Crop-loss band · Tennessee
Madison County, Tennessee — crop-loss band
- 1.63Low end of the filed band
- 2.83Middle of the filed band
- 4.48High end of the filed band
- 2019Worst year filed (4.53)
- 10Years filed
Every year the Risk Management Agency has filed for Madison County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.63 at the low end to 4.48 at the high end, with 2.83 in the middle. The worst year filed is 2019, at 4.53. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $379,039 | $1,003,434 | $3,374,607 | 108 | 107 | 2.65 |
| 2016 | $246,987 | $402,418 | $2,233,828 | 63 | 62 | 1.63 |
| 2017 | $175,640 | $333,903 | $1,297,175 | 52 | 51 | 1.90 |
| 2018 | $302,093 | $890,935 | $2,977,244 | 86 | 85 | 2.95 |
| 2019 | $380,778 | $1,724,872 | $3,306,432 | 97 | 97 | 4.53 |
| 2020 | $418,223 | $1,871,758 | $5,224,607 | 130 | 130 | 4.48 |
| 2021 | $337,257 | $700,411 | $4,879,461 | 58 | 58 | 2.08 |
| 2022 | $1,092,360 | $3,968,477 | $14,669,052 | 160 | 160 | 3.63 |
| 2023 | $448,883 | $1,268,330 | $5,128,851 | 85 | 85 | 2.83 |
| 2024 | $618,289 | $2,754,218 | $9,562,636 | 173 | 173 | 4.45 |
Commodities insured in Madison County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.47Low end of the filed band
- 2.29Middle of the filed band
- 5.18High end of the filed band
- 2024Worst year filed (6.49)
- 10Years filed
- $1,313,121Premium filed
- $4,581,253Indemnity paid
- $19,015,571Liability insured
- 39,160Quantity planted
- 33,053Quantity lost
- 256Policies
- 255Policies with a loss
- 3.49Loss ratio, whole span
Causes that carried the indemnity in Madison County
- Drought $1,840,572 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,806,676 indemnity · 10 years
- Heat $695,632 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $116,891 indemnity · 2 years
- Decline in Price $72,980 indemnity · 2 years
- All Other Causes $16,817 indemnity · 1 years
Soybeans 10 years filed
- 0.87Low end of the filed band
- 1.90Middle of the filed band
- 3.26High end of the filed band
- 2024Worst year filed (4.05)
- 10Years filed
- $1,701,475Premium filed
- $4,211,754Indemnity paid
- $19,696,115Liability insured
- 55,509Quantity planted
- 48,639Quantity lost
- 470Policies
- 467Policies with a loss
- 2.48Loss ratio, whole span
Causes that carried the indemnity in Madison County
- Drought $1,778,812 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,613,241 indemnity · 10 years
- Heat $371,821 indemnity · 6 years
- Decline in Price $169,575 indemnity · 4 years
- Wildlife $127,651 indemnity · 10 years
- Flood $73,518 indemnity · 4 years
Cotton 10 years filed
- 2.78Low end of the filed band
- 5.57Middle of the filed band
- 6.17High end of the filed band
- 2015Worst year filed (7.08)
- 10Years filed
- $738,365Premium filed
- $3,522,985Indemnity paid
- $9,223,774Liability insured
- 25,083Quantity planted
- 26,191Quantity lost
- 177Policies
- 177Policies with a loss
- 4.77Loss ratio, whole span
Causes that carried the indemnity in Madison County
- Excess Moisture/Precipitation/Rain $2,947,886 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $216,309 indemnity · 1 years
- Drought $117,032 indemnity · 3 years
- Cold Wet Weather $114,174 indemnity · 3 years
- Heat $94,603 indemnity · 1 years
- Decline in Price $26,834 indemnity · 2 years
Wheat 8 years filed
- 1.17Low end of the filed band
- 3.53Middle of the filed band
- 5.00High end of the filed band
- 2018Worst year filed (5.00)
- 8Years filed
- $646,588Premium filed
- $2,602,764Indemnity paid
- $4,718,433Liability insured
- 25,968Quantity planted
- 25,968Quantity lost
- 109Policies
- 109Policies with a loss
- 4.03Loss ratio, whole span
Causes that carried the indemnity in Madison County
- Excess Moisture/Precipitation/Rain $2,306,815 indemnity · 7 years
- Drought $109,904 indemnity · 3 years
- Freeze $109,664 indemnity · 3 years
- Decline in Price $63,353 indemnity · 4 years
- Cold Wet Weather $13,028 indemnity · 1 years
Every county-crop the agency files in Tennessee → Buy the Madison County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.