Crop-loss band · Texas
Concho County, Texas — crop-loss band
- 0.96Low end of the filed band
- 2.11Middle of the filed band
- 2.53High end of the filed band
- 2022Worst year filed (3.55)
- 10Years filed
Every year the Risk Management Agency has filed for Concho County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.96 at the low end to 2.53 at the high end, with 2.11 in the middle. The worst year filed is 2022, at 3.55. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,646,262 | $1,581,775 | $5,350,599 | 409 | 409 | 0.96 |
| 2016 | $326,796 | $346,575 | $1,003,409 | 158 | 158 | 1.06 |
| 2017 | $1,058,997 | $1,952,098 | $4,131,993 | 300 | 300 | 1.84 |
| 2018 | $3,881,267 | $8,182,232 | $13,240,282 | 622 | 621 | 2.11 |
| 2019 | $2,183,221 | $3,595,633 | $9,228,249 | 379 | 379 | 1.65 |
| 2020 | $3,437,514 | $8,618,981 | $12,900,656 | 603 | 603 | 2.51 |
| 2021 | $2,386,520 | $6,009,439 | $7,435,968 | 348 | 348 | 2.52 |
| 2022 | $10,021,096 | $35,533,500 | $35,927,656 | 1,016 | 1,016 | 3.55 |
| 2023 | $6,377,294 | $16,139,721 | $20,828,400 | 785 | 785 | 2.53 |
| 2024 | $6,294,145 | $15,133,821 | $20,673,391 | 787 | 787 | 2.40 |
Commodities insured in Concho County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 0.92Low end of the filed band
- 2.43Middle of the filed band
- 3.09High end of the filed band
- 2022Worst year filed (3.46)
- 10Years filed
- $25,265,469Premium filed
- $72,453,092Indemnity paid
- $90,710,978Liability insured
- 222,063Quantity planted
- 348,664Quantity lost
- 1,899Policies
- 1,899Policies with a loss
- 2.87Loss ratio, whole span
Causes that carried the indemnity in Concho County
- Drought $49,044,932 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $10,368,737 indemnity · 7 years
- Heat $5,910,344 indemnity · 10 years
- Hot Wind $3,615,180 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,275,230 indemnity · 6 years
- Wind/Excess Wind $919,220 indemnity · 4 years
Wheat 10 years filed
- 0.78Low end of the filed band
- 1.21Middle of the filed band
- 2.71High end of the filed band
- 2022Worst year filed (4.20)
- 10Years filed
- $9,055,138Premium filed
- $18,986,428Indemnity paid
- $25,949,700Liability insured
- 196,180Quantity planted
- 196,191Quantity lost
- 1,080Policies
- 1,079Policies with a loss
- 2.10Loss ratio, whole span
Causes that carried the indemnity in Concho County
- Drought $15,693,622 indemnity · 10 years
- Decline in Price $931,798 indemnity · 7 years
- Hail $524,220 indemnity · 9 years
- Heat $497,545 indemnity · 6 years
- Wildlife $261,255 indemnity · 6 years
- Freeze $224,860 indemnity · 4 years
Pasture,Rangeland,Forage 10 years filed
- 0.89Low end of the filed band
- 1.33Middle of the filed band
- 2.21High end of the filed band
- 2019Worst year filed (2.69)
- 10Years filed
- $2,101,069Premium filed
- $3,364,717Indemnity paid
- $9,163,592Liability insured
- 579,400Quantity planted
- 0Quantity lost
- 2,023Policies
- 2,023Policies with a loss
- 1.60Loss ratio, whole span
Causes that carried the indemnity in Concho County
- ARPI/SCO/STAX Crops Only $3,364,717 indemnity · 10 years
Grain Sorghum 10 years filed
- 0.54Low end of the filed band
- 1.83Middle of the filed band
- 2.84High end of the filed band
- 2022Worst year filed (4.12)
- 10Years filed
- $796,427Premium filed
- $1,904,070Indemnity paid
- $3,376,972Liability insured
- 23,367Quantity planted
- 23,368Quantity lost
- 305Policies
- 305Policies with a loss
- 2.39Loss ratio, whole span
Causes that carried the indemnity in Concho County
- Drought $1,425,387 indemnity · 10 years
- Heat $316,261 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $53,427 indemnity · 3 years
- Hot Wind $38,568 indemnity · 5 years
- Hail $29,105 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $25,175 indemnity · 3 years
Annual Forage 6 years filed
- 0.51Low end of the filed band
- 0.89Middle of the filed band
- 2.29High end of the filed band
- 2022Worst year filed (2.29)
- 6Years filed
- $395,009Premium filed
- $385,468Indemnity paid
- $1,519,361Liability insured
- 8,760Quantity planted
- 0Quantity lost
- 100Policies
- 100Policies with a loss
- 0.98Loss ratio, whole span
Causes that carried the indemnity in Concho County
- ARPI/SCO/STAX Crops Only $385,468 indemnity · 6 years
Every county-crop the agency files in Texas → Buy the Concho County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.