Crop-loss band · Texas
Brazos County, Texas — crop-loss band
- 1.61Low end of the filed band
- 2.35Middle of the filed band
- 3.11High end of the filed band
- 2015Worst year filed (5.23)
- 10Years filed
Every year the Risk Management Agency has filed for Brazos County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.61 at the low end to 3.11 at the high end, with 2.35 in the middle. The worst year filed is 2015, at 5.23. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $372,169 | $1,945,123 | $2,687,963 | 77 | 77 | 5.23 |
| 2016 | $908,386 | $2,808,813 | $4,564,841 | 134 | 134 | 3.09 |
| 2017 | $532,797 | $1,062,962 | $2,575,091 | 106 | 106 | 2.00 |
| 2018 | $687,811 | $2,036,207 | $3,925,113 | 132 | 132 | 2.96 |
| 2019 | $510,000 | $1,172,704 | $3,011,888 | 160 | 160 | 2.30 |
| 2020 | $257,637 | $413,609 | $1,425,172 | 173 | 173 | 1.61 |
| 2021 | $425,967 | $1,002,793 | $2,414,657 | 257 | 257 | 2.35 |
| 2022 | $1,990,027 | $6,181,612 | $9,693,047 | 310 | 310 | 3.11 |
| 2023 | $1,530,101 | $3,523,670 | $6,486,821 | 359 | 359 | 2.30 |
| 2024 | $371,078 | $1,097,434 | $1,918,992 | 164 | 164 | 2.96 |
Commodities insured in Brazos County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.67Low end of the filed band
- 2.50Middle of the filed band
- 3.27High end of the filed band
- 2015Worst year filed (5.83)
- 10Years filed
- $5,809,077Premium filed
- $17,180,979Indemnity paid
- $29,415,063Liability insured
- 52,138Quantity planted
- 70,919Quantity lost
- 291Policies
- 291Policies with a loss
- 2.96Loss ratio, whole span
Causes that carried the indemnity in Brazos County
- Excess Moisture/Precipitation/Rain $5,985,443 indemnity · 9 years
- Heat $4,521,451 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $3,072,398 indemnity · 5 years
- Drought $2,684,807 indemnity · 8 years
- Hot Wind $361,256 indemnity · 3 years
- Hurricane/Tropical Depression $210,151 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 1.26Low end of the filed band
- 1.78Middle of the filed band
- 2.36High end of the filed band
- 2024Worst year filed (3.36)
- 10Years filed
- $1,380,021Premium filed
- $2,876,035Indemnity paid
- $7,269,065Liability insured
- 126,282Quantity planted
- 0Quantity lost
- 1,494Policies
- 1,494Policies with a loss
- 2.08Loss ratio, whole span
Causes that carried the indemnity in Brazos County
- ARPI/SCO/STAX Crops Only $2,876,035 indemnity · 10 years
Grain Sorghum 9 years filed
- 1.28Low end of the filed band
- 2.75Middle of the filed band
- 4.80High end of the filed band
- 2022Worst year filed (4.80)
- 9Years filed
- $396,875Premium filed
- $1,187,913Indemnity paid
- $2,019,457Liability insured
- 8,990Quantity planted
- 9,049Quantity lost
- 87Policies
- 87Policies with a loss
- 2.99Loss ratio, whole span
Causes that carried the indemnity in Brazos County
- Excess Moisture/Precipitation/Rain $715,637 indemnity · 6 years
- Drought $305,796 indemnity · 5 years
- Heat $92,852 indemnity · 2 years
- Hot Wind $59,363 indemnity · 1 years
- Cold Wet Weather $12,529 indemnity · 1 years
- Wildlife $1,737 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Brazos County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.