Crop-loss band · Texas
Bowie County, Texas — crop-loss band
- 1.01Low end of the filed band
- 2.04Middle of the filed band
- 3.49High end of the filed band
- 2022Worst year filed (3.97)
- 10Years filed
Every year the Risk Management Agency has filed for Bowie County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.01 at the low end to 3.49 at the high end, with 2.04 in the middle. The worst year filed is 2022, at 3.97. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,280,597 | $4,463,679 | $5,056,402 | 109 | 109 | 3.49 |
| 2016 | $833,318 | $1,228,506 | $2,978,385 | 64 | 64 | 1.47 |
| 2017 | $358,228 | $363,349 | $1,451,434 | 29 | 29 | 1.01 |
| 2018 | $655,507 | $1,483,577 | $3,221,414 | 41 | 41 | 2.26 |
| 2019 | $1,416,467 | $2,888,888 | $5,112,824 | 81 | 81 | 2.04 |
| 2020 | $1,145,571 | $2,518,953 | $4,304,910 | 62 | 62 | 2.20 |
| 2021 | $1,208,605 | $3,169,044 | $4,782,358 | 70 | 70 | 2.62 |
| 2022 | $1,425,776 | $5,653,660 | $8,885,637 | 68 | 68 | 3.97 |
| 2023 | $1,044,706 | $1,977,330 | $3,662,866 | 51 | 51 | 1.89 |
| 2024 | $1,649,374 | $3,155,907 | $5,700,660 | 85 | 85 | 1.91 |
Commodities insured in Bowie County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.55Low end of the filed band
- 1.63Middle of the filed band
- 2.33High end of the filed band
- 2015Worst year filed (3.92)
- 10Years filed
- $4,624,572Premium filed
- $9,411,723Indemnity paid
- $17,815,198Liability insured
- 66,197Quantity planted
- 59,070Quantity lost
- 212Policies
- 212Policies with a loss
- 2.04Loss ratio, whole span
Causes that carried the indemnity in Bowie County
- Excess Moisture/Precipitation/Rain $7,293,731 indemnity · 10 years
- Flood $1,261,438 indemnity · 1 years
- Decline in Price $259,691 indemnity · 4 years
- Wind/Excess Wind $162,495 indemnity · 1 years
- Heat $134,509 indemnity · 2 years
- Drought $120,672 indemnity · 3 years
Cotton 7 years filed
- 2.57Low end of the filed band
- 3.31Middle of the filed band
- 5.79High end of the filed band
- 2022Worst year filed (5.79)
- 7Years filed
- $1,682,559Premium filed
- $7,198,296Indemnity paid
- $11,505,891Liability insured
- 21,389Quantity planted
- 27,947Quantity lost
- 72Policies
- 72Policies with a loss
- 4.28Loss ratio, whole span
Causes that carried the indemnity in Bowie County
- Heat $3,443,590 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $3,035,613 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $422,076 indemnity · 4 years
- Decline in Price $122,978 indemnity · 1 years
- Hot Wind $109,340 indemnity · 2 years
- Drought $64,700 indemnity · 2 years
Soybeans 10 years filed
- 1.29Low end of the filed band
- 2.14Middle of the filed band
- 2.97High end of the filed band
- 2018Worst year filed (3.29)
- 10Years filed
- $2,601,864Premium filed
- $5,965,898Indemnity paid
- $9,883,857Liability insured
- 45,655Quantity planted
- 47,742Quantity lost
- 229Policies
- 229Policies with a loss
- 2.29Loss ratio, whole span
Causes that carried the indemnity in Bowie County
- Excess Moisture/Precipitation/Rain $2,741,222 indemnity · 10 years
- Heat $1,448,602 indemnity · 6 years
- Drought $1,382,860 indemnity · 8 years
- Flood $262,304 indemnity · 2 years
- Decline in Price $70,152 indemnity · 5 years
- Inability to Prepare Land for Irrigation $16,630 indemnity · 1 years
Wheat 10 years filed
- 1.07Low end of the filed band
- 1.86Middle of the filed band
- 2.50High end of the filed band
- 2015Worst year filed (3.38)
- 10Years filed
- $2,109,154Premium filed
- $4,326,976Indemnity paid
- $5,951,944Liability insured
- 38,493Quantity planted
- 38,205Quantity lost
- 147Policies
- 147Policies with a loss
- 2.05Loss ratio, whole span
Causes that carried the indemnity in Bowie County
- Excess Moisture/Precipitation/Rain $3,266,372 indemnity · 10 years
- Flood $685,083 indemnity · 2 years
- Cold Wet Weather $162,359 indemnity · 2 years
- Drought $108,131 indemnity · 2 years
- Hail $39,613 indemnity · 2 years
- Decline in Price $32,824 indemnity · 5 years
Every county-crop the agency files in Texas → Buy the Bowie County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.