Crop-loss band · Texas
Bailey County, Texas — crop-loss band
- 1.76Low end of the filed band
- 2.04Middle of the filed band
- 2.26High end of the filed band
- 2016Worst year filed (2.62)
- 10Years filed
Every year the Risk Management Agency has filed for Bailey County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.76 at the low end to 2.26 at the high end, with 2.04 in the middle. The worst year filed is 2016, at 2.62. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,544,638 | $4,512,552 | $8,280,493 | 307 | 307 | 1.77 |
| 2016 | $2,308,505 | $6,051,647 | $10,471,340 | 302 | 302 | 2.62 |
| 2017 | $3,312,049 | $6,764,430 | $9,816,195 | 374 | 374 | 2.04 |
| 2018 | $8,298,532 | $18,029,384 | $22,636,053 | 692 | 691 | 2.17 |
| 2019 | $5,504,108 | $10,786,659 | $15,907,877 | 556 | 555 | 1.96 |
| 2020 | $7,343,511 | $16,603,303 | $21,958,600 | 752 | 751 | 2.26 |
| 2021 | $9,240,153 | $19,672,650 | $25,291,580 | 830 | 830 | 2.13 |
| 2022 | $22,585,911 | $49,385,377 | $64,191,978 | 1,682 | 1,682 | 2.19 |
| 2023 | $17,684,645 | $31,402,028 | $56,991,820 | 1,784 | 1,784 | 1.78 |
| 2024 | $12,438,644 | $21,923,430 | $35,896,515 | 1,351 | 1,351 | 1.76 |
Commodities insured in Bailey County
10 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.53Low end of the filed band
- 1.84Middle of the filed band
- 2.02High end of the filed band
- 2021Worst year filed (2.02)
- 10Years filed
- $59,050,061Premium filed
- $108,512,691Indemnity paid
- $132,066,056Liability insured
- 418,071Quantity planted
- 557,343Quantity lost
- 3,986Policies
- 3,985Policies with a loss
- 1.84Loss ratio, whole span
Causes that carried the indemnity in Bailey County
- Drought $40,790,477 indemnity · 10 years
- Hail $22,755,037 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $11,478,463 indemnity · 7 years
- Hot Wind $10,339,563 indemnity · 9 years
- Wind/Excess Wind $7,141,398 indemnity · 10 years
- Heat $6,185,978 indemnity · 10 years
Annual Forage 10 years filed
- 1.00Low end of the filed band
- 1.37Middle of the filed band
- 2.46High end of the filed band
- 2020Worst year filed (2.69)
- 10Years filed
- $19,223,732Premium filed
- $36,177,627Indemnity paid
- $70,610,778Liability insured
- 289,733Quantity planted
- 0Quantity lost
- 1,818Policies
- 1,818Policies with a loss
- 1.88Loss ratio, whole span
Causes that carried the indemnity in Bailey County
- ARPI/SCO/STAX Crops Only $36,177,627 indemnity · 10 years
Corn 10 years filed
- 2.49Low end of the filed band
- 4.10Middle of the filed band
- 5.76High end of the filed band
- 2019Worst year filed (6.52)
- 10Years filed
- $4,278,881Premium filed
- $17,464,962Indemnity paid
- $35,401,007Liability insured
- 50,329Quantity planted
- 50,577Quantity lost
- 463Policies
- 462Policies with a loss
- 4.08Loss ratio, whole span
Causes that carried the indemnity in Bailey County
- Hot Wind $8,081,743 indemnity · 10 years
- Heat $6,099,261 indemnity · 9 years
- Hail $2,022,944 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $682,521 indemnity · 3 years
- ARPI/SCO/STAX/MP Crops Only $280,861 indemnity · 5 years
- Wind/Excess Wind $156,505 indemnity · 3 years
Grain Sorghum 10 years filed
- 0.75Low end of the filed band
- 1.98Middle of the filed band
- 3.14High end of the filed band
- 2019Worst year filed (3.30)
- 10Years filed
- $2,099,343Premium filed
- $4,915,193Indemnity paid
- $6,887,885Liability insured
- 50,783Quantity planted
- 50,976Quantity lost
- 578Policies
- 578Policies with a loss
- 2.34Loss ratio, whole span
Causes that carried the indemnity in Bailey County
- Drought $1,567,546 indemnity · 10 years
- Heat $1,111,759 indemnity · 9 years
- Hot Wind $1,073,508 indemnity · 8 years
- Freeze $546,388 indemnity · 2 years
- Hail $342,071 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $102,849 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 0.54Low end of the filed band
- 1.67Middle of the filed band
- 2.54High end of the filed band
- 2020Worst year filed (2.58)
- 10Years filed
- $2,498,930Premium filed
- $4,688,670Indemnity paid
- $9,033,100Liability insured
- 349,298Quantity planted
- 0Quantity lost
- 1,059Policies
- 1,059Policies with a loss
- 1.88Loss ratio, whole span
Causes that carried the indemnity in Bailey County
- ARPI/SCO/STAX Crops Only $4,688,670 indemnity · 10 years
Peanuts 9 years filed
- 4.80Low end of the filed band
- 5.71Middle of the filed band
- 8.36High end of the filed band
- 2023Worst year filed (8.36)
- 9Years filed
- $690,165Premium filed
- $3,950,703Indemnity paid
- $4,565,060Liability insured
- 5,831Quantity planted
- 5,831Quantity lost
- 69Policies
- 69Policies with a loss
- 5.72Loss ratio, whole span
Causes that carried the indemnity in Bailey County
- Heat $1,481,098 indemnity · 4 years
- Wind/Excess Wind $909,304 indemnity · 4 years
- Hail $765,097 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $275,095 indemnity · 5 years
- Hot Wind $212,283 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $204,604 indemnity · 2 years
Wheat 10 years filed
- 0.90Low end of the filed band
- 2.02Middle of the filed band
- 2.46High end of the filed band
- 2022Worst year filed (3.35)
- 10Years filed
- $1,824,653Premium filed
- $3,469,430Indemnity paid
- $4,662,964Liability insured
- 70,069Quantity planted
- 70,111Quantity lost
- 503Policies
- 502Policies with a loss
- 1.90Loss ratio, whole span
Causes that carried the indemnity in Bailey County
- Drought $1,968,327 indemnity · 10 years
- Hail $691,824 indemnity · 8 years
- Wind/Excess Wind $369,316 indemnity · 10 years
- Hot Wind $198,704 indemnity · 7 years
- Freeze $61,205 indemnity · 3 years
- Decline in Price $51,137 indemnity · 4 years
Soybeans 8 years filed
- 3.37Low end of the filed band
- 4.66Middle of the filed band
- 7.31High end of the filed band
- 2019Worst year filed (7.31)
- 8Years filed
- $712,087Premium filed
- $2,974,354Indemnity paid
- $3,636,961Liability insured
- 4,087Quantity planted
- 4,262Quantity lost
- 26Policies
- 26Policies with a loss
- 4.18Loss ratio, whole span
Causes that carried the indemnity in Bailey County
- Heat $774,547 indemnity · 4 years
- Wind/Excess Wind $755,695 indemnity · 1 years
- Hail $643,904 indemnity · 2 years
- Hot Wind $452,829 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $200,575 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $113,243 indemnity · 3 years
Silage Sorghum 10 years filed
- 0.77Low end of the filed band
- 3.01Middle of the filed band
- 4.55High end of the filed band
- 2020Worst year filed (5.34)
- 10Years filed
- $579,410Premium filed
- $2,060,393Indemnity paid
- $3,451,382Liability insured
- 8,523Quantity planted
- 8,493Quantity lost
- 78Policies
- 78Policies with a loss
- 3.56Loss ratio, whole span
Causes that carried the indemnity in Bailey County
- Hot Wind $1,082,856 indemnity · 7 years
- Heat $738,429 indemnity · 5 years
- Wind/Excess Wind $111,585 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $69,934 indemnity · 3 years
- Failure of Irrigation Equipment $28,914 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $21,647 indemnity · 2 years
Cotton Ex Long Staple 5 years filed
- 1.96Low end of the filed band
- 5.38Middle of the filed band
- 5.66High end of the filed band
- 2020Worst year filed (5.66)
- 5Years filed
- $303,434Premium filed
- $917,437Indemnity paid
- $1,127,258Liability insured
- 2,213Quantity planted
- 2,213Quantity lost
- 50Policies
- 50Policies with a loss
- 3.02Loss ratio, whole span
Causes that carried the indemnity in Bailey County
- Hail $521,625 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $143,659 indemnity · 2 years
- Heat $130,151 indemnity · 2 years
- Hot Wind $90,237 indemnity · 1 years
- Cold Wet Weather $29,073 indemnity · 1 years
- Cold Winter $2,693 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Bailey County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.