Crop-loss band · Texas
Cameron County, Texas — crop-loss band
- 1.35Low end of the filed band
- 2.34Middle of the filed band
- 3.17High end of the filed band
- 2020Worst year filed (4.54)
- 10Years filed
Every year the Risk Management Agency has filed for Cameron County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.35 at the low end to 3.17 at the high end, with 2.34 in the middle. The worst year filed is 2020, at 4.54. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,529,805 | $5,169,203 | $10,225,777 | 419 | 418 | 2.04 |
| 2016 | $1,785,788 | $2,414,769 | $6,081,230 | 263 | 256 | 1.35 |
| 2017 | $2,813,466 | $6,356,434 | $11,268,868 | 449 | 448 | 2.26 |
| 2018 | $5,820,364 | $15,564,689 | $24,864,539 | 673 | 670 | 2.67 |
| 2019 | $2,050,106 | $5,702,816 | $10,351,698 | 396 | 396 | 2.78 |
| 2020 | $7,212,522 | $32,775,269 | $39,651,861 | 925 | 924 | 4.54 |
| 2021 | $4,961,120 | $15,724,995 | $26,151,546 | 617 | 616 | 3.17 |
| 2022 | $3,700,737 | $10,339,779 | $20,680,748 | 503 | 503 | 2.79 |
| 2023 | $7,071,766 | $16,504,801 | $31,407,753 | 670 | 670 | 2.33 |
| 2024 | $9,498,473 | $22,210,898 | $34,750,049 | 647 | 647 | 2.34 |
Commodities insured in Cameron County
8 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.26Low end of the filed band
- 2.74Middle of the filed band
- 3.47High end of the filed band
- 2020Worst year filed (5.37)
- 10Years filed
- $25,434,895Premium filed
- $78,235,105Indemnity paid
- $104,462,366Liability insured
- 234,868Quantity planted
- 261,569Quantity lost
- 1,525Policies
- 1,517Policies with a loss
- 3.08Loss ratio, whole span
Causes that carried the indemnity in Cameron County
- Drought $25,702,042 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $15,526,607 indemnity · 10 years
- Failure of Irrigation Supply $11,377,845 indemnity · 7 years
- Hurricane/Tropical Depression $10,871,967 indemnity · 2 years
- Flood $8,420,234 indemnity · 3 years
- Heat $3,411,464 indemnity · 9 years
Grain Sorghum 10 years filed
- 1.48Low end of the filed band
- 2.77Middle of the filed band
- 3.08High end of the filed band
- 2018Worst year filed (3.47)
- 10Years filed
- $8,378,618Premium filed
- $20,753,828Indemnity paid
- $42,229,061Liability insured
- 252,907Quantity planted
- 269,583Quantity lost
- 1,454Policies
- 1,453Policies with a loss
- 2.48Loss ratio, whole span
Causes that carried the indemnity in Cameron County
- Drought $9,706,782 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $4,979,187 indemnity · 10 years
- Heat $2,591,666 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $622,879 indemnity · 7 years
- Decline in Price $533,231 indemnity · 9 years
- Wildlife $533,169 indemnity · 9 years
Onions 10 years filed
- 0.74Low end of the filed band
- 1.62Middle of the filed band
- 2.45High end of the filed band
- 2021Worst year filed (2.51)
- 10Years filed
- $5,783,487Premium filed
- $9,058,096Indemnity paid
- $12,523,045Liability insured
- 6,340Quantity planted
- 6,587Quantity lost
- 165Policies
- 165Policies with a loss
- 1.57Loss ratio, whole span
Causes that carried the indemnity in Cameron County
- Excess Moisture/Precipitation/Rain $5,888,797 indemnity · 10 years
- Cold Wet Weather $676,068 indemnity · 2 years
- Freeze $607,776 indemnity · 3 years
- Failure of Irrigation Supply $399,815 indemnity · 3 years
- Plant Disease $385,009 indemnity · 5 years
- Heat $376,901 indemnity · 5 years
Sugarcane 9 years filed
- 2.33Low end of the filed band
- 3.75Middle of the filed band
- 7.60High end of the filed band
- 2023Worst year filed (7.60)
- 9Years filed
- $1,662,191Premium filed
- $8,246,487Indemnity paid
- $23,010,854Liability insured
- 28,840Quantity planted
- 35,534Quantity lost
- 300Policies
- 296Policies with a loss
- 4.96Loss ratio, whole span
Causes that carried the indemnity in Cameron County
- Freeze $2,539,181 indemnity · 3 years
- Heat $2,106,361 indemnity · 8 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $1,493,618 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $1,251,239 indemnity · 7 years
- Failure of Irrigation Supply $556,792 indemnity · 2 years
- Hurricane/Tropical Depression $80,258 indemnity · 1 years
Corn 10 years filed
- 1.71Low end of the filed band
- 2.62Middle of the filed band
- 3.45High end of the filed band
- 2023Worst year filed (3.66)
- 10Years filed
- $2,446,935Premium filed
- $7,119,168Indemnity paid
- $15,092,272Liability insured
- 51,603Quantity planted
- 58,355Quantity lost
- 510Policies
- 510Policies with a loss
- 2.91Loss ratio, whole span
Causes that carried the indemnity in Cameron County
- Heat $1,722,726 indemnity · 8 years
- Drought $1,603,081 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,595,528 indemnity · 10 years
- Failure of Irrigation Supply $715,100 indemnity · 5 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $586,651 indemnity · 1 years
- Hurricane/Tropical Depression $284,265 indemnity · 1 years
Grapefruit 7 years filed
- 1.57Low end of the filed band
- 2.14Middle of the filed band
- 4.42High end of the filed band
- 2022Worst year filed (4.42)
- 7Years filed
- $2,455,049Premium filed
- $6,516,310Indemnity paid
- $12,977,133Liability insured
- 5,866Quantity planted
- 5,866Quantity lost
- 194Policies
- 194Policies with a loss
- 2.65Loss ratio, whole span
Causes that carried the indemnity in Cameron County
- Freeze $4,054,426 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $893,326 indemnity · 5 years
- Insects $650,297 indemnity · 1 years
- Wind/Excess Wind $399,890 indemnity · 5 years
- Hurricane/Tropical Depression $317,575 indemnity · 1 years
- Hail $122,002 indemnity · 1 years
Sesame 9 years filed
- 1.86Low end of the filed band
- 2.46Middle of the filed band
- 3.54High end of the filed band
- 2022Worst year filed (3.54)
- 9Years filed
- $726,920Premium filed
- $1,937,606Indemnity paid
- $2,779,802Liability insured
- 12,436Quantity planted
- 13,630Quantity lost
- 97Policies
- 96Policies with a loss
- 2.67Loss ratio, whole span
Causes that carried the indemnity in Cameron County
- Excess Moisture/Precipitation/Rain $838,254 indemnity · 9 years
- Drought $416,620 indemnity · 6 years
- Heat $282,693 indemnity · 2 years
- Hurricane/Tropical Depression $226,610 indemnity · 1 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $97,061 indemnity · 1 years
- Flood $76,005 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 0.81Low end of the filed band
- 1.41Middle of the filed band
- 2.30High end of the filed band
- 2023Worst year filed (2.40)
- 10Years filed
- $556,052Premium filed
- $897,053Indemnity paid
- $2,359,536Liability insured
- 57,278Quantity planted
- 0Quantity lost
- 1,317Policies
- 1,317Policies with a loss
- 1.61Loss ratio, whole span
Causes that carried the indemnity in Cameron County
- ARPI/SCO/STAX Crops Only $897,053 indemnity · 10 years
Every county-crop the agency files in Texas → Buy the Cameron County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.