Crop-loss band · Texas
Brown County, Texas — crop-loss band
- 0.54Low end of the filed band
- 1.51Middle of the filed band
- 2.25High end of the filed band
- 2019Worst year filed (2.48)
- 10Years filed
Every year the Risk Management Agency has filed for Brown County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.54 at the low end to 2.25 at the high end, with 1.51 in the middle. The worst year filed is 2019, at 2.48. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $19,043 | $22,827 | $84,453 | 20 | 20 | 1.20 |
| 2016 | $208,029 | $113,162 | $1,019,846 | 27 | 27 | 0.54 |
| 2017 | $32,351 | $33,214 | $148,714 | 47 | 47 | 1.03 |
| 2018 | $37,394 | $75,101 | $177,007 | 40 | 40 | 2.01 |
| 2019 | $63,387 | $157,093 | $242,531 | 46 | 46 | 2.48 |
| 2020 | $503,615 | $503,824 | $1,646,305 | 58 | 58 | 1.00 |
| 2021 | $88,535 | $142,530 | $379,392 | 61 | 61 | 1.61 |
| 2022 | $737,317 | $1,659,203 | $2,962,522 | 160 | 160 | 2.25 |
| 2023 | $705,273 | $1,501,817 | $2,806,281 | 173 | 173 | 2.13 |
| 2024 | $548,025 | $825,782 | $2,238,208 | 114 | 114 | 1.51 |
Commodities insured in Brown County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
All Other Crops 9 years filed
- 0.15Low end of the filed band
- 1.39Middle of the filed band
- 2.83High end of the filed band
- 2018Worst year filed (2.83)
- 9Years filed
- $1,682,222Premium filed
- $2,495,023Indemnity paid
- $6,577,343Liability insured
- 38,364Quantity planted
- 5,469Quantity lost
- 25Policies
- 25Policies with a loss
- 1.48Loss ratio, whole span
Causes that carried the indemnity in Brown County
- Hail $1,956,537 indemnity · 3 years
- Wind/Excess Wind $337,501 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $104,884 indemnity · 2 years
- ARPI/SCO/STAX Crops Only $57,400 indemnity · 4 years
- Freeze $34,520 indemnity · 1 years
- Hot Wind $4,181 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 1.16Low end of the filed band
- 1.44Middle of the filed band
- 2.08High end of the filed band
- 2019Worst year filed (2.90)
- 10Years filed
- $878,329Premium filed
- $1,478,854Indemnity paid
- $3,991,451Liability insured
- 119,099Quantity planted
- 0Quantity lost
- 670Policies
- 670Policies with a loss
- 1.68Loss ratio, whole span
Causes that carried the indemnity in Brown County
- ARPI/SCO/STAX Crops Only $1,478,854 indemnity · 10 years
Cotton 7 years filed
- 0.23Low end of the filed band
- 2.70Middle of the filed band
- 2.85High end of the filed band
- 2022Worst year filed (2.85)
- 7Years filed
- $382,418Premium filed
- $1,060,676Indemnity paid
- $1,136,465Liability insured
- 3,101Quantity planted
- 6,404Quantity lost
- 51Policies
- 51Policies with a loss
- 2.77Loss ratio, whole span
Causes that carried the indemnity in Brown County
- Drought $643,204 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $349,303 indemnity · 4 years
- Heat $48,583 indemnity · 4 years
- Hot Wind $19,586 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Brown County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.