Wind $54,299 indemnity · 3 years
- Frost $47,472 indemnity · 1 years
- Freeze $43,726 indemnity · 2 years
- Heat $39,023 indemnity · 2 years
- Wind/Excess Wind $35,289 indemnity · 1 years
Every county-crop the agency files in South Dakota → Buy the Ziebach County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.