Crop-loss band · Tennessee
Henry County, Tennessee — crop-loss band
- 1.24Low end of the filed band
- 2.94Middle of the filed band
- 3.57High end of the filed band
- 2016Worst year filed (3.58)
- 10Years filed
Every year the Risk Management Agency has filed for Henry County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.24 at the low end to 3.57 at the high end, with 2.94 in the middle. The worst year filed is 2016, at 3.58. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $484,159 | $1,057,635 | $4,506,104 | 85 | 85 | 2.18 |
| 2016 | $247,748 | $886,925 | $2,958,429 | 75 | 75 | 3.58 |
| 2017 | $529,750 | $869,586 | $4,403,215 | 97 | 97 | 1.64 |
| 2018 | $438,319 | $1,288,036 | $4,357,742 | 114 | 114 | 2.94 |
| 2019 | $382,976 | $1,365,867 | $2,889,164 | 87 | 87 | 3.57 |
| 2020 | $244,876 | $771,120 | $2,543,106 | 81 | 81 | 3.15 |
| 2021 | $344,330 | $427,750 | $3,200,654 | 55 | 55 | 1.24 |
| 2022 | $2,890,180 | $8,827,251 | $26,593,873 | 278 | 278 | 3.05 |
| 2023 | $853,104 | $2,606,397 | $8,110,271 | 97 | 97 | 3.06 |
| 2024 | $1,663,520 | $3,715,966 | $15,587,973 | 249 | 249 | 2.23 |
Commodities insured in Henry County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.78Low end of the filed band
- 2.48Middle of the filed band
- 3.42High end of the filed band
- 2022Worst year filed (3.42)
- 10Years filed
- $3,661,228Premium filed
- $10,741,143Indemnity paid
- $35,228,755Liability insured
- 56,738Quantity planted
- 52,979Quantity lost
- 462Policies
- 462Policies with a loss
- 2.93Loss ratio, whole span
Causes that carried the indemnity in Henry County
- Drought $4,968,688 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $2,130,233 indemnity · 10 years
- Heat $2,053,175 indemnity · 3 years
- All Other Causes $993,267 indemnity · 2 years
- Decline in Price $503,120 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $62,862 indemnity · 3 years
Soybeans 10 years filed
- 0.51Low end of the filed band
- 2.05Middle of the filed band
- 2.80High end of the filed band
- 2020Worst year filed (3.26)
- 10Years filed
- $3,742,633Premium filed
- $7,124,400Indemnity paid
- $31,761,923Liability insured
- 77,454Quantity planted
- 68,928Quantity lost
- 556Policies
- 556Policies with a loss
- 1.90Loss ratio, whole span
Causes that carried the indemnity in Henry County
- Drought $4,018,997 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,893,839 indemnity · 10 years
- Decline in Price $426,303 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $244,920 indemnity · 2 years
- Heat $174,031 indemnity · 4 years
- Wildlife $136,979 indemnity · 8 years
Fire Cured Tobacco 10 years filed
- 3.66Low end of the filed band
- 8.49Middle of the filed band
- 15.51High end of the filed band
- 2016Worst year filed (17.07)
- 10Years filed
- $298,552Premium filed
- $2,736,660Indemnity paid
- $5,766,011Liability insured
- 847Quantity planted
- 848Quantity lost
- 101Policies
- 101Policies with a loss
- 9.17Loss ratio, whole span
Causes that carried the indemnity in Henry County
- Excess Moisture/Precipitation/Rain $1,519,042 indemnity · 10 years
- Wind/Excess Wind $627,597 indemnity · 4 years
- Drought $332,651 indemnity · 3 years
- Hail $105,992 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $61,833 indemnity · 1 years
- Fire $53,155 indemnity · 2 years
Wheat 9 years filed
- 0.59Low end of the filed band
- 3.92Middle of the filed band
- 9.53High end of the filed band
- 2016Worst year filed (9.53)
- 9Years filed
- $376,549Premium filed
- $1,214,330Indemnity paid
- $2,393,842Liability insured
- 10,639Quantity planted
- 10,639Quantity lost
- 99Policies
- 99Policies with a loss
- 3.22Loss ratio, whole span
Causes that carried the indemnity in Henry County
- Excess Moisture/Precipitation/Rain $910,228 indemnity · 8 years
- Drought $213,876 indemnity · 2 years
- Decline in Price $48,976 indemnity · 3 years
- Freeze $23,782 indemnity · 1 years
- Hail $8,576 indemnity · 1 years
- Frost $7,115 indemnity · 1 years
Every county-crop the agency files in Tennessee → Buy the Henry County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.