Crop-loss band · Tennessee
Sumner County, Tennessee — crop-loss band
- 1.95Low end of the filed band
- 2.72Middle of the filed band
- 9.61High end of the filed band
- 2020Worst year filed (10.67)
- 10Years filed
Every year the Risk Management Agency has filed for Sumner County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.95 at the low end to 9.61 at the high end, with 2.72 in the middle. The worst year filed is 2020, at 10.67. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $688,092 | $1,869,117 | $3,242,442 | 76 | 76 | 2.72 |
| 2016 | $764,369 | $1,704,529 | $2,712,287 | 85 | 85 | 2.23 |
| 2017 | $1,321,286 | $2,973,346 | $4,503,218 | 117 | 117 | 2.25 |
| 2018 | $590,503 | $4,597,855 | $6,707,504 | 141 | 141 | 7.79 |
| 2019 | $711,705 | $6,840,746 | $8,404,789 | 128 | 128 | 9.61 |
| 2020 | $842,257 | $8,984,510 | $10,167,897 | 164 | 164 | 10.67 |
| 2021 | $1,400,319 | $11,149,264 | $12,307,052 | 173 | 172 | 7.96 |
| 2022 | $2,174,732 | $10,289,586 | $16,375,926 | 204 | 204 | 4.73 |
| 2023 | $379,254 | $778,184 | $2,210,352 | 40 | 40 | 2.05 |
| 2024 | $1,030,236 | $2,011,790 | $8,098,838 | 84 | 84 | 1.95 |
Commodities insured in Sumner County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Dark Air Tobacco 10 years filed
- 3.73Low end of the filed band
- 11.78Middle of the filed band
- 17.72High end of the filed band
- 2018Worst year filed (18.06)
- 10Years filed
- $4,060,081Premium filed
- $38,823,996Indemnity paid
- $43,184,549Liability insured
- 10,130Quantity planted
- 10,166Quantity lost
- 629Policies
- 628Policies with a loss
- 9.56Loss ratio, whole span
Causes that carried the indemnity in Sumner County
- Excess Moisture/Precipitation/Rain $16,417,371 indemnity · 8 years
- Drought $6,703,238 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $6,003,269 indemnity · 4 years
- Heat $5,573,796 indemnity · 6 years
- All Other Causes $1,532,348 indemnity · 5 years
- Plant Disease $1,302,328 indemnity · 4 years
Burley Tobacco 10 years filed
- 0.99Low end of the filed band
- 1.24Middle of the filed band
- 1.99High end of the filed band
- 2015Worst year filed (2.99)
- 10Years filed
- $3,308,329Premium filed
- $6,077,129Indemnity paid
- $8,689,776Liability insured
- 3,653Quantity planted
- 3,686Quantity lost
- 233Policies
- 233Policies with a loss
- 1.84Loss ratio, whole span
Causes that carried the indemnity in Sumner County
- Excess Moisture/Precipitation/Rain $4,242,347 indemnity · 10 years
- Flood $653,565 indemnity · 3 years
- Heat $253,974 indemnity · 5 years
- XX $236,942 indemnity · 4 years
- Drought $206,887 indemnity · 6 years
- Hurricane/Tropical Depression $187,608 indemnity · 1 years
Soybeans 10 years filed
- 1.21Low end of the filed band
- 2.28Middle of the filed band
- 3.07High end of the filed band
- 2019Worst year filed (3.90)
- 10Years filed
- $1,527,057Premium filed
- $3,747,062Indemnity paid
- $13,610,898Liability insured
- 36,761Quantity planted
- 37,093Quantity lost
- 265Policies
- 265Policies with a loss
- 2.45Loss ratio, whole span
Causes that carried the indemnity in Sumner County
- Drought $2,209,345 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $724,815 indemnity · 10 years
- Heat $611,653 indemnity · 5 years
- Wildlife $99,789 indemnity · 7 years
- Decline in Price $93,057 indemnity · 4 years
- All Other Causes $6,269 indemnity · 2 years
Corn 10 years filed
- 0.26Low end of the filed band
- 2.34Middle of the filed band
- 3.73High end of the filed band
- 2021Worst year filed (5.18)
- 10Years filed
- $1,007,286Premium filed
- $2,550,740Indemnity paid
- $9,245,082Liability insured
- 13,129Quantity planted
- 13,106Quantity lost
- 85Policies
- 85Policies with a loss
- 2.53Loss ratio, whole span
Causes that carried the indemnity in Sumner County
- Drought $1,908,766 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $476,860 indemnity · 9 years
- Heat $132,369 indemnity · 4 years
- Decline in Price $26,692 indemnity · 4 years
- Other (Snow, Lightning, Etc.) $4,826 indemnity · 1 years
- Plant Disease $1,227 indemnity · 1 years
Every county-crop the agency files in Tennessee → Buy the Sumner County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.