Crop-loss band · Texas
Cottle County, Texas — crop-loss band
- 0.66Low end of the filed band
- 1.72Middle of the filed band
- 2.60High end of the filed band
- 2017Worst year filed (2.91)
- 10Years filed
Every year the Risk Management Agency has filed for Cottle County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.66 at the low end to 2.60 at the high end, with 1.72 in the middle. The worst year filed is 2017, at 2.91. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $857,068 | $569,788 | $2,420,052 | 120 | 120 | 0.66 |
| 2016 | $929,232 | $1,203,051 | $2,464,990 | 207 | 207 | 1.29 |
| 2017 | $2,401,480 | $6,991,382 | $7,528,156 | 192 | 192 | 2.91 |
| 2018 | $3,508,603 | $9,121,069 | $10,099,117 | 313 | 312 | 2.60 |
| 2019 | $2,880,539 | $3,602,912 | $7,218,493 | 255 | 254 | 1.25 |
| 2020 | $3,058,055 | $5,260,755 | $7,752,598 | 239 | 239 | 1.72 |
| 2021 | $3,501,484 | $4,620,857 | $9,176,617 | 255 | 255 | 1.32 |
| 2022 | $9,023,209 | $21,367,169 | $25,635,876 | 496 | 496 | 2.37 |
| 2023 | $6,304,548 | $11,147,609 | $18,865,826 | 480 | 480 | 1.77 |
| 2024 | $3,280,837 | $7,190,250 | $7,934,337 | 227 | 227 | 2.19 |
Commodities insured in Cottle County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 0.46Low end of the filed band
- 1.76Middle of the filed band
- 2.62High end of the filed band
- 2017Worst year filed (2.94)
- 10Years filed
- $26,315,174Premium filed
- $53,138,815Indemnity paid
- $63,741,234Liability insured
- 243,793Quantity planted
- 358,212Quantity lost
- 1,463Policies
- 1,463Policies with a loss
- 2.02Loss ratio, whole span
Causes that carried the indemnity in Cottle County
- Drought $33,992,097 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $9,043,724 indemnity · 9 years
- Hot Wind $4,332,942 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $2,226,373 indemnity · 6 years
- Heat $1,821,388 indemnity · 6 years
- Wind/Excess Wind $835,751 indemnity · 6 years
Annual Forage 7 years filed
- 1.20Low end of the filed band
- 1.68Middle of the filed band
- 3.50High end of the filed band
- 2024Worst year filed (3.50)
- 7Years filed
- $6,420,448Premium filed
- $12,187,934Indemnity paid
- $23,810,390Liability insured
- 86,156Quantity planted
- 0Quantity lost
- 366Policies
- 366Policies with a loss
- 1.90Loss ratio, whole span
Causes that carried the indemnity in Cottle County
- ARPI/SCO/STAX/MP Crops Only $12,187,934 indemnity · 7 years
Pasture,Rangeland,Forage 10 years filed
- 0.66Low end of the filed band
- 1.55Middle of the filed band
- 2.85High end of the filed band
- 2024Worst year filed (3.15)
- 10Years filed
- $2,215,056Premium filed
- $3,857,816Indemnity paid
- $9,129,241Liability insured
- 454,007Quantity planted
- 0Quantity lost
- 702Policies
- 701Policies with a loss
- 1.74Loss ratio, whole span
Causes that carried the indemnity in Cottle County
- ARPI/SCO/STAX Crops Only $3,857,816 indemnity · 10 years
Wheat 10 years filed
- 0.74Low end of the filed band
- 1.92Middle of the filed band
- 2.82High end of the filed band
- 2022Worst year filed (4.13)
- 10Years filed
- $794,377Premium filed
- $1,890,277Indemnity paid
- $2,415,197Liability insured
- 42,415Quantity planted
- 42,420Quantity lost
- 253Policies
- 252Policies with a loss
- 2.38Loss ratio, whole span
Causes that carried the indemnity in Cottle County
- Drought $1,535,246 indemnity · 10 years
- Hail $139,888 indemnity · 5 years
- Hot Wind $56,453 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $51,220 indemnity · 3 years
- Cold Winter $33,097 indemnity · 1 years
- Wind/Excess Wind $32,992 indemnity · 6 years
Every county-crop the agency files in Texas → Buy the Cottle County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.