Crop-loss band · Tennessee
Wayne County, Tennessee — crop-loss band
- 1.07Low end of the filed band
- 2.83Middle of the filed band
- 4.57High end of the filed band
- 2018Worst year filed (5.79)
- 10Years filed
Every year the Risk Management Agency has filed for Wayne County is in the series below, from 2016 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.07 at the low end to 4.57 at the high end, with 2.83 in the middle. The worst year filed is 2018, at 5.79. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $12,610 | $13,548 | $84,528 | 6 | 5 | 1.07 |
| 2016 | $51,663 | $160,491 | $318,550 | 7 | 7 | 3.11 |
| 2017 | $16,923 | $47,973 | $113,180 | 4 | 4 | 2.83 |
| 2018 | $113,918 | $659,813 | $1,190,370 | 33 | 33 | 5.79 |
| 2019 | $69,542 | $96,776 | $656,200 | 19 | 19 | 1.39 |
| 2020 | $95,448 | $359,151 | $1,037,796 | 22 | 22 | 3.76 |
| 2021 | $192,382 | $439,599 | $1,591,526 | 35 | 35 | 2.29 |
| 2022 | $430,835 | $1,366,865 | $3,780,056 | 60 | 60 | 3.17 |
| 2023 | $182,778 | $410,930 | $1,392,736 | 27 | 27 | 2.25 |
| 2024 | $335,648 | $1,533,688 | $3,131,663 | 78 | 78 | 4.57 |
Commodities insured in Wayne County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 9 years filed
- 0.32Low end of the filed band
- 3.17Middle of the filed band
- 5.61High end of the filed band
- 2018Worst year filed (5.61)
- 9Years filed
- $723,217Premium filed
- $2,569,778Indemnity paid
- $6,874,313Liability insured
- 14,332Quantity planted
- 13,942Quantity lost
- 115Policies
- 115Policies with a loss
- 3.55Loss ratio, whole span
Causes that carried the indemnity in Wayne County
- Drought $1,459,122 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $479,770 indemnity · 9 years
- Heat $255,458 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $209,285 indemnity · 4 years
- Hail $73,010 indemnity · 1 years
- Wildlife $54,069 indemnity · 2 years
Soybeans 10 years filed
- 1.07Low end of the filed band
- 1.94Middle of the filed band
- 4.71High end of the filed band
- 2018Worst year filed (5.81)
- 10Years filed
- $778,530Premium filed
- $2,519,056Indemnity paid
- $6,422,292Liability insured
- 21,930Quantity planted
- 21,685Quantity lost
- 176Policies
- 175Policies with a loss
- 3.24Loss ratio, whole span
Causes that carried the indemnity in Wayne County
- Drought $1,115,070 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $472,126 indemnity · 10 years
- Wildlife $462,214 indemnity · 7 years
- Heat $223,206 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $110,542 indemnity · 3 years
- Decline in Price $95,889 indemnity · 3 years
Every county-crop the agency files in Tennessee → Buy the Wayne County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.