Crop-loss band · Texas
Fisher County, Texas — crop-loss band
- 0.55Low end of the filed band
- 1.60Middle of the filed band
- 2.33High end of the filed band
- 2022Worst year filed (2.50)
- 10Years filed
Every year the Risk Management Agency has filed for Fisher County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.55 at the low end to 2.33 at the high end, with 1.60 in the middle. The worst year filed is 2022, at 2.50. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $8,257,061 | $5,728,285 | $22,381,673 | 505 | 505 | 0.69 |
| 2016 | $5,836,207 | $3,231,009 | $11,664,019 | 413 | 413 | 0.55 |
| 2017 | $9,769,444 | $15,608,486 | $26,811,583 | 810 | 810 | 1.60 |
| 2018 | $19,464,614 | $44,195,719 | $45,744,749 | 1,142 | 1,142 | 2.27 |
| 2019 | $10,152,323 | $13,893,811 | $25,578,648 | 1,044 | 1,044 | 1.37 |
| 2020 | $9,012,233 | $20,970,588 | $26,316,643 | 1,019 | 1,018 | 2.33 |
| 2021 | $5,586,872 | $5,313,456 | $13,748,992 | 720 | 719 | 0.95 |
| 2022 | $22,086,028 | $55,115,327 | $60,096,675 | 1,812 | 1,812 | 2.50 |
| 2023 | $15,495,532 | $31,285,468 | $42,135,863 | 2,038 | 2,038 | 2.02 |
| 2024 | $11,664,070 | $23,290,503 | $29,683,096 | 1,517 | 1,517 | 2.00 |
Commodities insured in Fisher County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 0.51Low end of the filed band
- 1.61Middle of the filed band
- 2.38High end of the filed band
- 2022Worst year filed (2.50)
- 10Years filed
- $106,550,408Premium filed
- $201,575,949Indemnity paid
- $265,830,934Liability insured
- 895,443Quantity planted
- 1,318,345Quantity lost
- 7,426Policies
- 7,426Policies with a loss
- 1.89Loss ratio, whole span
Causes that carried the indemnity in Fisher County
- Drought $134,275,479 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $25,593,635 indemnity · 8 years
- Wind/Excess Wind $15,267,895 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $9,672,250 indemnity · 9 years
- Freeze $5,237,557 indemnity · 6 years
- Hot Wind $5,236,225 indemnity · 9 years
Annual Forage 9 years filed
- 0.52Low end of the filed band
- 1.09Middle of the filed band
- 2.45High end of the filed band
- 2022Worst year filed (2.45)
- 9Years filed
- $4,540,680Premium filed
- $6,753,016Indemnity paid
- $17,930,524Liability insured
- 75,696Quantity planted
- 0Quantity lost
- 595Policies
- 595Policies with a loss
- 1.49Loss ratio, whole span
Causes that carried the indemnity in Fisher County
- ARPI/SCO/STAX Crops Only $6,753,016 indemnity · 9 years
Wheat 10 years filed
- 0.59Low end of the filed band
- 1.44Middle of the filed band
- 2.13High end of the filed band
- 2022Worst year filed (3.47)
- 10Years filed
- $3,648,565Premium filed
- $5,989,472Indemnity paid
- $9,063,765Liability insured
- 114,488Quantity planted
- 114,533Quantity lost
- 798Policies
- 796Policies with a loss
- 1.64Loss ratio, whole span
Causes that carried the indemnity in Fisher County
- Drought $4,230,018 indemnity · 10 years
- Hail $993,095 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $419,492 indemnity · 7 years
- ARPI/SCO/STAX Crops Only $185,057 indemnity · 5 years
- Decline in Price $67,276 indemnity · 6 years
- Wildlife $26,972 indemnity · 7 years
Pasture,Rangeland,Forage 10 years filed
- 1.07Low end of the filed band
- 1.39Middle of the filed band
- 2.50High end of the filed band
- 2019Worst year filed (2.77)
- 10Years filed
- $2,584,731Premium filed
- $4,314,215Indemnity paid
- $11,336,718Liability insured
- 439,682Quantity planted
- 0Quantity lost
- 2,201Policies
- 2,201Policies with a loss
- 1.67Loss ratio, whole span
Causes that carried the indemnity in Fisher County
- ARPI/SCO/STAX Crops Only $4,314,215 indemnity · 10 years
Every county-crop the agency files in Texas → Buy the Fisher County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.