Crop-loss band · Texas
Cochran County, Texas — crop-loss band
- 1.75Low end of the filed band
- 2.16Middle of the filed band
- 2.40High end of the filed band
- 2021Worst year filed (2.47)
- 10Years filed
Every year the Risk Management Agency has filed for Cochran County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.75 at the low end to 2.40 at the high end, with 2.16 in the middle. The worst year filed is 2021, at 2.47. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $4,349,674 | $8,804,878 | $14,862,229 | 201 | 201 | 2.02 |
| 2016 | $4,089,347 | $7,154,947 | $14,003,297 | 323 | 323 | 1.75 |
| 2017 | $10,019,128 | $21,666,302 | $29,010,865 | 590 | 589 | 2.16 |
| 2018 | $13,275,830 | $27,369,030 | $32,060,766 | 620 | 620 | 2.06 |
| 2019 | $11,213,551 | $19,783,872 | $32,080,521 | 602 | 602 | 1.76 |
| 2020 | $16,187,932 | $35,849,586 | $43,837,440 | 809 | 809 | 2.21 |
| 2021 | $19,064,664 | $47,173,998 | $51,386,354 | 682 | 681 | 2.47 |
| 2022 | $36,111,786 | $79,799,760 | $94,697,378 | 1,115 | 1,115 | 2.21 |
| 2023 | $29,615,861 | $71,175,473 | $95,143,212 | 1,656 | 1,655 | 2.40 |
| 2024 | $27,859,270 | $63,662,709 | $86,934,188 | 1,333 | 1,333 | 2.29 |
Commodities insured in Cochran County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.14Low end of the filed band
- 1.60Middle of the filed band
- 2.07High end of the filed band
- 2021Worst year filed (2.42)
- 10Years filed
- $136,907,321Premium filed
- $247,707,364Indemnity paid
- $303,556,458Liability insured
- 897,515Quantity planted
- 1,252,342Quantity lost
- 6,024Policies
- 6,021Policies with a loss
- 1.81Loss ratio, whole span
Causes that carried the indemnity in Cochran County
- Drought $57,863,538 indemnity · 10 years
- Hot Wind $42,164,175 indemnity · 10 years
- Hail $41,566,205 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $27,568,516 indemnity · 8 years
- Wind/Excess Wind $25,196,090 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $20,091,549 indemnity · 10 years
Peanuts 10 years filed
- 3.03Low end of the filed band
- 3.97Middle of the filed band
- 5.27High end of the filed band
- 2023Worst year filed (6.10)
- 10Years filed
- $18,816,744Premium filed
- $94,859,078Indemnity paid
- $125,949,419Liability insured
- 98,803Quantity planted
- 98,771Quantity lost
- 462Policies
- 462Policies with a loss
- 5.04Loss ratio, whole span
Causes that carried the indemnity in Cochran County
- Hot Wind $39,970,906 indemnity · 8 years
- Heat $26,974,373 indemnity · 8 years
- Wind/Excess Wind $9,212,282 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $6,100,217 indemnity · 6 years
- Freeze $5,577,740 indemnity · 3 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $3,243,873 indemnity · 4 years
Corn 10 years filed
- 2.69Low end of the filed band
- 4.03Middle of the filed band
- 6.46High end of the filed band
- 2016Worst year filed (6.61)
- 10Years filed
- $4,567,287Premium filed
- $20,419,361Indemnity paid
- $26,559,893Liability insured
- 48,611Quantity planted
- 48,613Quantity lost
- 143Policies
- 143Policies with a loss
- 4.47Loss ratio, whole span
Causes that carried the indemnity in Cochran County
- Hot Wind $12,422,595 indemnity · 6 years
- Heat $6,945,835 indemnity · 9 years
- Hail $477,327 indemnity · 4 years
- Wind/Excess Wind $231,634 indemnity · 3 years
- Mycotoxin $142,729 indemnity · 1 years
- Freeze $73,012 indemnity · 1 years
Annual Forage 5 years filed
- 0.17Low end of the filed band
- 1.39Middle of the filed band
- 2.49High end of the filed band
- 2021Worst year filed (2.49)
- 5Years filed
- $7,850,959Premium filed
- $12,343,457Indemnity paid
- $25,446,092Liability insured
- 103,375Quantity planted
- 0Quantity lost
- 556Policies
- 556Policies with a loss
- 1.57Loss ratio, whole span
Causes that carried the indemnity in Cochran County
- ARPI/SCO/STAX/MP/HIP WI Crops Only $12,343,457 indemnity · 5 years
Pasture,Rangeland,Forage 10 years filed
- 0.20Low end of the filed band
- 1.65Middle of the filed band
- 2.33High end of the filed band
- 2020Worst year filed (3.04)
- 10Years filed
- $2,425,950Premium filed
- $4,402,206Indemnity paid
- $8,899,516Liability insured
- 481,547Quantity planted
- 0Quantity lost
- 393Policies
- 393Policies with a loss
- 1.81Loss ratio, whole span
Causes that carried the indemnity in Cochran County
- ARPI/SCO/STAX Crops Only $4,402,206 indemnity · 10 years
Grain Sorghum 9 years filed
- 1.24Low end of the filed band
- 2.24Middle of the filed band
- 3.00High end of the filed band
- 2022Worst year filed (3.00)
- 9Years filed
- $1,218,782Premium filed
- $2,709,089Indemnity paid
- $3,604,872Liability insured
- 32,505Quantity planted
- 32,540Quantity lost
- 353Policies
- 353Policies with a loss
- 2.22Loss ratio, whole span
Causes that carried the indemnity in Cochran County
- Heat $1,067,386 indemnity · 7 years
- Drought $700,651 indemnity · 9 years
- Hot Wind $455,019 indemnity · 7 years
- Freeze $150,225 indemnity · 3 years
- Hail $129,248 indemnity · 3 years
- Wind/Excess Wind $118,668 indemnity · 5 years
Every county-crop the agency files in Texas → Buy the Cochran County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.