Crop-loss band · Texas
Bee County, Texas — crop-loss band
- 0.77Low end of the filed band
- 1.60Middle of the filed band
- 2.25High end of the filed band
- 2022Worst year filed (2.80)
- 10Years filed
Every year the Risk Management Agency has filed for Bee County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.77 at the low end to 2.25 at the high end, with 1.60 in the middle. The worst year filed is 2022, at 2.80. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $517,278 | $395,870 | $1,743,851 | 195 | 193 | 0.77 |
| 2016 | $294,472 | $417,845 | $1,200,503 | 153 | 153 | 1.42 |
| 2017 | $512,568 | $818,893 | $2,372,574 | 225 | 225 | 1.60 |
| 2018 | $1,603,434 | $3,601,203 | $6,809,757 | 433 | 433 | 2.25 |
| 2019 | $665,440 | $965,154 | $3,039,756 | 308 | 308 | 1.45 |
| 2020 | $1,664,421 | $3,147,113 | $6,645,409 | 319 | 319 | 1.89 |
| 2021 | $1,182,170 | $2,486,998 | $5,369,565 | 351 | 351 | 2.10 |
| 2022 | $6,368,633 | $17,807,575 | $22,774,580 | 701 | 701 | 2.80 |
| 2023 | $2,662,636 | $3,199,135 | $9,663,364 | 545 | 545 | 1.20 |
| 2024 | $4,751,655 | $8,747,510 | $19,415,560 | 797 | 797 | 1.84 |
Commodities insured in Bee County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 0.53Low end of the filed band
- 1.75Middle of the filed band
- 2.80High end of the filed band
- 2017Worst year filed (3.15)
- 10Years filed
- $8,302,492Premium filed
- $17,436,261Indemnity paid
- $26,895,489Liability insured
- 43,046Quantity planted
- 48,016Quantity lost
- 461Policies
- 461Policies with a loss
- 2.10Loss ratio, whole span
Causes that carried the indemnity in Bee County
- Drought $13,206,436 indemnity · 7 years
- Hurricane $1,361,193 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $1,189,508 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $885,652 indemnity · 3 years
- Heat $445,625 indemnity · 4 years
- Decline in Price $255,121 indemnity · 4 years
Corn 10 years filed
- 0.24Low end of the filed band
- 1.48Middle of the filed band
- 2.72High end of the filed band
- 2022Worst year filed (2.81)
- 10Years filed
- $5,022,295Premium filed
- $10,660,198Indemnity paid
- $20,291,737Liability insured
- 70,889Quantity planted
- 70,030Quantity lost
- 572Policies
- 572Policies with a loss
- 2.12Loss ratio, whole span
Causes that carried the indemnity in Bee County
- Drought $8,575,765 indemnity · 8 years
- Hurricane $752,251 indemnity · 1 years
- Decline in Price $468,814 indemnity · 7 years
- Heat $312,340 indemnity · 5 years
- Mycotoxin $195,906 indemnity · 3 years
- Wildlife $127,939 indemnity · 9 years
Pasture,Rangeland,Forage 10 years filed
- 0.81Low end of the filed band
- 1.50Middle of the filed band
- 2.21High end of the filed band
- 2022Worst year filed (2.75)
- 10Years filed
- $4,408,718Premium filed
- $8,312,206Indemnity paid
- $20,201,572Liability insured
- 569,424Quantity planted
- 0Quantity lost
- 2,502Policies
- 2,502Policies with a loss
- 1.89Loss ratio, whole span
Causes that carried the indemnity in Bee County
- ARPI/SCO/STAX Crops Only $8,312,206 indemnity · 10 years
Grain Sorghum 10 years filed
- 0.36Low end of the filed band
- 1.52Middle of the filed band
- 2.59High end of the filed band
- 2022Worst year filed (2.79)
- 10Years filed
- $2,171,576Premium filed
- $4,531,514Indemnity paid
- $10,240,429Liability insured
- 52,146Quantity planted
- 51,218Quantity lost
- 463Policies
- 461Policies with a loss
- 2.09Loss ratio, whole span
Causes that carried the indemnity in Bee County
- Drought $2,360,745 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,164,793 indemnity · 4 years
- Hail $329,952 indemnity · 1 years
- Hurricane $290,281 indemnity · 1 years
- Decline in Price $109,879 indemnity · 5 years
- Heat $107,929 indemnity · 5 years
All Other Crops 7 years filed
- 1.05Low end of the filed band
- 1.45Middle of the filed band
- 2.93High end of the filed band
- 2022Worst year filed (2.93)
- 7Years filed
- $317,626Premium filed
- $647,117Indemnity paid
- $1,405,692Liability insured
- 8,236Quantity planted
- 0Quantity lost
- 29Policies
- 29Policies with a loss
- 2.04Loss ratio, whole span
Causes that carried the indemnity in Bee County
- ARPI/SCO/STAX/MP Crops Only $647,117 indemnity · 7 years
Every county-crop the agency files in Texas → Buy the Bee County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.