Crop-loss band · Texas
Bexar County, Texas — crop-loss band
- 1.55Low end of the filed band
- 1.88Middle of the filed band
- 2.46High end of the filed band
- 2022Worst year filed (2.75)
- 10Years filed
Every year the Risk Management Agency has filed for Bexar County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.55 at the low end to 2.46 at the high end, with 1.88 in the middle. The worst year filed is 2022, at 2.75. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $110,796 | $208,272 | $370,855 | 107 | 107 | 1.88 |
| 2016 | $97,533 | $239,572 | $426,832 | 85 | 85 | 2.46 |
| 2017 | $123,654 | $191,761 | $573,207 | 130 | 130 | 1.55 |
| 2018 | $247,221 | $477,185 | $1,125,230 | 175 | 175 | 1.93 |
| 2019 | $252,092 | $518,334 | $923,227 | 239 | 239 | 2.06 |
| 2020 | $620,772 | $971,047 | $2,616,121 | 334 | 334 | 1.56 |
| 2021 | $535,011 | $940,597 | $2,266,064 | 268 | 268 | 1.76 |
| 2022 | $1,107,015 | $3,042,216 | $4,898,076 | 480 | 480 | 2.75 |
| 2023 | $957,660 | $1,758,172 | $3,833,882 | 373 | 373 | 1.84 |
| 2024 | $625,750 | $1,340,232 | $2,786,941 | 344 | 344 | 2.14 |
Commodities insured in Bexar County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Annual Forage 10 years filed
- 0.54Low end of the filed band
- 1.64Middle of the filed band
- 2.28High end of the filed band
- 2018Worst year filed (2.85)
- 10Years filed
- $1,554,237Premium filed
- $2,708,885Indemnity paid
- $6,162,766Liability insured
- 19,222Quantity planted
- 0Quantity lost
- 102Policies
- 102Policies with a loss
- 1.74Loss ratio, whole span
Causes that carried the indemnity in Bexar County
- ARPI/SCO/STAX Crops Only $2,708,885 indemnity · 10 years
Pasture,Rangeland,Forage 10 years filed
- 1.19Low end of the filed band
- 1.73Middle of the filed band
- 2.13High end of the filed band
- 2022Worst year filed (2.37)
- 10Years filed
- $1,374,812Premium filed
- $2,495,870Indemnity paid
- $5,662,308Liability insured
- 104,143Quantity planted
- 0Quantity lost
- 2,015Policies
- 2,015Policies with a loss
- 1.82Loss ratio, whole span
Causes that carried the indemnity in Bexar County
- ARPI/SCO/STAX Crops Only $2,495,870 indemnity · 10 years
Corn 10 years filed
- 1.00Low end of the filed band
- 1.91Middle of the filed band
- 3.54High end of the filed band
- 2023Worst year filed (7.86)
- 10Years filed
- $674,474Premium filed
- $1,904,599Indemnity paid
- $3,630,681Liability insured
- 15,838Quantity planted
- 15,721Quantity lost
- 177Policies
- 177Policies with a loss
- 2.82Loss ratio, whole span
Causes that carried the indemnity in Bexar County
- Drought $1,312,602 indemnity · 5 years
- Hail $139,947 indemnity · 2 years
- Heat $131,146 indemnity · 4 years
- Failure of Irrigation Supply $122,253 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $63,478 indemnity · 5 years
- Decline in Price $63,045 indemnity · 5 years
Grain Sorghum 10 years filed
- 1.32Low end of the filed band
- 1.86Middle of the filed band
- 3.00High end of the filed band
- 2022Worst year filed (4.19)
- 10Years filed
- $473,104Premium filed
- $1,166,469Indemnity paid
- $1,888,271Liability insured
- 12,102Quantity planted
- 12,199Quantity lost
- 89Policies
- 89Policies with a loss
- 2.47Loss ratio, whole span
Causes that carried the indemnity in Bexar County
- Drought $987,659 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $109,589 indemnity · 5 years
- Heat $33,808 indemnity · 2 years
- Decline in Price $31,517 indemnity · 4 years
- Hail $2,580 indemnity · 1 years
- Wildlife $1,317 indemnity · 1 years
Cotton 7 years filed
- 1.73Low end of the filed band
- 2.74Middle of the filed band
- 10.96High end of the filed band
- 2016Worst year filed (10.96)
- 7Years filed
- $287,156Premium filed
- $932,592Indemnity paid
- $1,263,132Liability insured
- 2,531Quantity planted
- 2,531Quantity lost
- 47Policies
- 47Policies with a loss
- 3.25Loss ratio, whole span
Causes that carried the indemnity in Bexar County
- Failure of Irrigation Supply $379,167 indemnity · 2 years
- Drought $217,969 indemnity · 5 years
- Wind/Excess Wind $113,547 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $81,502 indemnity · 4 years
- Hail $69,585 indemnity · 2 years
- Heat $56,577 indemnity · 2 years
Apiculture 5 years filed
- 0.78Low end of the filed band
- 1.58Middle of the filed band
- 1.90High end of the filed band
- 2022Worst year filed (1.90)
- 5Years filed
- $313,721Premium filed
- $478,973Indemnity paid
- $1,213,277Liability insured
- 6,790Quantity planted
- 0Quantity lost
- 105Policies
- 105Policies with a loss
- 1.53Loss ratio, whole span
Causes that carried the indemnity in Bexar County
- ARPI/SCO/STAX/MP/HIP WI Crops Only $478,973 indemnity · 5 years
Every county-crop the agency files in Texas → Buy the Bexar County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.