Crop-loss band · Texas
Falls County, Texas — crop-loss band
- 1.83Low end of the filed band
- 2.11Middle of the filed band
- 2.60High end of the filed band
- 2018Worst year filed (3.26)
- 10Years filed
Every year the Risk Management Agency has filed for Falls County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.83 at the low end to 2.60 at the high end, with 2.11 in the middle. The worst year filed is 2018, at 3.26. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,611,842 | $4,806,642 | $12,966,062 | 532 | 531 | 1.84 |
| 2016 | $4,036,582 | $8,218,753 | $23,340,293 | 818 | 794 | 2.04 |
| 2017 | $893,950 | $2,297,106 | $4,301,250 | 310 | 309 | 2.57 |
| 2018 | $4,745,014 | $15,448,911 | $29,924,186 | 821 | 820 | 3.26 |
| 2019 | $1,752,773 | $3,967,229 | $9,350,384 | 481 | 481 | 2.26 |
| 2020 | $2,782,706 | $7,241,278 | $16,101,142 | 676 | 676 | 2.60 |
| 2021 | $1,817,331 | $3,319,330 | $10,177,388 | 674 | 674 | 1.83 |
| 2022 | $6,360,378 | $11,620,411 | $36,049,413 | 1,366 | 1,366 | 1.83 |
| 2023 | $3,901,814 | $8,251,597 | $20,093,341 | 1,230 | 1,230 | 2.11 |
| 2024 | $5,908,520 | $13,448,107 | $33,898,956 | 1,316 | 1,316 | 2.28 |
Commodities insured in Falls County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.71Low end of the filed band
- 1.73Middle of the filed band
- 2.79High end of the filed band
- 2018Worst year filed (3.90)
- 10Years filed
- $13,654,561Premium filed
- $32,297,444Indemnity paid
- $88,990,502Liability insured
- 279,622Quantity planted
- 298,478Quantity lost
- 1,690Policies
- 1,664Policies with a loss
- 2.37Loss ratio, whole span
Causes that carried the indemnity in Falls County
- Excess Moisture/Precipitation/Rain $13,734,746 indemnity · 9 years
- Drought $12,400,972 indemnity · 8 years
- Hail $2,991,421 indemnity · 6 years
- Decline in Price $949,756 indemnity · 9 years
- ARPI/SCO/STAX Crops Only $852,010 indemnity · 5 years
- Mycotoxin $566,369 indemnity · 2 years
Annual Forage 10 years filed
- 1.07Low end of the filed band
- 1.95Middle of the filed band
- 3.57High end of the filed band
- 2019Worst year filed (4.05)
- 10Years filed
- $8,226,793Premium filed
- $15,641,375Indemnity paid
- $41,554,060Liability insured
- 149,206Quantity planted
- 0Quantity lost
- 621Policies
- 621Policies with a loss
- 1.90Loss ratio, whole span
Causes that carried the indemnity in Falls County
- ARPI/SCO/STAX Crops Only $15,641,375 indemnity · 10 years
Pasture,Rangeland,Forage 10 years filed
- 1.68Low end of the filed band
- 2.15Middle of the filed band
- 2.64High end of the filed band
- 2015Worst year filed (2.77)
- 10Years filed
- $7,113,766Premium filed
- $15,276,355Indemnity paid
- $35,050,034Liability insured
- 340,910Quantity planted
- 0Quantity lost
- 4,984Policies
- 4,984Policies with a loss
- 2.15Loss ratio, whole span
Causes that carried the indemnity in Falls County
- ARPI/SCO/STAX Crops Only $15,276,355 indemnity · 10 years
Cotton 10 years filed
- 1.56Low end of the filed band
- 2.20Middle of the filed band
- 3.40High end of the filed band
- 2020Worst year filed (4.75)
- 10Years filed
- $3,361,725Premium filed
- $9,454,320Indemnity paid
- $18,934,889Liability insured
- 35,458Quantity planted
- 47,273Quantity lost
- 287Policies
- 287Policies with a loss
- 2.81Loss ratio, whole span
Causes that carried the indemnity in Falls County
- Drought $3,384,581 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,874,743 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $1,690,435 indemnity · 7 years
- Hail $1,366,583 indemnity · 1 years
- Heat $1,080,519 indemnity · 3 years
- Decline in Price $42,763 indemnity · 4 years
Wheat 10 years filed
- 0.74Low end of the filed band
- 1.97Middle of the filed band
- 2.58High end of the filed band
- 2024Worst year filed (3.48)
- 10Years filed
- $2,055,463Premium filed
- $4,898,259Indemnity paid
- $9,257,649Liability insured
- 55,990Quantity planted
- 56,045Quantity lost
- 520Policies
- 519Policies with a loss
- 2.38Loss ratio, whole span
Causes that carried the indemnity in Falls County
- Excess Moisture/Precipitation/Rain $3,251,923 indemnity · 8 years
- Hail $938,072 indemnity · 7 years
- Drought $339,084 indemnity · 5 years
- Heat $115,413 indemnity · 5 years
- Wind/Excess Wind $66,904 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $51,513 indemnity · 4 years
Grain Sorghum 10 years filed
- 1.65Low end of the filed band
- 2.48Middle of the filed band
- 3.52High end of the filed band
- 2017Worst year filed (3.71)
- 10Years filed
- $398,602Premium filed
- $1,051,611Indemnity paid
- $2,415,281Liability insured
- 12,433Quantity planted
- 12,638Quantity lost
- 122Policies
- 122Policies with a loss
- 2.64Loss ratio, whole span
Causes that carried the indemnity in Falls County
- Excess Moisture/Precipitation/Rain $673,602 indemnity · 7 years
- Drought $278,727 indemnity · 5 years
- Hail $27,962 indemnity · 3 years
- Hurricane/Tropical Depression $26,709 indemnity · 1 years
- Flood $17,806 indemnity · 1 years
- Decline in Price $15,797 indemnity · 4 years
Every county-crop the agency files in Texas → Buy the Falls County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.