Crop-loss band · Texas
Collin County, Texas — crop-loss band
- 1.15Low end of the filed band
- 1.78Middle of the filed band
- 2.25High end of the filed band
- 2015Worst year filed (2.47)
- 10Years filed
Every year the Risk Management Agency has filed for Collin County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.15 at the low end to 2.25 at the high end, with 1.78 in the middle. The worst year filed is 2015, at 2.47. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,729,161 | $9,207,398 | $12,897,349 | 184 | 184 | 2.47 |
| 2016 | $3,212,393 | $4,682,128 | $10,052,500 | 210 | 205 | 1.46 |
| 2017 | $1,091,387 | $2,250,511 | $3,220,706 | 90 | 89 | 2.06 |
| 2018 | $2,314,327 | $5,199,403 | $8,310,303 | 113 | 113 | 2.25 |
| 2019 | $3,235,131 | $6,676,730 | $8,149,632 | 158 | 158 | 2.06 |
| 2020 | $2,892,442 | $5,220,970 | $7,036,991 | 161 | 161 | 1.81 |
| 2021 | $1,319,736 | $1,973,892 | $4,463,964 | 95 | 95 | 1.50 |
| 2022 | $2,692,823 | $3,087,524 | $8,615,155 | 152 | 152 | 1.15 |
| 2023 | $2,533,409 | $4,260,613 | $7,592,014 | 206 | 206 | 1.68 |
| 2024 | $4,241,176 | $7,540,347 | $12,923,421 | 236 | 236 | 1.78 |
Commodities insured in Collin County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.23Low end of the filed band
- 2.03Middle of the filed band
- 2.17High end of the filed band
- 2015Worst year filed (3.10)
- 10Years filed
- $12,608,273Premium filed
- $26,578,903Indemnity paid
- $37,667,998Liability insured
- 204,853Quantity planted
- 204,883Quantity lost
- 573Policies
- 572Policies with a loss
- 2.11Loss ratio, whole span
Causes that carried the indemnity in Collin County
- Excess Moisture/Precipitation/Rain $24,344,503 indemnity · 9 years
- Drought $1,403,916 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $245,741 indemnity · 3 years
- Hail $231,657 indemnity · 4 years
- Hot Wind $128,465 indemnity · 1 years
- Falling Numbers $78,990 indemnity · 1 years
Corn 10 years filed
- 0.56Low end of the filed band
- 1.45Middle of the filed band
- 1.85High end of the filed band
- 2017Worst year filed (2.12)
- 10Years filed
- $12,735,431Premium filed
- $17,462,028Indemnity paid
- $35,143,350Liability insured
- 125,820Quantity planted
- 127,420Quantity lost
- 439Policies
- 435Policies with a loss
- 1.37Loss ratio, whole span
Causes that carried the indemnity in Collin County
- Excess Moisture/Precipitation/Rain $12,744,414 indemnity · 10 years
- Drought $3,022,833 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $672,477 indemnity · 3 years
- Cold Wet Weather $475,034 indemnity · 1 years
- Mycotoxin $278,326 indemnity · 5 years
- Decline in Price $147,345 indemnity · 5 years
Cotton 5 years filed
- 1.39Low end of the filed band
- 2.08Middle of the filed band
- 5.20High end of the filed band
- 2018Worst year filed (5.20)
- 5Years filed
- $582,431Premium filed
- $2,595,158Indemnity paid
- $2,573,359Liability insured
- 7,643Quantity planted
- 12,602Quantity lost
- 40Policies
- 40Policies with a loss
- 4.46Loss ratio, whole span
Causes that carried the indemnity in Collin County
- Excess Moisture/Precipitation/Rain $1,895,091 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $528,536 indemnity · 2 years
- Drought $171,531 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.72Low end of the filed band
- 2.10Middle of the filed band
- 2.38High end of the filed band
- 2015Worst year filed (3.14)
- 10Years filed
- $945,296Premium filed
- $1,812,476Indemnity paid
- $4,755,615Liability insured
- 68,672Quantity planted
- 0Quantity lost
- 441Policies
- 441Policies with a loss
- 1.92Loss ratio, whole span
Causes that carried the indemnity in Collin County
- ARPI/SCO/STAX Crops Only $1,812,476 indemnity · 10 years
Grain Sorghum 9 years filed
- 1.71Low end of the filed band
- 4.17Middle of the filed band
- 6.56High end of the filed band
- 2015Worst year filed (6.56)
- 9Years filed
- $390,554Premium filed
- $1,650,951Indemnity paid
- $3,121,713Liability insured
- 17,402Quantity planted
- 17,823Quantity lost
- 112Policies
- 111Policies with a loss
- 4.23Loss ratio, whole span
Causes that carried the indemnity in Collin County
- Excess Moisture/Precipitation/Rain $1,092,828 indemnity · 7 years
- Drought $476,548 indemnity · 7 years
- Heat $57,131 indemnity · 3 years
- Decline in Price $14,091 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $10,353 indemnity · 2 years
Every county-crop the agency files in Texas → Buy the Collin County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.