Crop-loss band · Texas
Fayette County, Texas — crop-loss band
- 0.78Low end of the filed band
- 1.63Middle of the filed band
- 2.22High end of the filed band
- 2024Worst year filed (3.22)
- 10Years filed
Every year the Risk Management Agency has filed for Fayette County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.78 at the low end to 2.22 at the high end, with 1.63 in the middle. The worst year filed is 2024, at 3.22. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $177,385 | $288,472 | $908,582 | 135 | 135 | 1.63 |
| 2016 | $330,888 | $258,603 | $1,580,963 | 127 | 127 | 0.78 |
| 2017 | $123,942 | $245,990 | $660,635 | 219 | 219 | 1.98 |
| 2018 | $285,787 | $459,845 | $1,674,116 | 159 | 159 | 1.61 |
| 2019 | $178,494 | $395,788 | $932,088 | 223 | 223 | 2.22 |
| 2020 | $225,733 | $320,451 | $1,205,384 | 320 | 320 | 1.42 |
| 2021 | $174,205 | $200,101 | $948,023 | 254 | 254 | 1.15 |
| 2022 | $807,879 | $1,731,420 | $4,613,464 | 581 | 581 | 2.14 |
| 2023 | $387,992 | $790,257 | $2,014,652 | 566 | 566 | 2.04 |
| 2024 | $344,454 | $1,109,829 | $1,830,715 | 398 | 398 | 3.22 |
Commodities insured in Fayette County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 1.06Low end of the filed band
- 2.02Middle of the filed band
- 2.19High end of the filed band
- 2024Worst year filed (2.80)
- 10Years filed
- $1,783,490Premium filed
- $3,577,810Indemnity paid
- $9,454,318Liability insured
- 168,061Quantity planted
- 0Quantity lost
- 2,820Policies
- 2,820Policies with a loss
- 2.01Loss ratio, whole span
Causes that carried the indemnity in Fayette County
- ARPI/SCO/STAX Crops Only $3,577,810 indemnity · 10 years
Corn 10 years filed
- 0.53Low end of the filed band
- 1.76Middle of the filed band
- 2.31High end of the filed band
- 2024Worst year filed (5.06)
- 10Years filed
- $1,253,269Premium filed
- $2,222,946Indemnity paid
- $6,914,304Liability insured
- 21,822Quantity planted
- 21,068Quantity lost
- 162Policies
- 162Policies with a loss
- 1.77Loss ratio, whole span
Causes that carried the indemnity in Fayette County
- Drought $1,325,624 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $429,331 indemnity · 8 years
- Hurricane $315,291 indemnity · 1 years
- Mycotoxin $50,204 indemnity · 3 years
- Decline in Price $34,616 indemnity · 5 years
- Wildlife $32,489 indemnity · 6 years
Every county-crop the agency files in Texas → Buy the Fayette County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.