Crop-loss band · Tennessee
Carroll County, Tennessee — crop-loss band
- 1.43Low end of the filed band
- 2.11Middle of the filed band
- 3.59High end of the filed band
- 2020Worst year filed (4.30)
- 10Years filed
Every year the Risk Management Agency has filed for Carroll County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.43 at the low end to 3.59 at the high end, with 2.11 in the middle. The worst year filed is 2020, at 4.30. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $376,523 | $793,427 | $3,380,897 | 112 | 112 | 2.11 |
| 2016 | $283,079 | $546,302 | $2,400,146 | 84 | 84 | 1.93 |
| 2017 | $366,413 | $717,957 | $3,390,264 | 107 | 107 | 1.96 |
| 2018 | $638,439 | $1,272,780 | $6,325,061 | 170 | 170 | 1.99 |
| 2019 | $327,408 | $1,071,656 | $2,014,926 | 83 | 83 | 3.27 |
| 2020 | $411,043 | $1,767,958 | $3,767,674 | 136 | 136 | 4.30 |
| 2021 | $273,238 | $390,888 | $3,471,236 | 114 | 114 | 1.43 |
| 2022 | $1,088,337 | $2,801,854 | $12,778,800 | 176 | 176 | 2.57 |
| 2023 | $238,037 | $609,412 | $2,928,598 | 80 | 80 | 2.56 |
| 2024 | $957,005 | $3,434,233 | $11,642,959 | 209 | 209 | 3.59 |
Commodities insured in Carroll County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.84Low end of the filed band
- 1.81Middle of the filed band
- 3.28High end of the filed band
- 2024Worst year filed (4.21)
- 10Years filed
- $1,771,454Premium filed
- $4,334,103Indemnity paid
- $20,754,563Liability insured
- 42,742Quantity planted
- 34,781Quantity lost
- 421Policies
- 421Policies with a loss
- 2.45Loss ratio, whole span
Causes that carried the indemnity in Carroll County
- Drought $2,101,817 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,650,746 indemnity · 10 years
- Heat $421,924 indemnity · 4 years
- Decline in Price $43,808 indemnity · 7 years
- Cold Wet Weather $38,289 indemnity · 2 years
- All Other Causes $33,005 indemnity · 2 years
Cotton 10 years filed
- 1.12Low end of the filed band
- 5.48Middle of the filed band
- 7.75High end of the filed band
- 2015Worst year filed (7.98)
- 10Years filed
- $833,580Premium filed
- $4,312,063Indemnity paid
- $9,438,925Liability insured
- 19,804Quantity planted
- 19,805Quantity lost
- 129Policies
- 129Policies with a loss
- 5.17Loss ratio, whole span
Causes that carried the indemnity in Carroll County
- Excess Moisture/Precipitation/Rain $3,944,184 indemnity · 10 years
- Drought $123,204 indemnity · 2 years
- Wildlife $92,726 indemnity · 2 years
- Heat $87,852 indemnity · 2 years
- Decline in Price $64,098 indemnity · 2 years
Soybeans 10 years filed
- 0.78Low end of the filed band
- 1.53Middle of the filed band
- 3.00High end of the filed band
- 2020Worst year filed (3.17)
- 10Years filed
- $2,016,698Premium filed
- $3,536,242Indemnity paid
- $20,250,593Liability insured
- 56,125Quantity planted
- 45,479Quantity lost
- 635Policies
- 635Policies with a loss
- 1.75Loss ratio, whole span
Causes that carried the indemnity in Carroll County
- Excess Moisture/Precipitation/Rain $1,614,142 indemnity · 10 years
- Drought $955,118 indemnity · 8 years
- Wildlife $467,489 indemnity · 10 years
- Decline in Price $209,771 indemnity · 5 years
- Heat $187,859 indemnity · 3 years
- Insects $45,395 indemnity · 1 years
Wheat 9 years filed
- 1.61Low end of the filed band
- 3.68Middle of the filed band
- 4.49High end of the filed band
- 2018Worst year filed (4.49)
- 9Years filed
- $337,790Premium filed
- $1,224,059Indemnity paid
- $1,656,480Liability insured
- 9,462Quantity planted
- 9,462Quantity lost
- 86Policies
- 86Policies with a loss
- 3.62Loss ratio, whole span
Causes that carried the indemnity in Carroll County
- Excess Moisture/Precipitation/Rain $1,110,103 indemnity · 8 years
- Drought $80,761 indemnity · 2 years
- Freeze $18,913 indemnity · 1 years
- Wind/Excess Wind $12,612 indemnity · 1 years
- Cold Wet Weather $1,670 indemnity · 1 years
Every county-crop the agency files in Tennessee → Buy the Carroll County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.