Crop-loss band · Texas
Culberson County, Texas — crop-loss band
- 0.82Low end of the filed band
- 1.94Middle of the filed band
- 2.18High end of the filed band
- 2020Worst year filed (2.62)
- 10Years filed
Every year the Risk Management Agency has filed for Culberson County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.82 at the low end to 2.18 at the high end, with 1.94 in the middle. The worst year filed is 2020, at 2.62. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $209,562 | $171,604 | $719,790 | 27 | 27 | 0.82 |
| 2016 | $1,501,935 | $2,906,144 | $6,897,229 | 49 | 49 | 1.93 |
| 2017 | $3,167,853 | $3,161,804 | $10,286,891 | 81 | 81 | 1.00 |
| 2018 | $3,595,883 | $7,848,195 | $13,173,572 | 77 | 77 | 2.18 |
| 2019 | $2,286,832 | $4,762,918 | $10,860,222 | 60 | 60 | 2.08 |
| 2020 | $2,906,198 | $7,622,155 | $12,752,470 | 98 | 98 | 2.62 |
| 2021 | $3,335,722 | $6,094,884 | $11,574,912 | 86 | 86 | 1.83 |
| 2022 | $3,398,645 | $7,193,873 | $12,898,311 | 108 | 108 | 2.12 |
| 2023 | $3,812,437 | $8,044,526 | $13,364,235 | 154 | 154 | 2.11 |
| 2024 | $3,703,471 | $7,201,872 | $15,506,958 | 165 | 165 | 1.94 |
Commodities insured in Culberson County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 0.62Low end of the filed band
- 1.62Middle of the filed band
- 2.09High end of the filed band
- 2020Worst year filed (2.14)
- 10Years filed
- $24,728,431Premium filed
- $41,662,912Indemnity paid
- $78,953,907Liability insured
- 6,975,171Quantity planted
- 0Quantity lost
- 837Policies
- 837Policies with a loss
- 1.68Loss ratio, whole span
Causes that carried the indemnity in Culberson County
- ARPI/SCO/STAX Crops Only $41,662,912 indemnity · 10 years
Pecans 8 years filed
- 1.44Low end of the filed band
- 8.10Middle of the filed band
- 18.47High end of the filed band
- 2016Worst year filed (18.47)
- 8Years filed
- $949,451Premium filed
- $7,752,924Indemnity paid
- $16,004,040Liability insured
- 67,107Quantity planted
- 6,245Quantity lost
- 27Policies
- 27Policies with a loss
- 8.17Loss ratio, whole span
Causes that carried the indemnity in Culberson County
- Hail $3,846,679 indemnity · 6 years
- Freeze $3,042,906 indemnity · 4 years
- Wind/Excess Wind $765,562 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $70,160 indemnity · 1 years
- Hot Wind $27,618 indemnity · 1 years
Cotton 8 years filed
- 1.16Low end of the filed band
- 1.95Middle of the filed band
- 4.73High end of the filed band
- 2023Worst year filed (4.73)
- 8Years filed
- $2,240,656Premium filed
- $5,592,139Indemnity paid
- $13,076,643Liability insured
- 14,502Quantity planted
- 14,505Quantity lost
- 41Policies
- 41Policies with a loss
- 2.50Loss ratio, whole span
Causes that carried the indemnity in Culberson County
- Hot Wind $2,796,347 indemnity · 4 years
- Heat $824,213 indemnity · 3 years
- Hail $592,102 indemnity · 3 years
- Wind/Excess Wind $559,106 indemnity · 4 years
- Freeze $547,739 indemnity · 2 years
- Decline in Price $229,235 indemnity · 2 years
Every county-crop the agency files in Texas → Buy the Culberson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.