Crop-loss band · Texas
Chambers County, Texas — crop-loss band
- 2.24Low end of the filed band
- 3.10Middle of the filed band
- 3.25High end of the filed band
- 2017Worst year filed (3.84)
- 10Years filed
Every year the Risk Management Agency has filed for Chambers County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.24 at the low end to 3.25 at the high end, with 3.10 in the middle. The worst year filed is 2017, at 3.84. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,889,863 | $5,988,954 | $7,834,203 | 119 | 119 | 3.17 |
| 2016 | $2,558,187 | $8,323,945 | $10,944,784 | 93 | 93 | 3.25 |
| 2017 | $2,623,010 | $10,062,285 | $11,371,280 | 86 | 86 | 3.84 |
| 2018 | $3,378,450 | $10,167,112 | $14,674,084 | 112 | 112 | 3.01 |
| 2019 | $4,957,351 | $16,016,796 | $18,212,671 | 151 | 151 | 3.23 |
| 2020 | $5,254,263 | $16,295,118 | $19,192,082 | 174 | 174 | 3.10 |
| 2021 | $5,289,738 | $14,366,468 | $18,540,448 | 121 | 121 | 2.72 |
| 2022 | $7,217,505 | $22,525,581 | $27,488,460 | 211 | 211 | 3.12 |
| 2023 | $11,638,061 | $33,471,406 | $43,293,599 | 202 | 202 | 2.88 |
| 2024 | $8,865,210 | $19,860,158 | $24,950,497 | 167 | 167 | 2.24 |
Commodities insured in Chambers County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Rice 10 years filed
- 2.24Low end of the filed band
- 3.19Middle of the filed band
- 4.65High end of the filed band
- 2015Worst year filed (5.22)
- 10Years filed
- $48,041,912Premium filed
- $148,664,766Indemnity paid
- $182,772,063Liability insured
- 198,963Quantity planted
- 223,234Quantity lost
- 728Policies
- 728Policies with a loss
- 3.09Loss ratio, whole span
Causes that carried the indemnity in Chambers County
- Excess Moisture/Precipitation/Rain $82,443,849 indemnity · 10 years
- Heat $32,245,051 indemnity · 4 years
- Hurricane/Tropical Depression $13,722,100 indemnity · 5 years
- ARPI/SCO/STAX Crops Only $12,504,246 indemnity · 9 years
- Hurricane $6,345,373 indemnity · 1 years
- Wind/Excess Wind $671,038 indemnity · 1 years
Grain Sorghum 10 years filed
- 0.85Low end of the filed band
- 1.05Middle of the filed band
- 1.22High end of the filed band
- 2021Worst year filed (2.27)
- 10Years filed
- $3,298,014Premium filed
- $3,302,236Indemnity paid
- $3,372,636Liability insured
- 29,778Quantity planted
- 29,897Quantity lost
- 79Policies
- 79Policies with a loss
- 1.00Loss ratio, whole span
Causes that carried the indemnity in Chambers County
- Excess Moisture/Precipitation/Rain $2,823,144 indemnity · 10 years
- Hurricane/Tropical Depression $335,846 indemnity · 3 years
- Cold Winter $73,652 indemnity · 1 years
- Drought $67,979 indemnity · 1 years
- Decline in Price $1,615 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 1.11Low end of the filed band
- 2.00Middle of the filed band
- 2.69High end of the filed band
- 2022Worst year filed (2.93)
- 10Years filed
- $1,135,740Premium filed
- $2,504,250Indemnity paid
- $6,014,417Liability insured
- 84,621Quantity planted
- 0Quantity lost
- 558Policies
- 558Policies with a loss
- 2.21Loss ratio, whole span
Causes that carried the indemnity in Chambers County
- ARPI/SCO/STAX Crops Only $2,504,250 indemnity · 10 years
Hybrid Seed Rice 8 years filed
- 1.22Low end of the filed band
- 2.85Middle of the filed band
- 5.14High end of the filed band
- 2020Worst year filed (5.14)
- 8Years filed
- $598,885Premium filed
- $1,731,931Indemnity paid
- $3,371,074Liability insured
- 3,288Quantity planted
- 3,743Quantity lost
- 18Policies
- 18Policies with a loss
- 2.89Loss ratio, whole span
Causes that carried the indemnity in Chambers County
- Heat $703,501 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $484,306 indemnity · 1 years
- Hurricane $435,044 indemnity · 1 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $109,080 indemnity · 1 years
Soybeans 10 years filed
- 1.09Low end of the filed band
- 1.27Middle of the filed band
- 2.10High end of the filed band
- 2022Worst year filed (3.65)
- 10Years filed
- $597,087Premium filed
- $874,640Indemnity paid
- $971,918Liability insured
- 8,984Quantity planted
- 9,305Quantity lost
- 53Policies
- 53Policies with a loss
- 1.46Loss ratio, whole span
Causes that carried the indemnity in Chambers County
- Excess Moisture/Precipitation/Rain $756,797 indemnity · 10 years
- Hurricane/Tropical Depression $105,493 indemnity · 2 years
- Drought $12,350 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Chambers County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.