Crop-loss band · Tennessee
Coffee County, Tennessee — crop-loss band
- 0.30Low end of the filed band
- 0.80Middle of the filed band
- 1.86High end of the filed band
- 2024Worst year filed (2.99)
- 10Years filed
Every year the Risk Management Agency has filed for Coffee County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.30 at the low end to 1.86 at the high end, with 0.80 in the middle. The worst year filed is 2024, at 2.99. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $7,257 | $9,888 | $53,106 | 11 | 11 | 1.36 |
| 2016 | $265,643 | $435,244 | $2,128,790 | 35 | 35 | 1.64 |
| 2017 | $158,638 | $48,302 | $1,229,174 | 18 | 17 | 0.30 |
| 2018 | $130,796 | $67,190 | $1,178,327 | 21 | 21 | 0.51 |
| 2019 | $198,109 | $158,847 | $1,829,754 | 20 | 20 | 0.80 |
| 2020 | $126,160 | $235,242 | $1,291,480 | 23 | 23 | 1.86 |
| 2021 | $109,388 | $46,127 | $1,089,411 | 15 | 15 | 0.42 |
| 2022 | $892,753 | $1,069,039 | $5,588,870 | 82 | 82 | 1.20 |
| 2023 | $462,775 | $188,766 | $2,819,829 | 46 | 46 | 0.41 |
| 2024 | $2,569,065 | $7,673,630 | $26,560,614 | 251 | 251 | 2.99 |
Commodities insured in Coffee County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 9 years filed
- 0.25Low end of the filed band
- 0.76Middle of the filed band
- 3.03High end of the filed band
- 2024Worst year filed (3.03)
- 9Years filed
- $2,413,800Premium filed
- $5,060,259Indemnity paid
- $20,925,830Liability insured
- 30,100Quantity planted
- 26,862Quantity lost
- 227Policies
- 226Policies with a loss
- 2.10Loss ratio, whole span
Causes that carried the indemnity in Coffee County
- Drought $2,651,535 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,215,435 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $551,261 indemnity · 8 years
- Heat $501,845 indemnity · 2 years
- Decline in Price $125,905 indemnity · 3 years
- Cold Wet Weather $11,417 indemnity · 1 years
Soybeans 10 years filed
- 0.31Low end of the filed band
- 0.88Middle of the filed band
- 1.60High end of the filed band
- 2024Worst year filed (2.94)
- 10Years filed
- $2,506,784Premium filed
- $4,872,016Indemnity paid
- $22,843,525Liability insured
- 44,723Quantity planted
- 38,752Quantity lost
- 295Policies
- 295Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in Coffee County
- Drought $2,405,489 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,734,872 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $350,817 indemnity · 9 years
- Heat $193,793 indemnity · 2 years
- Decline in Price $123,319 indemnity · 3 years
- Wildlife $52,209 indemnity · 5 years
Every county-crop the agency files in Tennessee → Buy the Coffee County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.