Crop-loss band · Texas
Coke County, Texas — crop-loss band
- 0.92Low end of the filed band
- 1.54Middle of the filed band
- 2.33High end of the filed band
- 2022Worst year filed (2.76)
- 10Years filed
Every year the Risk Management Agency has filed for Coke County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.92 at the low end to 2.33 at the high end, with 1.54 in the middle. The worst year filed is 2022, at 2.76. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $145,911 | $191,012 | $515,442 | 82 | 82 | 1.31 |
| 2016 | $161,159 | $179,996 | $541,267 | 55 | 55 | 1.12 |
| 2017 | $117,696 | $108,285 | $465,565 | 52 | 52 | 0.92 |
| 2018 | $251,860 | $386,193 | $887,572 | 105 | 105 | 1.53 |
| 2019 | $110,186 | $171,612 | $398,722 | 52 | 52 | 1.56 |
| 2020 | $152,969 | $356,828 | $629,320 | 89 | 89 | 2.33 |
| 2021 | $256,056 | $581,237 | $884,435 | 135 | 135 | 2.27 |
| 2022 | $664,924 | $1,837,696 | $2,254,859 | 223 | 223 | 2.76 |
| 2023 | $441,851 | $679,954 | $1,412,760 | 160 | 160 | 1.54 |
| 2024 | $251,653 | $463,363 | $796,119 | 82 | 82 | 1.84 |
Commodities insured in Coke County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 0.72Low end of the filed band
- 1.24Middle of the filed band
- 2.96High end of the filed band
- 2022Worst year filed (3.96)
- 10Years filed
- $876,867Premium filed
- $1,957,246Indemnity paid
- $2,207,572Liability insured
- 27,979Quantity planted
- 27,981Quantity lost
- 163Policies
- 163Policies with a loss
- 2.23Loss ratio, whole span
Causes that carried the indemnity in Coke County
- Drought $1,517,741 indemnity · 9 years
- Hail $189,479 indemnity · 3 years
- Decline in Price $106,266 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $36,691 indemnity · 3 years
- Wildlife $36,344 indemnity · 6 years
- Freeze $28,345 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 0.85Low end of the filed band
- 1.41Middle of the filed band
- 1.64High end of the filed band
- 2020Worst year filed (1.93)
- 10Years filed
- $1,247,853Premium filed
- $1,767,428Indemnity paid
- $5,293,552Liability insured
- 427,733Quantity planted
- 0Quantity lost
- 815Policies
- 815Policies with a loss
- 1.42Loss ratio, whole span
Causes that carried the indemnity in Coke County
- ARPI/SCO/STAX Crops Only $1,767,428 indemnity · 10 years
Cotton 9 years filed
- 1.07Low end of the filed band
- 2.48Middle of the filed band
- 5.27High end of the filed band
- 2021Worst year filed (5.27)
- 9Years filed
- $429,545Premium filed
- $1,231,502Indemnity paid
- $1,284,937Liability insured
- 5,707Quantity planted
- 9,614Quantity lost
- 57Policies
- 57Policies with a loss
- 2.87Loss ratio, whole span
Causes that carried the indemnity in Coke County
- Drought $840,254 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $343,570 indemnity · 5 years
- Heat $24,972 indemnity · 2 years
- All Other Causes $8,285 indemnity · 1 years
- Hot Wind $8,285 indemnity · 1 years
- Wildlife $6,137 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Coke County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.