Crop-loss band · Texas
Castro County, Texas — crop-loss band
- 1.99Low end of the filed band
- 2.75Middle of the filed band
- 4.56High end of the filed band
- 2016Worst year filed (4.64)
- 10Years filed
Every year the Risk Management Agency has filed for Castro County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.99 at the low end to 4.56 at the high end, with 2.75 in the middle. The worst year filed is 2016, at 4.64. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,951,109 | $6,389,153 | $12,296,799 | 471 | 471 | 2.17 |
| 2016 | $1,585,979 | $7,359,191 | $18,818,388 | 358 | 358 | 4.64 |
| 2017 | $2,601,566 | $11,860,877 | $30,277,555 | 523 | 522 | 4.56 |
| 2018 | $6,093,792 | $19,274,696 | $26,260,876 | 838 | 837 | 3.16 |
| 2019 | $6,440,678 | $25,393,243 | $40,007,157 | 792 | 790 | 3.94 |
| 2020 | $7,823,235 | $26,291,011 | $39,176,007 | 1,041 | 1,040 | 3.36 |
| 2021 | $19,786,492 | $51,505,600 | $69,028,356 | 1,453 | 1,452 | 2.60 |
| 2022 | $38,580,476 | $106,177,441 | $140,460,735 | 2,574 | 2,573 | 2.75 |
| 2023 | $30,079,565 | $66,663,289 | $110,073,817 | 1,992 | 1,992 | 2.22 |
| 2024 | $20,095,796 | $40,084,256 | $74,971,382 | 1,732 | 1,732 | 1.99 |
Commodities insured in Castro County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 2.09Low end of the filed band
- 2.45Middle of the filed band
- 3.41High end of the filed band
- 2019Worst year filed (3.63)
- 10Years filed
- $52,171,732Premium filed
- $140,287,861Indemnity paid
- $166,198,204Liability insured
- 335,024Quantity planted
- 494,859Quantity lost
- 2,795Policies
- 2,794Policies with a loss
- 2.69Loss ratio, whole span
Causes that carried the indemnity in Castro County
- Excess Moisture/Precipitation/Rain $24,709,767 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $23,811,404 indemnity · 7 years
- Hot Wind $22,964,030 indemnity · 9 years
- Hail $18,865,106 indemnity · 10 years
- Drought $17,268,963 indemnity · 9 years
- Heat $13,556,494 indemnity · 10 years
Annual Forage 10 years filed
- 0.30Low end of the filed band
- 1.40Middle of the filed band
- 2.38High end of the filed band
- 2020Worst year filed (2.74)
- 10Years filed
- $53,776,495Premium filed
- $102,242,869Indemnity paid
- $194,193,727Liability insured
- 742,245Quantity planted
- 0Quantity lost
- 3,793Policies
- 3,793Policies with a loss
- 1.90Loss ratio, whole span
Causes that carried the indemnity in Castro County
- ARPI/SCO/STAX Crops Only $102,242,869 indemnity · 10 years
Corn 10 years filed
- 5.84Low end of the filed band
- 8.30Middle of the filed band
- 10.35High end of the filed band
- 2020Worst year filed (11.54)
- 10Years filed
- $8,503,889Premium filed
- $69,333,335Indemnity paid
- $132,319,170Liability insured
- 183,135Quantity planted
- 183,992Quantity lost
- 1,224Policies
- 1,222Policies with a loss
- 8.15Loss ratio, whole span
Causes that carried the indemnity in Castro County
- Heat $26,413,304 indemnity · 9 years
- Hot Wind $14,022,531 indemnity · 9 years
- Hail $8,548,138 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $7,000,252 indemnity · 6 years
- Mycotoxin $6,649,325 indemnity · 3 years
- ARPI/SCO/STAX/MP Crops Only $4,616,179 indemnity · 5 years
Wheat 10 years filed
- 1.11Low end of the filed band
- 1.89Middle of the filed band
- 2.54High end of the filed band
- 2022Worst year filed (3.02)
- 10Years filed
- $13,708,244Premium filed
- $29,101,178Indemnity paid
- $32,615,826Liability insured
- 259,788Quantity planted
- 259,685Quantity lost
- 1,551Policies
- 1,547Policies with a loss
- 2.12Loss ratio, whole span
Causes that carried the indemnity in Castro County
- Drought $20,922,659 indemnity · 10 years
- Wind/Excess Wind $4,073,374 indemnity · 10 years
- Hail $1,556,633 indemnity · 8 years
- Hot Wind $802,406 indemnity · 10 years
- Decline in Price $510,761 indemnity · 8 years
- Heat $406,355 indemnity · 8 years
Grain Sorghum 10 years filed
- 1.59Low end of the filed band
- 3.00Middle of the filed band
- 3.32High end of the filed band
- 2022Worst year filed (3.80)
- 10Years filed
- $2,867,855Premium filed
- $8,477,271Indemnity paid
- $11,140,510Liability insured
- 64,460Quantity planted
- 64,469Quantity lost
- 691Policies
- 691Policies with a loss
- 2.96Loss ratio, whole span
Causes that carried the indemnity in Castro County
- Heat $2,984,575 indemnity · 9 years
- Drought $2,470,597 indemnity · 10 years
- Hot Wind $1,487,009 indemnity · 9 years
- Hail $445,807 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $285,439 indemnity · 6 years
- Wind/Excess Wind $273,833 indemnity · 5 years
Pasture,Rangeland,Forage 10 years filed
- 0.60Low end of the filed band
- 1.77Middle of the filed band
- 2.05High end of the filed band
- 2017Worst year filed (2.27)
- 10Years filed
- $3,649,171Premium filed
- $5,787,959Indemnity paid
- $14,100,152Liability insured
- 311,067Quantity planted
- 0Quantity lost
- 1,515Policies
- 1,515Policies with a loss
- 1.59Loss ratio, whole span
Causes that carried the indemnity in Castro County
- ARPI/SCO/STAX Crops Only $5,787,959 indemnity · 10 years
Silage Sorghum 9 years filed
- 0.57Low end of the filed band
- 3.75Middle of the filed band
- 7.14High end of the filed band
- 2020Worst year filed (7.14)
- 9Years filed
- $1,361,301Premium filed
- $5,768,284Indemnity paid
- $10,803,483Liability insured
- 20,422Quantity planted
- 20,422Quantity lost
- 205Policies
- 205Policies with a loss
- 4.24Loss ratio, whole span
Causes that carried the indemnity in Castro County
- Heat $2,378,698 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $1,585,937 indemnity · 4 years
- Hot Wind $876,447 indemnity · 7 years
- Hail $365,958 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $288,254 indemnity · 3 years
- Freeze $196,954 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Castro County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.