Crop-loss band · Tennessee
Monroe County, Tennessee — crop-loss band
- 0.72Low end of the filed band
- 2.32Middle of the filed band
- 3.60High end of the filed band
- 2018Worst year filed (3.64)
- 10Years filed
Every year the Risk Management Agency has filed for Monroe County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.72 at the low end to 3.60 at the high end, with 2.32 in the middle. The worst year filed is 2018, at 3.64. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $40,467 | $74,380 | $197,699 | 7 | 7 | 1.84 |
| 2016 | $242,664 | $562,698 | $1,240,303 | 25 | 25 | 2.32 |
| 2017 | $47,459 | $42,026 | $263,914 | 5 | 5 | 0.89 |
| 2018 | $97,930 | $356,218 | $563,463 | 13 | 13 | 3.64 |
| 2019 | $126,893 | $438,121 | $739,275 | 15 | 15 | 3.45 |
| 2020 | $119,984 | $369,460 | $790,714 | 23 | 23 | 3.08 |
| 2021 | $9,959 | $7,185 | $46,012 | 3 | 3 | 0.72 |
| 2022 | $23,473 | $32,349 | $155,146 | 5 | 5 | 1.38 |
| 2023 | $101,348 | $364,672 | $574,025 | 11 | 11 | 3.60 |
| 2024 | $471,471 | $1,578,284 | $3,350,589 | 87 | 87 | 3.35 |
Commodities insured in Monroe County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.72Low end of the filed band
- 2.51Middle of the filed band
- 3.45High end of the filed band
- 2018Worst year filed (4.04)
- 10Years filed
- $911,881Premium filed
- $2,608,626Indemnity paid
- $5,444,814Liability insured
- 17,011Quantity planted
- 17,971Quantity lost
- 129Policies
- 129Policies with a loss
- 2.86Loss ratio, whole span
Causes that carried the indemnity in Monroe County
- Drought $1,594,807 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $539,218 indemnity · 9 years
- Heat $218,065 indemnity · 4 years
- Flood $116,890 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $84,380 indemnity · 1 years
- Decline in Price $29,048 indemnity · 1 years
Corn 5 years filed
- 0.24Low end of the filed band
- 3.58Middle of the filed band
- 4.70High end of the filed band
- 2023Worst year filed (4.70)
- 5Years filed
- $369,767Premium filed
- $1,216,767Indemnity paid
- $2,476,326Liability insured
- 4,924Quantity planted
- 4,947Quantity lost
- 65Policies
- 65Policies with a loss
- 3.29Loss ratio, whole span
Causes that carried the indemnity in Monroe County
- Drought $780,477 indemnity · 3 years
- Flood $199,561 indemnity · 1 years
- Heat $167,884 indemnity · 2 years
- Decline in Price $23,337 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $19,057 indemnity · 1 years
- All Other Causes $14,189 indemnity · 2 years
Every county-crop the agency files in Tennessee → Buy the Monroe County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.