Crop-loss band · Texas
Callahan County, Texas — crop-loss band
- 1.20Low end of the filed band
- 1.65Middle of the filed band
- 2.81High end of the filed band
- 2022Worst year filed (2.85)
- 10Years filed
Every year the Risk Management Agency has filed for Callahan County is in the series below, from 2015 to 2023. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.20 at the low end to 2.81 at the high end, with 1.65 in the middle. The worst year filed is 2022, at 2.85. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $128,664 | $197,560 | $411,160 | 29 | 29 | 1.54 |
| 2016 | $184,990 | $316,235 | $517,721 | 81 | 81 | 1.71 |
| 2017 | $146,370 | $213,147 | $537,211 | 68 | 68 | 1.46 |
| 2018 | $103,513 | $200,071 | $381,497 | 41 | 41 | 1.93 |
| 2019 | $230,080 | $379,903 | $522,276 | 66 | 66 | 1.65 |
| 2020 | $141,922 | $282,632 | $568,289 | 67 | 67 | 1.99 |
| 2021 | $221,442 | $622,285 | $910,339 | 94 | 94 | 2.81 |
| 2022 | $731,413 | $2,087,283 | $2,795,602 | 213 | 213 | 2.85 |
| 2023 | $638,789 | $767,486 | $2,391,157 | 236 | 236 | 1.20 |
| 2024 | $196,265 | $258,332 | $709,050 | 70 | 70 | 1.32 |
Commodities insured in Callahan County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.43Low end of the filed band
- 1.64Middle of the filed band
- 4.26High end of the filed band
- 2022Worst year filed (4.99)
- 10Years filed
- $1,202,639Premium filed
- $2,752,888Indemnity paid
- $3,558,651Liability insured
- 42,140Quantity planted
- 41,416Quantity lost
- 248Policies
- 248Policies with a loss
- 2.29Loss ratio, whole span
Causes that carried the indemnity in Callahan County
- Drought $1,599,302 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $626,372 indemnity · 6 years
- Hail $401,739 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $78,790 indemnity · 4 years
- Wildlife $17,115 indemnity · 5 years
- Flood $16,753 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.97Low end of the filed band
- 1.87Middle of the filed band
- 2.71High end of the filed band
- 2015Worst year filed (2.73)
- 10Years filed
- $1,183,583Premium filed
- $1,884,635Indemnity paid
- $5,449,901Liability insured
- 165,368Quantity planted
- 0Quantity lost
- 689Policies
- 689Policies with a loss
- 1.59Loss ratio, whole span
Causes that carried the indemnity in Callahan County
- ARPI/SCO/STAX Crops Only $1,884,635 indemnity · 10 years
Cotton 5 years filed
- 0.69Low end of the filed band
- 1.99Middle of the filed band
- 2.59High end of the filed band
- 2023Worst year filed (2.59)
- 5Years filed
- $337,226Premium filed
- $687,411Indemnity paid
- $735,750Liability insured
- 3,830Quantity planted
- 4,431Quantity lost
- 28Policies
- 28Policies with a loss
- 2.04Loss ratio, whole span
Causes that carried the indemnity in Callahan County
- Drought $627,427 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $39,674 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $14,412 indemnity · 1 years
- Freeze $5,898 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Callahan County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.