Crop-loss band · Texas
Calhoun County, Texas — crop-loss band
- 1.89Low end of the filed band
- 2.55Middle of the filed band
- 4.37High end of the filed band
- 2021Worst year filed (5.13)
- 10Years filed
Every year the Risk Management Agency has filed for Calhoun County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.89 at the low end to 4.37 at the high end, with 2.55 in the middle. The worst year filed is 2021, at 5.13. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,736,454 | $4,429,653 | $9,715,415 | 224 | 224 | 2.55 |
| 2016 | $350,257 | $814,603 | $1,627,882 | 68 | 68 | 2.33 |
| 2017 | $417,548 | $1,732,454 | $2,414,596 | 65 | 65 | 4.15 |
| 2018 | $468,796 | $1,077,155 | $3,084,444 | 90 | 90 | 2.30 |
| 2019 | $701,076 | $1,391,854 | $2,797,402 | 109 | 109 | 1.99 |
| 2020 | $294,390 | $555,740 | $1,543,954 | 75 | 75 | 1.89 |
| 2021 | $2,666,239 | $13,669,104 | $18,469,878 | 239 | 239 | 5.13 |
| 2022 | $3,423,236 | $14,966,659 | $25,965,884 | 214 | 214 | 4.37 |
| 2023 | $1,537,870 | $5,251,736 | $11,464,488 | 154 | 154 | 3.41 |
| 2024 | $2,293,276 | $8,800,855 | $10,750,165 | 272 | 272 | 3.84 |
Commodities insured in Calhoun County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.18Low end of the filed band
- 3.31Middle of the filed band
- 4.13High end of the filed band
- 2017Worst year filed (5.46)
- 10Years filed
- $6,120,502Premium filed
- $22,773,540Indemnity paid
- $38,932,125Liability insured
- 51,921Quantity planted
- 72,657Quantity lost
- 318Policies
- 318Policies with a loss
- 3.72Loss ratio, whole span
Causes that carried the indemnity in Calhoun County
- Drought $7,237,149 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $6,231,087 indemnity · 10 years
- Hurricane $3,792,332 indemnity · 1 years
- Hurricane/Tropical Depression $2,233,880 indemnity · 2 years
- ARPI/SCO/STAX Crops Only $1,807,285 indemnity · 3 years
- Decline in Price $1,403,463 indemnity · 3 years
Rice 7 years filed
- 4.35Low end of the filed band
- 6.63Middle of the filed band
- 8.62High end of the filed band
- 2015Worst year filed (8.62)
- 7Years filed
- $1,985,459Premium filed
- $12,513,575Indemnity paid
- $15,030,146Liability insured
- 9,724Quantity planted
- 12,696Quantity lost
- 88Policies
- 88Policies with a loss
- 6.30Loss ratio, whole span
Causes that carried the indemnity in Calhoun County
- Heat $4,754,707 indemnity · 2 years
- Wildlife $3,448,743 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $2,555,043 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $1,614,263 indemnity · 4 years
- Hurricane/Tropical Depression $91,155 indemnity · 1 years
- Cold Wet Weather $49,664 indemnity · 1 years
Corn 10 years filed
- 0.25Low end of the filed band
- 1.59Middle of the filed band
- 3.96High end of the filed band
- 2021Worst year filed (4.75)
- 10Years filed
- $3,104,351Premium filed
- $8,500,174Indemnity paid
- $18,933,494Liability insured
- 51,594Quantity planted
- 64,643Quantity lost
- 342Policies
- 342Policies with a loss
- 2.74Loss ratio, whole span
Causes that carried the indemnity in Calhoun County
- Excess Moisture/Precipitation/Rain $2,949,822 indemnity · 6 years
- Hurricane $2,427,220 indemnity · 1 years
- Drought $1,538,007 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $732,308 indemnity · 1 years
- Hurricane/Tropical Depression $409,639 indemnity · 1 years
- Decline in Price $163,560 indemnity · 5 years
Grain Sorghum 10 years filed
- 0.57Low end of the filed band
- 2.39Middle of the filed band
- 5.62High end of the filed band
- 2021Worst year filed (9.67)
- 10Years filed
- $1,460,179Premium filed
- $6,644,586Indemnity paid
- $10,237,067Liability insured
- 37,762Quantity planted
- 43,286Quantity lost
- 269Policies
- 269Policies with a loss
- 4.55Loss ratio, whole span
Causes that carried the indemnity in Calhoun County
- Excess Moisture/Precipitation/Rain $4,418,454 indemnity · 7 years
- Hurricane $980,702 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $521,660 indemnity · 2 years
- Drought $456,626 indemnity · 4 years
- Decline in Price $144,985 indemnity · 5 years
- Hurricane/Tropical Depression $54,295 indemnity · 1 years
Soybeans 10 years filed
- 1.34Low end of the filed band
- 2.03Middle of the filed band
- 2.44High end of the filed band
- 2018Worst year filed (3.05)
- 10Years filed
- $585,185Premium filed
- $1,171,162Indemnity paid
- $1,676,002Liability insured
- 10,507Quantity planted
- 10,508Quantity lost
- 85Policies
- 85Policies with a loss
- 2.00Loss ratio, whole span
Causes that carried the indemnity in Calhoun County
- Excess Moisture/Precipitation/Rain $719,471 indemnity · 7 years
- Drought $267,998 indemnity · 5 years
- Hurricane/Tropical Depression $157,981 indemnity · 1 years
- Decline in Price $15,160 indemnity · 2 years
- Hurricane $10,552 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 1.02Low end of the filed band
- 1.51Middle of the filed band
- 2.43High end of the filed band
- 2017Worst year filed (3.56)
- 10Years filed
- $633,466Premium filed
- $1,086,776Indemnity paid
- $3,025,274Liability insured
- 86,225Quantity planted
- 0Quantity lost
- 408Policies
- 408Policies with a loss
- 1.72Loss ratio, whole span
Causes that carried the indemnity in Calhoun County
- ARPI/SCO/STAX Crops Only $1,086,776 indemnity · 10 years
Every county-crop the agency files in Texas → Buy the Calhoun County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.