Crop-loss band · Texas
Austin County, Texas — crop-loss band
- 1.52Low end of the filed band
- 2.45Middle of the filed band
- 3.26High end of the filed band
- 2017Worst year filed (3.35)
- 10Years filed
Every year the Risk Management Agency has filed for Austin County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.52 at the low end to 3.26 at the high end, with 2.45 in the middle. The worst year filed is 2017, at 3.35. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $323,101 | $525,748 | $1,564,108 | 98 | 98 | 1.63 |
| 2016 | $308,429 | $866,634 | $1,517,540 | 121 | 121 | 2.81 |
| 2017 | $225,676 | $756,614 | $1,197,130 | 140 | 140 | 3.35 |
| 2018 | $302,382 | $836,417 | $1,611,932 | 164 | 164 | 2.77 |
| 2019 | $506,221 | $891,569 | $2,532,202 | 244 | 244 | 1.76 |
| 2020 | $148,215 | $224,659 | $778,257 | 225 | 225 | 1.52 |
| 2021 | $199,556 | $489,795 | $1,091,799 | 172 | 172 | 2.45 |
| 2022 | $865,813 | $2,467,554 | $4,597,325 | 319 | 319 | 2.85 |
| 2023 | $673,829 | $1,266,479 | $3,470,839 | 343 | 343 | 1.88 |
| 2024 | $401,427 | $1,309,351 | $2,107,446 | 209 | 209 | 3.26 |
Commodities insured in Austin County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 0.79Low end of the filed band
- 2.21Middle of the filed band
- 4.42High end of the filed band
- 2021Worst year filed (5.04)
- 10Years filed
- $1,813,531Premium filed
- $4,374,209Indemnity paid
- $8,371,387Liability insured
- 12,740Quantity planted
- 16,610Quantity lost
- 180Policies
- 180Policies with a loss
- 2.41Loss ratio, whole span
Causes that carried the indemnity in Austin County
- Drought $1,610,674 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,446,656 indemnity · 8 years
- Hurricane/Tropical Depression $637,594 indemnity · 3 years
- Hurricane $317,052 indemnity · 1 years
- ARPI/SCO/STAX Crops Only $200,377 indemnity · 5 years
- Decline in Price $161,856 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 1.17Low end of the filed band
- 1.76Middle of the filed band
- 2.47High end of the filed band
- 2024Worst year filed (3.45)
- 10Years filed
- $1,330,930Premium filed
- $2,914,904Indemnity paid
- $7,180,926Liability insured
- 142,932Quantity planted
- 0Quantity lost
- 1,717Policies
- 1,717Policies with a loss
- 2.19Loss ratio, whole span
Causes that carried the indemnity in Austin County
- ARPI/SCO/STAX Crops Only $2,914,904 indemnity · 10 years
Corn 10 years filed
- 0.50Low end of the filed band
- 2.44Middle of the filed band
- 3.54High end of the filed band
- 2019Worst year filed (4.64)
- 10Years filed
- $810,188Premium filed
- $2,345,707Indemnity paid
- $4,916,265Liability insured
- 14,112Quantity planted
- 15,498Quantity lost
- 138Policies
- 138Policies with a loss
- 2.90Loss ratio, whole span
Causes that carried the indemnity in Austin County
- Flood $855,843 indemnity · 4 years
- Drought $608,418 indemnity · 3 years
- Hurricane $356,267 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $334,298 indemnity · 8 years
- Hurricane/Tropical Depression $98,681 indemnity · 2 years
- Wildlife $39,429 indemnity · 4 years
Every county-crop the agency files in Texas → Buy the Austin County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.