Crop-loss band · Tennessee
Fayette County, Tennessee — crop-loss band
- 1.43Low end of the filed band
- 2.28Middle of the filed band
- 3.92High end of the filed band
- 2020Worst year filed (4.50)
- 10Years filed
Every year the Risk Management Agency has filed for Fayette County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.43 at the low end to 3.92 at the high end, with 2.28 in the middle. The worst year filed is 2020, at 4.50. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $642,798 | $1,215,138 | $4,771,477 | 97 | 97 | 1.89 |
| 2016 | $540,120 | $985,226 | $4,252,005 | 102 | 101 | 1.82 |
| 2017 | $478,648 | $878,061 | $3,802,851 | 70 | 69 | 1.83 |
| 2018 | $596,926 | $1,359,152 | $5,593,744 | 108 | 107 | 2.28 |
| 2019 | $422,165 | $1,285,675 | $3,547,523 | 86 | 86 | 3.05 |
| 2020 | $299,469 | $1,348,671 | $3,730,958 | 102 | 102 | 4.50 |
| 2021 | $305,975 | $437,898 | $4,117,253 | 65 | 65 | 1.43 |
| 2022 | $1,532,518 | $4,840,264 | $18,247,888 | 181 | 181 | 3.16 |
| 2023 | $586,890 | $1,574,618 | $7,991,259 | 102 | 102 | 2.68 |
| 2024 | $1,169,195 | $4,585,802 | $15,993,648 | 191 | 191 | 3.92 |
Commodities insured in Fayette County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.67Low end of the filed band
- 1.74Middle of the filed band
- 2.75High end of the filed band
- 2024Worst year filed (3.27)
- 10Years filed
- $3,487,123Premium filed
- $7,196,826Indemnity paid
- $35,902,774Liability insured
- 110,742Quantity planted
- 87,617Quantity lost
- 578Policies
- 576Policies with a loss
- 2.06Loss ratio, whole span
Causes that carried the indemnity in Fayette County
- Drought $3,275,808 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $2,700,562 indemnity · 10 years
- Wildlife $500,141 indemnity · 10 years
- Heat $302,925 indemnity · 4 years
- Decline in Price $206,488 indemnity · 4 years
- Earthquake $93,355 indemnity · 1 years
Corn 10 years filed
- 1.22Low end of the filed band
- 2.51Middle of the filed band
- 4.79High end of the filed band
- 2020Worst year filed (6.14)
- 10Years filed
- $1,373,874Premium filed
- $4,965,489Indemnity paid
- $17,669,985Liability insured
- 40,781Quantity planted
- 36,669Quantity lost
- 272Policies
- 271Policies with a loss
- 3.61Loss ratio, whole span
Causes that carried the indemnity in Fayette County
- Excess Moisture/Precipitation/Rain $2,114,798 indemnity · 10 years
- Drought $1,996,011 indemnity · 6 years
- Heat $490,479 indemnity · 2 years
- Wind/Excess Wind $174,308 indemnity · 1 years
- Cold Wet Weather $57,162 indemnity · 6 years
- Wildlife $43,602 indemnity · 2 years
Cotton 9 years filed
- 1.83Low end of the filed band
- 3.96Middle of the filed band
- 10.18High end of the filed band
- 2023Worst year filed (10.18)
- 9Years filed
- $1,055,497Premium filed
- $4,241,474Indemnity paid
- $15,173,166Liability insured
- 34,601Quantity planted
- 35,317Quantity lost
- 148Policies
- 148Policies with a loss
- 4.02Loss ratio, whole span
Causes that carried the indemnity in Fayette County
- Excess Moisture/Precipitation/Rain $2,977,648 indemnity · 9 years
- Drought $579,437 indemnity · 3 years
- Cold Wet Weather $276,257 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $143,944 indemnity · 1 years
- Heat $141,816 indemnity · 1 years
- Decline in Price $110,848 indemnity · 3 years
Wheat 10 years filed
- 1.77Low end of the filed band
- 3.19Middle of the filed band
- 3.65High end of the filed band
- 2020Worst year filed (3.69)
- 10Years filed
- $658,210Premium filed
- $2,106,716Indemnity paid
- $3,302,681Liability insured
- 24,579Quantity planted
- 24,579Quantity lost
- 106Policies
- 106Policies with a loss
- 3.20Loss ratio, whole span
Causes that carried the indemnity in Fayette County
- Excess Moisture/Precipitation/Rain $1,710,756 indemnity · 8 years
- Drought $362,280 indemnity · 4 years
- Cold Wet Weather $27,770 indemnity · 5 years
- Decline in Price $4,878 indemnity · 3 years
- Freeze $1,032 indemnity · 1 years
Every county-crop the agency files in Tennessee → Buy the Fayette County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.