Crop-loss band · Texas
Baylor County, Texas — crop-loss band
- 1.50Low end of the filed band
- 1.66Middle of the filed band
- 2.56High end of the filed band
- 2022Worst year filed (3.22)
- 10Years filed
Every year the Risk Management Agency has filed for Baylor County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.50 at the low end to 2.56 at the high end, with 1.66 in the middle. The worst year filed is 2022, at 3.22. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,606,415 | $2,590,241 | $5,767,124 | 318 | 318 | 1.61 |
| 2016 | $900,243 | $1,465,316 | $2,362,597 | 153 | 153 | 1.63 |
| 2017 | $585,784 | $964,987 | $1,843,400 | 166 | 166 | 1.65 |
| 2018 | $2,649,102 | $6,787,164 | $9,137,542 | 326 | 326 | 2.56 |
| 2019 | $1,379,649 | $2,810,118 | $4,020,267 | 282 | 282 | 2.04 |
| 2020 | $580,299 | $869,132 | $2,203,402 | 171 | 171 | 1.50 |
| 2021 | $1,452,974 | $2,723,599 | $4,902,306 | 320 | 320 | 1.87 |
| 2022 | $7,184,078 | $23,156,289 | $23,935,489 | 650 | 650 | 3.22 |
| 2023 | $1,808,769 | $3,129,142 | $7,331,555 | 358 | 358 | 1.73 |
| 2024 | $1,131,622 | $1,877,342 | $4,082,832 | 235 | 235 | 1.66 |
Commodities insured in Baylor County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.33Low end of the filed band
- 1.65Middle of the filed band
- 2.60High end of the filed band
- 2022Worst year filed (3.87)
- 10Years filed
- $11,901,230Premium filed
- $32,048,947Indemnity paid
- $35,812,396Liability insured
- 342,809Quantity planted
- 342,834Quantity lost
- 1,110Policies
- 1,110Policies with a loss
- 2.69Loss ratio, whole span
Causes that carried the indemnity in Baylor County
- Drought $23,824,695 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $3,816,346 indemnity · 8 years
- Hail $2,536,397 indemnity · 9 years
- ARPI/SCO/STAX Crops Only $411,060 indemnity · 3 years
- Cold Winter $337,839 indemnity · 1 years
- Wildlife $322,532 indemnity · 7 years
Annual Forage 6 years filed
- 0.22Low end of the filed band
- 1.35Middle of the filed band
- 2.18High end of the filed band
- 2022Worst year filed (2.18)
- 6Years filed
- $3,356,782Premium filed
- $5,957,311Indemnity paid
- $13,588,638Liability insured
- 92,356Quantity planted
- 0Quantity lost
- 345Policies
- 345Policies with a loss
- 1.77Loss ratio, whole span
Causes that carried the indemnity in Baylor County
- ARPI/SCO/STAX Crops Only $5,957,311 indemnity · 6 years
Cotton 10 years filed
- 1.19Low end of the filed band
- 2.86Middle of the filed band
- 3.69High end of the filed band
- 2023Worst year filed (3.71)
- 10Years filed
- $1,972,088Premium filed
- $5,430,984Indemnity paid
- $7,167,551Liability insured
- 30,117Quantity planted
- 31,271Quantity lost
- 279Policies
- 279Policies with a loss
- 2.75Loss ratio, whole span
Causes that carried the indemnity in Baylor County
- Drought $2,745,786 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $2,054,704 indemnity · 7 years
- Hot Wind $224,676 indemnity · 7 years
- Heat $148,572 indemnity · 4 years
- Freeze $43,541 indemnity · 1 years
- Flood $43,007 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.44Low end of the filed band
- 1.15Middle of the filed band
- 2.13High end of the filed band
- 2019Worst year filed (2.47)
- 10Years filed
- $2,048,835Premium filed
- $2,936,088Indemnity paid
- $9,017,929Liability insured
- 371,458Quantity planted
- 0Quantity lost
- 1,245Policies
- 1,245Policies with a loss
- 1.43Loss ratio, whole span
Causes that carried the indemnity in Baylor County
- ARPI/SCO/STAX Crops Only $2,936,088 indemnity · 10 years
Every county-crop the agency files in Texas → Buy the Baylor County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.