Crop-loss band · Texas
Fannin County, Texas — crop-loss band
- 1.43Low end of the filed band
- 1.82Middle of the filed band
- 2.02High end of the filed band
- 2018Worst year filed (2.55)
- 10Years filed
Every year the Risk Management Agency has filed for Fannin County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.43 at the low end to 2.02 at the high end, with 1.82 in the middle. The worst year filed is 2018, at 2.55. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,853,559 | $7,773,562 | $14,190,247 | 628 | 628 | 2.02 |
| 2016 | $3,384,197 | $4,839,470 | $11,539,616 | 604 | 597 | 1.43 |
| 2017 | $813,945 | $1,249,034 | $3,607,110 | 288 | 287 | 1.53 |
| 2018 | $1,706,422 | $4,359,136 | $8,382,861 | 322 | 322 | 2.55 |
| 2019 | $3,097,164 | $5,847,966 | $9,301,124 | 479 | 479 | 1.89 |
| 2020 | $2,527,833 | $4,600,824 | $7,300,543 | 384 | 384 | 1.82 |
| 2021 | $2,102,364 | $4,047,244 | $8,070,816 | 297 | 296 | 1.93 |
| 2022 | $2,486,062 | $4,497,599 | $10,086,332 | 381 | 381 | 1.81 |
| 2023 | $4,043,551 | $6,805,287 | $11,705,095 | 469 | 469 | 1.68 |
| 2024 | $4,459,651 | $8,212,489 | $15,370,297 | 557 | 557 | 1.84 |
Commodities insured in Fannin County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.14Low end of the filed band
- 1.91Middle of the filed band
- 2.09High end of the filed band
- 2022Worst year filed (2.85)
- 10Years filed
- $12,313,620Premium filed
- $22,754,782Indemnity paid
- $37,750,313Liability insured
- 226,703Quantity planted
- 226,787Quantity lost
- 1,409Policies
- 1,406Policies with a loss
- 1.85Loss ratio, whole span
Causes that carried the indemnity in Fannin County
- Excess Moisture/Precipitation/Rain $20,182,466 indemnity · 10 years
- Hail $1,094,394 indemnity · 5 years
- Drought $520,459 indemnity · 6 years
- ARPI/SCO/STAX Crops Only $514,467 indemnity · 6 years
- Flood $156,595 indemnity · 2 years
- Cold Winter $97,870 indemnity · 1 years
Corn 10 years filed
- 0.54Low end of the filed band
- 1.65Middle of the filed band
- 1.92High end of the filed band
- 2021Worst year filed (2.17)
- 10Years filed
- $9,766,798Premium filed
- $15,400,298Indemnity paid
- $32,944,321Liability insured
- 118,457Quantity planted
- 112,035Quantity lost
- 684Policies
- 678Policies with a loss
- 1.58Loss ratio, whole span
Causes that carried the indemnity in Fannin County
- Excess Moisture/Precipitation/Rain $11,895,810 indemnity · 10 years
- Drought $1,099,457 indemnity · 7 years
- ARPI/SCO/STAX Crops Only $717,736 indemnity · 7 years
- Heat $673,495 indemnity · 4 years
- Cold Wet Weather $475,545 indemnity · 1 years
- Hail $253,677 indemnity · 1 years
Soybeans 10 years filed
- 1.23Low end of the filed band
- 2.11Middle of the filed band
- 3.43High end of the filed band
- 2022Worst year filed (3.76)
- 10Years filed
- $1,506,651Premium filed
- $4,021,384Indemnity paid
- $5,605,651Liability insured
- 37,400Quantity planted
- 38,217Quantity lost
- 430Policies
- 430Policies with a loss
- 2.67Loss ratio, whole span
Causes that carried the indemnity in Fannin County
- Heat $1,298,548 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,260,520 indemnity · 10 years
- Drought $1,248,614 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $98,070 indemnity · 5 years
- Cold Wet Weather $68,360 indemnity · 1 years
- Wildlife $17,331 indemnity · 1 years
Cotton 9 years filed
- 1.34Low end of the filed band
- 2.36Middle of the filed band
- 4.22High end of the filed band
- 2022Worst year filed (4.22)
- 9Years filed
- $1,317,507Premium filed
- $3,955,922Indemnity paid
- $5,339,419Liability insured
- 20,909Quantity planted
- 25,112Quantity lost
- 185Policies
- 185Policies with a loss
- 3.00Loss ratio, whole span
Causes that carried the indemnity in Fannin County
- Excess Moisture/Precipitation/Rain $3,024,606 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $472,016 indemnity · 5 years
- Drought $210,622 indemnity · 3 years
- Cold Wet Weather $123,023 indemnity · 1 years
- Heat $119,052 indemnity · 1 years
- Decline in Price $6,604 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.72Low end of the filed band
- 1.56Middle of the filed band
- 2.32High end of the filed band
- 2024Worst year filed (2.37)
- 10Years filed
- $2,066,919Premium filed
- $3,377,575Indemnity paid
- $10,742,692Liability insured
- 152,945Quantity planted
- 0Quantity lost
- 1,382Policies
- 1,382Policies with a loss
- 1.63Loss ratio, whole span
Causes that carried the indemnity in Fannin County
- ARPI/SCO/STAX Crops Only $3,377,575 indemnity · 10 years
Annual Forage 10 years filed
- 0.16Low end of the filed band
- 1.44Middle of the filed band
- 1.93High end of the filed band
- 2017Worst year filed (2.05)
- 10Years filed
- $1,012,543Premium filed
- $1,484,424Indemnity paid
- $5,399,306Liability insured
- 20,132Quantity planted
- 0Quantity lost
- 134Policies
- 134Policies with a loss
- 1.47Loss ratio, whole span
Causes that carried the indemnity in Fannin County
- ARPI/SCO/STAX Crops Only $1,484,424 indemnity · 10 years
Grain Sorghum 10 years filed
- 0.32Low end of the filed band
- 3.15Middle of the filed band
- 3.69High end of the filed band
- 2018Worst year filed (5.04)
- 10Years filed
- $490,710Premium filed
- $1,238,226Indemnity paid
- $1,772,339Liability insured
- 13,856Quantity planted
- 14,098Quantity lost
- 185Policies
- 185Policies with a loss
- 2.52Loss ratio, whole span
Causes that carried the indemnity in Fannin County
- Excess Moisture/Precipitation/Rain $1,066,381 indemnity · 9 years
- Drought $110,953 indemnity · 5 years
- Heat $26,733 indemnity · 2 years
- Cold Wet Weather $19,395 indemnity · 1 years
- Decline in Price $9,765 indemnity · 3 years
- Wildlife $4,999 indemnity · 1 years
Every county-crop the agency files in Texas → Buy the Fannin County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.