Crop-loss band · Texas
Bosque County, Texas — crop-loss band
- 1.77Low end of the filed band
- 2.24Middle of the filed band
- 3.23High end of the filed band
- 2018Worst year filed (5.10)
- 10Years filed
Every year the Risk Management Agency has filed for Bosque County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.77 at the low end to 3.23 at the high end, with 2.24 in the middle. The worst year filed is 2018, at 5.10. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $93,809 | $301,284 | $463,407 | 41 | 41 | 3.21 |
| 2016 | $131,649 | $290,657 | $826,830 | 64 | 64 | 2.21 |
| 2017 | $69,874 | $138,892 | $368,113 | 60 | 60 | 1.99 |
| 2018 | $219,515 | $1,119,394 | $1,615,544 | 62 | 62 | 5.10 |
| 2019 | $373,126 | $937,878 | $1,940,880 | 120 | 120 | 2.51 |
| 2020 | $197,825 | $469,710 | $1,145,421 | 99 | 99 | 2.37 |
| 2021 | $392,663 | $755,121 | $2,076,598 | 181 | 181 | 1.92 |
| 2022 | $905,620 | $2,922,330 | $4,796,960 | 345 | 345 | 3.23 |
| 2023 | $985,169 | $1,746,824 | $4,897,655 | 376 | 374 | 1.77 |
| 2024 | $537,743 | $1,205,322 | $2,645,070 | 316 | 316 | 2.24 |
Commodities insured in Bosque County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 1.23Low end of the filed band
- 1.85Middle of the filed band
- 2.30High end of the filed band
- 2015Worst year filed (3.33)
- 10Years filed
- $2,510,498Premium filed
- $4,629,667Indemnity paid
- $12,741,597Liability insured
- 219,048Quantity planted
- 0Quantity lost
- 1,397Policies
- 1,395Policies with a loss
- 1.84Loss ratio, whole span
Causes that carried the indemnity in Bosque County
- ARPI/SCO/STAX Crops Only $4,629,667 indemnity · 10 years
Cotton 10 years filed
- 2.51Low end of the filed band
- 4.05Middle of the filed band
- 8.88High end of the filed band
- 2020Worst year filed (9.62)
- 10Years filed
- $642,688Premium filed
- $3,462,500Indemnity paid
- $4,200,086Liability insured
- 10,493Quantity planted
- 17,022Quantity lost
- 98Policies
- 98Policies with a loss
- 5.39Loss ratio, whole span
Causes that carried the indemnity in Bosque County
- Drought $1,456,254 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $792,495 indemnity · 7 years
- ARPI/SCO/STAX Crops Only $783,168 indemnity · 7 years
- Heat $370,806 indemnity · 5 years
- Wildlife $59,777 indemnity · 2 years
Annual Forage 7 years filed
- 0.64Low end of the filed band
- 1.29Middle of the filed band
- 2.95High end of the filed band
- 2022Worst year filed (2.95)
- 7Years filed
- $498,397Premium filed
- $909,873Indemnity paid
- $2,549,875Liability insured
- 8,450Quantity planted
- 0Quantity lost
- 95Policies
- 95Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Bosque County
- ARPI/SCO/STAX Crops Only $909,873 indemnity · 7 years
Wheat 9 years filed
- 1.19Low end of the filed band
- 1.58Middle of the filed band
- 5.65High end of the filed band
- 2022Worst year filed (5.65)
- 9Years filed
- $255,410Premium filed
- $885,372Indemnity paid
- $1,284,920Liability insured
- 9,717Quantity planted
- 9,717Quantity lost
- 74Policies
- 74Policies with a loss
- 3.47Loss ratio, whole span
Causes that carried the indemnity in Bosque County
- Excess Moisture/Precipitation/Rain $372,829 indemnity · 7 years
- Drought $355,219 indemnity · 4 years
- Flood $48,095 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $41,201 indemnity · 2 years
- Hail $26,101 indemnity · 3 years
- Plant Disease $13,150 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Bosque County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.