Crop-loss band · Tennessee
Macon County, Tennessee — crop-loss band
- 1.06Low end of the filed band
- 1.36Middle of the filed band
- 1.55High end of the filed band
- 2015Worst year filed (2.16)
- 10Years filed
Every year the Risk Management Agency has filed for Macon County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.06 at the low end to 1.55 at the high end, with 1.36 in the middle. The worst year filed is 2015, at 2.16. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $4,663,795 | $10,084,148 | $11,655,399 | 199 | 199 | 2.16 |
| 2016 | $6,865,362 | $10,646,372 | $13,131,458 | 288 | 288 | 1.55 |
| 2017 | $7,225,106 | $9,428,391 | $12,300,839 | 293 | 292 | 1.30 |
| 2018 | $2,657,310 | $3,808,946 | $5,258,286 | 147 | 147 | 1.43 |
| 2019 | $2,585,575 | $3,549,575 | $4,599,157 | 103 | 103 | 1.37 |
| 2020 | $1,726,750 | $1,829,678 | $2,644,020 | 85 | 85 | 1.06 |
| 2021 | $1,599,893 | $1,855,157 | $2,722,824 | 81 | 81 | 1.16 |
| 2022 | $1,988,648 | $2,695,851 | $4,370,662 | 96 | 96 | 1.36 |
| 2023 | $1,003,870 | $1,299,587 | $2,293,228 | 85 | 85 | 1.29 |
| 2024 | $1,428,981 | $1,983,383 | $3,949,663 | 114 | 114 | 1.39 |
Commodities insured in Macon County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Burley Tobacco 10 years filed
- 0.88Low end of the filed band
- 1.10Middle of the filed band
- 1.54High end of the filed band
- 2015Worst year filed (2.16)
- 10Years filed
- $30,158,969Premium filed
- $42,956,333Indemnity paid
- $52,982,843Liability insured
- 19,870Quantity planted
- 19,965Quantity lost
- 1,046Policies
- 1,045Policies with a loss
- 1.42Loss ratio, whole span
Causes that carried the indemnity in Macon County
- Excess Moisture/Precipitation/Rain $21,914,107 indemnity · 10 years
- Flood $14,753,449 indemnity · 5 years
- Heat $2,587,903 indemnity · 9 years
- Drought $2,064,801 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $461,972 indemnity · 2 years
- Wind/Excess Wind $391,387 indemnity · 3 years
Soybeans 10 years filed
- 1.90Low end of the filed band
- 2.50Middle of the filed band
- 2.94High end of the filed band
- 2018Worst year filed (3.05)
- 10Years filed
- $1,011,769Premium filed
- $2,671,826Indemnity paid
- $6,495,794Liability insured
- 17,192Quantity planted
- 17,169Quantity lost
- 298Policies
- 298Policies with a loss
- 2.64Loss ratio, whole span
Causes that carried the indemnity in Macon County
- Drought $1,038,368 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $915,372 indemnity · 10 years
- Heat $498,481 indemnity · 9 years
- Wildlife $75,289 indemnity · 7 years
- Decline in Price $46,912 indemnity · 4 years
- All Other Causes $44,433 indemnity · 5 years
Corn 10 years filed
- 1.82Low end of the filed band
- 2.49Middle of the filed band
- 3.28High end of the filed band
- 2019Worst year filed (3.34)
- 10Years filed
- $574,552Premium filed
- $1,552,929Indemnity paid
- $3,446,899Liability insured
- 6,616Quantity planted
- 6,587Quantity lost
- 147Policies
- 147Policies with a loss
- 2.70Loss ratio, whole span
Causes that carried the indemnity in Macon County
- Excess Moisture/Precipitation/Rain $605,435 indemnity · 10 years
- Drought $559,005 indemnity · 7 years
- Heat $221,287 indemnity · 8 years
- Decline in Price $71,368 indemnity · 3 years
- Flood $37,191 indemnity · 1 years
- Wind/Excess Wind $30,842 indemnity · 3 years
Every county-crop the agency files in Tennessee → Buy the Macon County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.