Crop-loss band · Texas
Denton County, Texas — crop-loss band
- 1.59Low end of the filed band
- 2.14Middle of the filed band
- 2.86High end of the filed band
- 2018Worst year filed (4.58)
- 10Years filed
Every year the Risk Management Agency has filed for Denton County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.59 at the low end to 2.86 at the high end, with 2.14 in the middle. The worst year filed is 2018, at 4.58. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,032,429 | $2,546,708 | $4,339,654 | 152 | 151 | 2.47 |
| 2016 | $882,760 | $1,946,775 | $3,225,149 | 162 | 162 | 2.21 |
| 2017 | $476,555 | $1,017,695 | $1,772,744 | 91 | 91 | 2.14 |
| 2018 | $478,278 | $2,192,393 | $2,775,485 | 92 | 92 | 4.58 |
| 2019 | $682,750 | $1,430,628 | $1,984,581 | 111 | 111 | 2.10 |
| 2020 | $499,243 | $1,218,174 | $1,939,848 | 109 | 109 | 2.44 |
| 2021 | $269,509 | $428,767 | $899,716 | 76 | 76 | 1.59 |
| 2022 | $375,763 | $1,074,003 | $1,703,740 | 86 | 86 | 2.86 |
| 2023 | $1,130,943 | $2,191,470 | $3,751,107 | 154 | 154 | 1.94 |
| 2024 | $742,296 | $1,492,615 | $2,294,715 | 127 | 127 | 2.01 |
Commodities insured in Denton County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.78Low end of the filed band
- 1.87Middle of the filed band
- 2.36High end of the filed band
- 2015Worst year filed (2.49)
- 10Years filed
- $3,717,896Premium filed
- $7,772,316Indemnity paid
- $12,243,779Liability insured
- 103,368Quantity planted
- 103,374Quantity lost
- 398Policies
- 397Policies with a loss
- 2.09Loss ratio, whole span
Causes that carried the indemnity in Denton County
- Excess Moisture/Precipitation/Rain $6,303,985 indemnity · 9 years
- Drought $702,952 indemnity · 6 years
- Hail $271,057 indemnity · 6 years
- ARPI/SCO/STAX Crops Only $124,873 indemnity · 5 years
- Freeze $87,240 indemnity · 2 years
- Frost $81,699 indemnity · 1 years
Cotton 10 years filed
- 1.80Low end of the filed band
- 3.34Middle of the filed band
- 8.11High end of the filed band
- 2017Worst year filed (10.27)
- 10Years filed
- $611,697Premium filed
- $3,004,676Indemnity paid
- $3,182,826Liability insured
- 14,813Quantity planted
- 16,578Quantity lost
- 36Policies
- 36Policies with a loss
- 4.91Loss ratio, whole span
Causes that carried the indemnity in Denton County
- Excess Moisture/Precipitation/Rain $1,475,377 indemnity · 8 years
- Drought $1,302,455 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $226,844 indemnity · 1 years
Grain Sorghum 10 years filed
- 1.90Low end of the filed band
- 2.82Middle of the filed band
- 3.90High end of the filed band
- 2022Worst year filed (4.15)
- 10Years filed
- $861,517Premium filed
- $2,447,387Indemnity paid
- $3,994,612Liability insured
- 35,695Quantity planted
- 35,584Quantity lost
- 203Policies
- 203Policies with a loss
- 2.84Loss ratio, whole span
Causes that carried the indemnity in Denton County
- Excess Moisture/Precipitation/Rain $1,149,418 indemnity · 9 years
- Drought $841,103 indemnity · 9 years
- Heat $238,335 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $146,653 indemnity · 6 years
- Insects $27,140 indemnity · 2 years
- Wildlife $26,956 indemnity · 2 years
Corn 10 years filed
- 0.55Low end of the filed band
- 1.63Middle of the filed band
- 2.05High end of the filed band
- 2018Worst year filed (2.07)
- 10Years filed
- $932,142Premium filed
- $1,525,692Indemnity paid
- $2,839,557Liability insured
- 15,709Quantity planted
- 15,175Quantity lost
- 89Policies
- 89Policies with a loss
- 1.64Loss ratio, whole span
Causes that carried the indemnity in Denton County
- Excess Moisture/Precipitation/Rain $872,441 indemnity · 7 years
- Drought $371,540 indemnity · 6 years
- ARPI/SCO/STAX Crops Only $107,726 indemnity · 6 years
- Mycotoxin $81,586 indemnity · 2 years
- Heat $64,770 indemnity · 3 years
- Wildlife $15,466 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.49Low end of the filed band
- 1.73Middle of the filed band
- 2.42High end of the filed band
- 2015Worst year filed (3.35)
- 10Years filed
- $447,274Premium filed
- $789,157Indemnity paid
- $2,425,965Liability insured
- 55,761Quantity planted
- 0Quantity lost
- 434Policies
- 434Policies with a loss
- 1.76Loss ratio, whole span
Causes that carried the indemnity in Denton County
- ARPI/SCO/STAX Crops Only $789,157 indemnity · 10 years
Every county-crop the agency files in Texas → Buy the Denton County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.