Crop-loss band · Texas
Deaf Smith County, Texas — crop-loss band
- 1.59Low end of the filed band
- 1.88Middle of the filed band
- 2.24High end of the filed band
- 2022Worst year filed (2.44)
- 10Years filed
Every year the Risk Management Agency has filed for Deaf Smith County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.59 at the low end to 2.24 at the high end, with 1.88 in the middle. The worst year filed is 2022, at 2.44. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,365,054 | $4,454,366 | $8,392,270 | 270 | 270 | 1.88 |
| 2016 | $2,605,271 | $4,771,795 | $11,316,914 | 338 | 337 | 1.83 |
| 2017 | $2,813,566 | $6,028,662 | $13,601,831 | 406 | 405 | 2.14 |
| 2018 | $7,755,949 | $16,814,050 | $23,167,546 | 719 | 719 | 2.17 |
| 2019 | $4,973,471 | $10,915,889 | $18,936,592 | 449 | 449 | 2.19 |
| 2020 | $4,916,357 | $11,010,590 | $17,595,676 | 666 | 666 | 2.24 |
| 2021 | $10,041,519 | $18,718,910 | $29,296,468 | 858 | 858 | 1.86 |
| 2022 | $29,935,072 | $73,088,503 | $91,872,514 | 2,169 | 2,169 | 2.44 |
| 2023 | $31,910,618 | $55,988,286 | $99,912,588 | 2,216 | 2,216 | 1.75 |
| 2024 | $15,100,795 | $24,055,269 | $47,028,916 | 1,519 | 1,519 | 1.59 |
Commodities insured in Deaf Smith County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Annual Forage 10 years filed
- 0.83Low end of the filed band
- 1.62Middle of the filed band
- 2.48High end of the filed band
- 2016Worst year filed (2.58)
- 10Years filed
- $42,842,293Premium filed
- $80,916,090Indemnity paid
- $152,987,739Liability insured
- 666,196Quantity planted
- 0Quantity lost
- 2,798Policies
- 2,798Policies with a loss
- 1.89Loss ratio, whole span
Causes that carried the indemnity in Deaf Smith County
- ARPI/SCO/STAX Crops Only $80,916,090 indemnity · 10 years
Wheat 10 years filed
- 0.71Low end of the filed band
- 1.45Middle of the filed band
- 2.27High end of the filed band
- 2022Worst year filed (3.28)
- 10Years filed
- $32,101,717Premium filed
- $62,822,316Indemnity paid
- $74,071,306Liability insured
- 646,116Quantity planted
- 646,259Quantity lost
- 2,371Policies
- 2,370Policies with a loss
- 1.96Loss ratio, whole span
Causes that carried the indemnity in Deaf Smith County
- Drought $42,240,652 indemnity · 9 years
- Wind/Excess Wind $6,381,361 indemnity · 8 years
- Hail $4,687,985 indemnity · 10 years
- Hot Wind $2,375,845 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $2,187,028 indemnity · 5 years
- Heat $1,983,186 indemnity · 8 years
Cotton 10 years filed
- 1.19Low end of the filed band
- 1.72Middle of the filed band
- 2.90High end of the filed band
- 2019Worst year filed (3.13)
- 10Years filed
- $19,822,622Premium filed
- $39,183,765Indemnity paid
- $48,221,257Liability insured
- 164,468Quantity planted
- 197,883Quantity lost
- 916Policies
- 915Policies with a loss
- 1.98Loss ratio, whole span
Causes that carried the indemnity in Deaf Smith County
- Drought $17,039,216 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $8,253,614 indemnity · 7 years
- Hail $5,955,402 indemnity · 10 years
- Hot Wind $2,679,202 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $2,067,380 indemnity · 7 years
- Wind/Excess Wind $1,318,174 indemnity · 6 years
Corn 10 years filed
- 3.67Low end of the filed band
- 4.45Middle of the filed band
- 6.39High end of the filed band
- 2021Worst year filed (7.48)
- 10Years filed
- $3,391,246Premium filed
- $15,572,177Indemnity paid
- $39,068,048Liability insured
- 64,477Quantity planted
- 64,787Quantity lost
- 475Policies
- 475Policies with a loss
- 4.59Loss ratio, whole span
Causes that carried the indemnity in Deaf Smith County
- Hail $4,872,396 indemnity · 10 years
- Heat $4,411,381 indemnity · 7 years
- Hot Wind $2,021,210 indemnity · 8 years
- Mycotoxin $1,320,529 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $1,225,459 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $550,946 indemnity · 2 years
Grain Sorghum 10 years filed
- 0.58Low end of the filed band
- 1.62Middle of the filed band
- 2.28High end of the filed band
- 2018Worst year filed (2.37)
- 10Years filed
- $8,127,284Premium filed
- $15,542,432Indemnity paid
- $22,189,841Liability insured
- 169,592Quantity planted
- 168,890Quantity lost
- 948Policies
- 948Policies with a loss
- 1.91Loss ratio, whole span
Causes that carried the indemnity in Deaf Smith County
- Drought $10,757,074 indemnity · 10 years
- Heat $1,877,778 indemnity · 8 years
- Hot Wind $1,528,006 indemnity · 9 years
- Hail $446,619 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $415,067 indemnity · 5 years
- Freeze $176,298 indemnity · 5 years
Pasture,Rangeland,Forage 10 years filed
- 0.71Low end of the filed band
- 1.61Middle of the filed band
- 2.08High end of the filed band
- 2017Worst year filed (2.71)
- 10Years filed
- $5,387,166Premium filed
- $9,235,409Indemnity paid
- $20,393,078Liability insured
- 735,441Quantity planted
- 0Quantity lost
- 2,040Policies
- 2,040Policies with a loss
- 1.71Loss ratio, whole span
Causes that carried the indemnity in Deaf Smith County
- ARPI/SCO/STAX Crops Only $9,235,409 indemnity · 10 years
Silage Sorghum 9 years filed
- 1.24Low end of the filed band
- 3.23Middle of the filed band
- 4.72High end of the filed band
- 2023Worst year filed (4.72)
- 9Years filed
- $745,344Premium filed
- $2,574,131Indemnity paid
- $4,190,046Liability insured
- 13,693Quantity planted
- 13,693Quantity lost
- 62Policies
- 62Policies with a loss
- 3.45Loss ratio, whole span
Causes that carried the indemnity in Deaf Smith County
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,277,296 indemnity · 3 years
- Freeze $476,412 indemnity · 2 years
- Heat $317,651 indemnity · 2 years
- Hail $214,913 indemnity · 3 years
- Hot Wind $110,545 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $105,819 indemnity · 2 years
Every county-crop the agency files in Texas → Buy the Deaf Smith County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.