Crop-loss band · Texas
Cooke County, Texas — crop-loss band
- 1.64Low end of the filed band
- 2.07Middle of the filed band
- 2.53High end of the filed band
- 2015Worst year filed (2.94)
- 10Years filed
Every year the Risk Management Agency has filed for Cooke County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.64 at the low end to 2.53 at the high end, with 2.07 in the middle. The worst year filed is 2015, at 2.94. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $388,473 | $1,142,162 | $2,060,300 | 127 | 127 | 2.94 |
| 2016 | $279,849 | $578,964 | $1,250,254 | 138 | 138 | 2.07 |
| 2017 | $224,445 | $448,220 | $1,269,881 | 190 | 190 | 2.00 |
| 2018 | $191,288 | $405,575 | $1,130,838 | 114 | 114 | 2.12 |
| 2019 | $116,255 | $194,191 | $505,153 | 79 | 79 | 1.67 |
| 2020 | $207,039 | $411,379 | $1,046,486 | 113 | 113 | 1.99 |
| 2021 | $219,773 | $361,136 | $1,200,181 | 141 | 141 | 1.64 |
| 2022 | $292,554 | $654,335 | $1,630,745 | 184 | 184 | 2.24 |
| 2023 | $294,127 | $745,285 | $1,599,117 | 183 | 183 | 2.53 |
| 2024 | $394,197 | $924,836 | $2,193,724 | 202 | 202 | 2.35 |
Commodities insured in Cooke County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.36Low end of the filed band
- 2.78Middle of the filed band
- 4.65High end of the filed band
- 2022Worst year filed (8.33)
- 10Years filed
- $937,051Premium filed
- $2,826,799Indemnity paid
- $5,146,962Liability insured
- 37,491Quantity planted
- 37,656Quantity lost
- 234Policies
- 234Policies with a loss
- 3.02Loss ratio, whole span
Causes that carried the indemnity in Cooke County
- Excess Moisture/Precipitation/Rain $1,699,387 indemnity · 8 years
- Drought $354,142 indemnity · 5 years
- Hail $246,818 indemnity · 4 years
- Flood $147,065 indemnity · 1 years
- Hot Wind $98,580 indemnity · 1 years
- Heat $91,525 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 0.58Low end of the filed band
- 1.52Middle of the filed band
- 2.32High end of the filed band
- 2015Worst year filed (2.47)
- 10Years filed
- $1,210,057Premium filed
- $2,189,917Indemnity paid
- $6,596,614Liability insured
- 144,453Quantity planted
- 0Quantity lost
- 1,154Policies
- 1,154Policies with a loss
- 1.81Loss ratio, whole span
Causes that carried the indemnity in Cooke County
- ARPI/SCO/STAX Crops Only $2,189,917 indemnity · 10 years
Corn 9 years filed
- 0.79Low end of the filed band
- 1.98Middle of the filed band
- 2.67High end of the filed band
- 2024Worst year filed (2.67)
- 9Years filed
- $460,892Premium filed
- $849,367Indemnity paid
- $2,143,103Liability insured
- 9,230Quantity planted
- 8,740Quantity lost
- 83Policies
- 83Policies with a loss
- 1.84Loss ratio, whole span
Causes that carried the indemnity in Cooke County
- Excess Moisture/Precipitation/Rain $422,208 indemnity · 6 years
- Drought $351,754 indemnity · 4 years
- Hail $42,790 indemnity · 2 years
- Hot Wind $7,847 indemnity · 1 years
- Decline in Price $7,115 indemnity · 3 years
- Heat $6,818 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Cooke County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.