Crop-loss band · Texas
Armstrong County, Texas — crop-loss band
- 1.54Low end of the filed band
- 1.62Middle of the filed band
- 2.47High end of the filed band
- 2018Worst year filed (2.60)
- 10Years filed
Every year the Risk Management Agency has filed for Armstrong County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.54 at the low end to 2.47 at the high end, with 1.62 in the middle. The worst year filed is 2018, at 2.60. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $744,938 | $1,179,518 | $2,102,948 | 134 | 134 | 1.58 |
| 2016 | $570,200 | $903,020 | $2,059,271 | 107 | 107 | 1.58 |
| 2017 | $630,246 | $1,099,362 | $2,063,310 | 76 | 76 | 1.74 |
| 2018 | $4,573,751 | $11,869,626 | $14,895,161 | 350 | 350 | 2.60 |
| 2019 | $2,241,977 | $5,542,362 | $7,167,423 | 199 | 199 | 2.47 |
| 2020 | $3,249,943 | $7,663,097 | $10,214,696 | 338 | 338 | 2.36 |
| 2021 | $2,429,031 | $3,940,174 | $7,582,392 | 266 | 266 | 1.62 |
| 2022 | $7,410,664 | $17,455,306 | $21,648,844 | 636 | 636 | 2.36 |
| 2023 | $6,285,421 | $9,680,960 | $17,737,048 | 626 | 626 | 1.54 |
| 2024 | $4,267,067 | $6,595,978 | $11,496,596 | 315 | 315 | 1.55 |
Commodities insured in Armstrong County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.39Low end of the filed band
- 2.06Middle of the filed band
- 2.83High end of the filed band
- 2016Worst year filed (3.74)
- 10Years filed
- $16,260,746Premium filed
- $34,762,397Indemnity paid
- $39,951,666Liability insured
- 126,554Quantity planted
- 185,576Quantity lost
- 551Policies
- 551Policies with a loss
- 2.14Loss ratio, whole span
Causes that carried the indemnity in Armstrong County
- Drought $19,298,361 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $5,456,728 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $4,074,748 indemnity · 9 years
- Hail $2,922,360 indemnity · 7 years
- Wind/Excess Wind $1,199,573 indemnity · 5 years
- Cold Wet Weather $865,165 indemnity · 4 years
Wheat 10 years filed
- 0.92Low end of the filed band
- 1.47Middle of the filed band
- 2.20High end of the filed band
- 2022Worst year filed (3.72)
- 10Years filed
- $7,479,000Premium filed
- $15,425,224Indemnity paid
- $20,025,954Liability insured
- 198,153Quantity planted
- 198,181Quantity lost
- 748Policies
- 748Policies with a loss
- 2.06Loss ratio, whole span
Causes that carried the indemnity in Armstrong County
- Drought $12,423,781 indemnity · 10 years
- Hail $1,157,745 indemnity · 7 years
- Wind/Excess Wind $881,276 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $287,389 indemnity · 3 years
- Decline in Price $191,040 indemnity · 6 years
- Heat $187,305 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 0.48Low end of the filed band
- 1.70Middle of the filed band
- 2.27High end of the filed band
- 2019Worst year filed (2.46)
- 10Years filed
- $4,241,591Premium filed
- $6,961,133Indemnity paid
- $19,248,664Liability insured
- 857,539Quantity planted
- 0Quantity lost
- 1,130Policies
- 1,130Policies with a loss
- 1.64Loss ratio, whole span
Causes that carried the indemnity in Armstrong County
- ARPI/SCO/STAX Crops Only $6,961,133 indemnity · 10 years
Grain Sorghum 10 years filed
- 1.02Low end of the filed band
- 1.65Middle of the filed band
- 2.63High end of the filed band
- 2022Worst year filed (2.66)
- 10Years filed
- $2,076,459Premium filed
- $4,977,565Indemnity paid
- $9,048,987Liability insured
- 58,284Quantity planted
- 58,227Quantity lost
- 332Policies
- 332Policies with a loss
- 2.40Loss ratio, whole span
Causes that carried the indemnity in Armstrong County
- Drought $4,175,203 indemnity · 9 years
- Heat $237,773 indemnity · 5 years
- Hot Wind $216,247 indemnity · 7 years
- Hail $150,947 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $86,042 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $34,486 indemnity · 3 years
Annual Forage 8 years filed
- 0.96Low end of the filed band
- 1.72Middle of the filed band
- 2.95High end of the filed band
- 2018Worst year filed (2.95)
- 8Years filed
- $2,345,442Premium filed
- $3,803,084Indemnity paid
- $8,692,418Liability insured
- 47,167Quantity planted
- 0Quantity lost
- 286Policies
- 286Policies with a loss
- 1.62Loss ratio, whole span
Causes that carried the indemnity in Armstrong County
- ARPI/SCO/STAX/MP Crops Only $3,803,084 indemnity · 8 years
Every county-crop the agency files in Texas → Buy the Armstrong County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.