Crop-loss band · Texas
Ellis County, Texas — crop-loss band
- 1.04Low end of the filed band
- 2.31Middle of the filed band
- 2.88High end of the filed band
- 2021Worst year filed (3.03)
- 10Years filed
Every year the Risk Management Agency has filed for Ellis County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.04 at the low end to 2.88 at the high end, with 2.31 in the middle. The worst year filed is 2021, at 3.03. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,136,149 | $5,620,530 | $10,604,809 | 276 | 275 | 2.63 |
| 2016 | $2,545,546 | $3,199,357 | $11,678,794 | 294 | 288 | 1.26 |
| 2017 | $400,322 | $416,577 | $1,560,660 | 63 | 63 | 1.04 |
| 2018 | $3,067,270 | $8,837,398 | $19,219,808 | 284 | 284 | 2.88 |
| 2019 | $2,582,386 | $5,909,976 | $13,373,856 | 301 | 301 | 2.29 |
| 2020 | $1,339,999 | $3,604,045 | $5,172,624 | 166 | 166 | 2.69 |
| 2021 | $2,045,843 | $6,203,341 | $11,150,481 | 191 | 191 | 3.03 |
| 2022 | $4,074,217 | $11,650,520 | $23,170,215 | 355 | 355 | 2.86 |
| 2023 | $2,906,345 | $6,310,375 | $13,860,983 | 447 | 447 | 2.17 |
| 2024 | $5,063,737 | $11,713,054 | $23,301,321 | 479 | 478 | 2.31 |
Commodities insured in Ellis County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.61Low end of the filed band
- 1.78Middle of the filed band
- 2.32High end of the filed band
- 2020Worst year filed (2.73)
- 10Years filed
- $13,591,717Premium filed
- $25,101,580Indemnity paid
- $65,185,299Liability insured
- 236,302Quantity planted
- 232,455Quantity lost
- 791Policies
- 784Policies with a loss
- 1.85Loss ratio, whole span
Causes that carried the indemnity in Ellis County
- Excess Moisture/Precipitation/Rain $14,860,874 indemnity · 9 years
- Drought $8,587,555 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $645,067 indemnity · 2 years
- Decline in Price $440,207 indemnity · 7 years
- Wind/Excess Wind $143,551 indemnity · 1 years
- Wildlife $114,600 indemnity · 8 years
Cotton 9 years filed
- 2.19Low end of the filed band
- 3.59Middle of the filed band
- 6.71High end of the filed band
- 2021Worst year filed (6.71)
- 9Years filed
- $5,097,133Premium filed
- $21,084,696Indemnity paid
- $34,433,749Liability insured
- 94,185Quantity planted
- 122,575Quantity lost
- 637Policies
- 637Policies with a loss
- 4.14Loss ratio, whole span
Causes that carried the indemnity in Ellis County
- Excess Moisture/Precipitation/Rain $9,168,979 indemnity · 9 years
- Drought $8,385,361 indemnity · 6 years
- ARPI/SCO/STAX Crops Only $3,078,508 indemnity · 8 years
- Heat $176,094 indemnity · 2 years
- Hail $169,941 indemnity · 2 years
- Cold Wet Weather $95,556 indemnity · 1 years
Wheat 10 years filed
- 1.00Low end of the filed band
- 2.24Middle of the filed band
- 2.53High end of the filed band
- 2022Worst year filed (3.56)
- 10Years filed
- $4,050,394Premium filed
- $9,439,840Indemnity paid
- $16,816,236Liability insured
- 116,678Quantity planted
- 116,715Quantity lost
- 521Policies
- 520Policies with a loss
- 2.33Loss ratio, whole span
Causes that carried the indemnity in Ellis County
- Excess Moisture/Precipitation/Rain $7,591,809 indemnity · 8 years
- Drought $1,071,718 indemnity · 4 years
- Hail $394,264 indemnity · 4 years
- Wind/Excess Wind $143,967 indemnity · 2 years
- ARPI/SCO/STAX Crops Only $87,426 indemnity · 4 years
- Cold Winter $52,615 indemnity · 1 years
Grain Sorghum 10 years filed
- 1.82Low end of the filed band
- 2.33Middle of the filed band
- 4.40High end of the filed band
- 2015Worst year filed (4.64)
- 10Years filed
- $1,072,222Premium filed
- $3,194,727Indemnity paid
- $6,565,379Liability insured
- 36,563Quantity planted
- 36,923Quantity lost
- 188Policies
- 188Policies with a loss
- 2.98Loss ratio, whole span
Causes that carried the indemnity in Ellis County
- Excess Moisture/Precipitation/Rain $2,466,921 indemnity · 9 years
- Drought $625,722 indemnity · 6 years
- Wildlife $46,430 indemnity · 1 years
- Heat $23,613 indemnity · 2 years
- Wind/Excess Wind $17,376 indemnity · 1 years
- Decline in Price $10,926 indemnity · 2 years
Soybeans 10 years filed
- 0.89Low end of the filed band
- 2.02Middle of the filed band
- 2.99High end of the filed band
- 2020Worst year filed (3.17)
- 10Years filed
- $1,146,334Premium filed
- $2,356,263Indemnity paid
- $3,793,478Liability insured
- 21,865Quantity planted
- 21,895Quantity lost
- 64Policies
- 64Policies with a loss
- 2.06Loss ratio, whole span
Causes that carried the indemnity in Ellis County
- Excess Moisture/Precipitation/Rain $1,283,303 indemnity · 9 years
- Drought $1,011,672 indemnity · 6 years
- Heat $40,795 indemnity · 1 years
- Hail $19,586 indemnity · 1 years
- Wildlife $907 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 1.37Low end of the filed band
- 1.78Middle of the filed band
- 2.26High end of the filed band
- 2018Worst year filed (2.98)
- 10Years filed
- $1,204,014Premium filed
- $2,288,067Indemnity paid
- $6,299,410Liability insured
- 79,072Quantity planted
- 0Quantity lost
- 655Policies
- 655Policies with a loss
- 1.90Loss ratio, whole span
Causes that carried the indemnity in Ellis County
- ARPI/SCO/STAX Crops Only $2,288,067 indemnity · 10 years
Every county-crop the agency files in Texas → Buy the Ellis County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.