Crop-loss band · Texas
Coleman County, Texas — crop-loss band
- 1.13Low end of the filed band
- 1.86Middle of the filed band
- 2.34High end of the filed band
- 2022Worst year filed (3.61)
- 10Years filed
Every year the Risk Management Agency has filed for Coleman County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.13 at the low end to 2.34 at the high end, with 1.86 in the middle. The worst year filed is 2022, at 3.61. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $429,569 | $484,035 | $1,286,446 | 129 | 126 | 1.13 |
| 2016 | $248,067 | $388,328 | $783,100 | 85 | 84 | 1.57 |
| 2017 | $175,847 | $273,121 | $703,428 | 153 | 153 | 1.55 |
| 2018 | $553,991 | $1,298,893 | $2,290,679 | 134 | 133 | 2.34 |
| 2019 | $473,223 | $966,916 | $1,799,647 | 115 | 115 | 2.04 |
| 2020 | $387,023 | $703,985 | $1,788,880 | 145 | 145 | 1.82 |
| 2021 | $784,219 | $1,788,616 | $2,995,606 | 172 | 172 | 2.28 |
| 2022 | $2,421,325 | $8,746,006 | $9,163,793 | 371 | 371 | 3.61 |
| 2023 | $1,747,511 | $3,247,916 | $6,579,911 | 419 | 419 | 1.86 |
| 2024 | $1,669,634 | $3,159,691 | $5,806,989 | 305 | 305 | 1.89 |
Commodities insured in Coleman County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 0.51Low end of the filed band
- 1.98Middle of the filed band
- 3.35High end of the filed band
- 2022Worst year filed (3.49)
- 10Years filed
- $3,484,992Premium filed
- $9,760,294Indemnity paid
- $12,569,721Liability insured
- 58,495Quantity planted
- 86,722Quantity lost
- 272Policies
- 271Policies with a loss
- 2.80Loss ratio, whole span
Causes that carried the indemnity in Coleman County
- Drought $7,601,333 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $1,615,741 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $256,301 indemnity · 5 years
- Hail $101,513 indemnity · 1 years
- Heat $60,055 indemnity · 2 years
- Hot Wind $49,416 indemnity · 3 years
Wheat 10 years filed
- 1.17Low end of the filed band
- 1.77Middle of the filed band
- 3.11High end of the filed band
- 2022Worst year filed (4.74)
- 10Years filed
- $2,643,369Premium filed
- $7,395,893Indemnity paid
- $8,704,193Liability insured
- 92,132Quantity planted
- 92,141Quantity lost
- 426Policies
- 422Policies with a loss
- 2.80Loss ratio, whole span
Causes that carried the indemnity in Coleman County
- Drought $5,324,738 indemnity · 10 years
- Hail $1,210,426 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $522,721 indemnity · 6 years
- Freeze $127,615 indemnity · 1 years
- Decline in Price $75,704 indemnity · 5 years
- Wind/Excess Wind $47,934 indemnity · 4 years
Pasture,Rangeland,Forage 10 years filed
- 1.15Low end of the filed band
- 1.25Middle of the filed band
- 2.04High end of the filed band
- 2019Worst year filed (2.88)
- 10Years filed
- $2,446,813Premium filed
- $3,635,776Indemnity paid
- $10,682,902Liability insured
- 303,020Quantity planted
- 0Quantity lost
- 1,232Policies
- 1,232Policies with a loss
- 1.49Loss ratio, whole span
Causes that carried the indemnity in Coleman County
- ARPI/SCO/STAX Crops Only $3,635,776 indemnity · 10 years
Annual Forage 7 years filed
- 0.44Low end of the filed band
- 1.00Middle of the filed band
- 2.12High end of the filed band
- 2022Worst year filed (2.12)
- 7Years filed
- $315,235Premium filed
- $265,544Indemnity paid
- $1,241,663Liability insured
- 4,884Quantity planted
- 0Quantity lost
- 98Policies
- 98Policies with a loss
- 0.84Loss ratio, whole span
Causes that carried the indemnity in Coleman County
- ARPI/SCO/STAX Crops Only $265,544 indemnity · 7 years
Every county-crop the agency files in Texas → Buy the Coleman County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.